Bendigo Bank Platinum Rewards Mastercard | Review & Comparison

Bendigo Bank Platinum Rewards Mastercard

What do you want this card for?
Save money
Earn points
My monthly spend: 
$5,000
 
Offer
Card features
Rewards program
Earn rate
Sign up bonus
Points earned
Bendigo Bank Platinum Rewards Mastercard
Apply by 02 aug 20
Bendigo Bank Platinum Rewards Mastercard
Enjoy 0% p.a. for 15 months from account opening. Plus, get up to 50,000 bonus Rewards Points when you apply online, are approved and spend $3,000 within 90 days from account opening.
Earn 1.5 Bendigo rewards points for every $1 spent.
Up to 180 days of international travel insurance.
Add to comparison
Bendigo Bank Rewards
Bendigo Bank Rewards
-
50,000
points
after spend criteria

Pros & cons

What's good?

What's not so good?

Enjoy 0% for 15 months from account opening. Plus, get up to 50,000 bonus Rewards Points when you apply online, are approved and spend $3,000 within 90 days from account opening.
Earn 1.5 Bendigo rewards points for every $1 spent.
Low annual fee of $89 p.a..
Get additional cards at no cost.
Minimum credit limit of $3,000.
Up to 180 days of international travel insurance in any 12-month period.
Use with Google Pay™, Apple Pay, Samsung Pay, Fitbit Pay and Garmin Pay.
Points can’t be transferred into frequent flyer programs.
Disclaimer: Reviews rely upon third party information that may not be correct or may be changed without Credit Card Compare’s knowledge. You must carefully consider your own circumstances before making any commitments and confirm all offers and terms with credit card providers before accepting them. Please refer to our T&Cs for more.

The basics

About this card

Card setup
Single
Card tier
Platinum
Card type
Mastercard
Card use
Personal
Credit rating
N/A
Gambling transactions allowed
No
Joint application
Yes
Minimum age
18 years old
Minimum income
N/A
Minimum income for pensioners
Same as standard
Pensioners
Rewards program
Bendigo Bank Rewards
Temporary residents
N/A

Cardholders

Additional cardholders
Unlimited
Additional card fee
$0 p.a.

Credit limits

Minimum credit limit
$3,000
Maximum credit limit
N/A

Repayments

Interest charged from
Statement date
Interest free period
Up to 55 days on purchases
Minimum repayment
whichever is greater, $10 or 3%

Balance transfers

The offer

Interest ratePeriodFeeLimitRevert rate
Balance transfers19.99% p.a.N/AN/AN/AN/A

Balance transfers to this card

Balance transfer earns rewards
No
Balance transfer fee payment due
First statement
Balance transfer from personal loan
No
Balance transfer processing time
10 - 14 days
Interest free days with unpaid balance
0 days
Maximum balance transfer
N/A
Available to existing customers
No

Banks you can't balance transfer from

You can't balance transfer to the Bendigo Bank Platinum Rewards Mastercard at the promotional balance transfer rate from:

    Rates & fees

    Promotional interest rates

    Interest ratePeriodFeeLimitRevert rate
    Balance transfers19.99% p.a.N/AN/AN/A N/A
    Purchases0% p.a.15 monthsN/AN/A 19.99% p.a.

    Ongoing interest rates

    MonthlyAnnually
    Cash advances 1.83% 21.99% p.a.
    Purchases 1.67% 19.99% p.a.

    Fees

    Annual fee
    $89 p.a.
    Cash advance fee
    0.5%
    Dishonour fee
    $40
    Duplicate statement fee
    $5
    Foreign exchange fee
    3%
    Late payment fee
    $15
    Over limit fee
    N/A
    Overseas ATM balance fee
    $1.50
    Overseas ATM withdrawal fee
    $5.00
    Overseas emergency card replacement fee
    $0
    Transaction verification fee
    N/A

    Rewards & points

    Cool stuff you can get with your points

    Disclaimer: Points required accurate as of the 31st March 2018.

    Rewards program basics

    First purchase bonus
    50,000 points
    Reward points expiry
    N/A
    Rewards program
    Bendigo Bank Rewards
    Spend required for bonus points
    $3,000 within the first 90 days

    Earning points with this card

    Frequent flyer points
    N/A
    Overseas earn rate
    Same as standard earn rate
    Points cap per month
    N/A
    Points cap per year
    N/A
    Points earned on ATO payments
    N/A
    Reward points
    1.5 pts per $1 spent

    Additional benefits

    Airport lounge access
    N/A
    Complimentary flight voucher
    No
    Concierge service
    No

    Minimum criteria for this card

    What you need before applying

    Be over 18 years old
    You are a resident or citizen of Australia
    You have your personal details ready to complete the online application
    Have not applied for multiple credit cards recently
    Joint applications are allowed
    Age Pension and Disability Pension are acceptable.
    Overseas Pension, Veteran's Pension and Widower's Pension are not acceptable.
    Income from pensions is not allowed
    Disclaimer: The minimum criteria are intended only to be a guide. Your application may still be rejected by the bank even if you can answer 'Yes' to all the minimum criteria. The final decision regarding your application is up to the bank.

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