Bendigo Bank Qantas Platinum Mastercard | Comparison & Review

Bendigo Bank Qantas Platinum Mastercard

What do you want this card for?
Save money
Earn points
My rate: 
17%
 
My annual fee: 
$90
 
Transfer: 
$5,000
 
From: 
All banks
Offer
Card features
balance transfer
purchase rate
annual fee
Money saved
Bendigo Bank Qantas Platinum Mastercard
Bendigo Bank Qantas Platinum Mastercard
Earn 0.6 Qantas Points per $1 spent.
180 days comprehensive travel insurance.
0% p.a. on balance transfers for 6 months. Purchase rate applies thereafter.
Add to comparison
6 months
0% p.a.
then 19.99%
with a 0% fee
19.99% p.a.
ongoing
$149
ongoing

Pros & cons

What's good?

What's not so good?

Earn 0.6 Qantas Points per $1 spent.
180 days comprehensive travel insurance.
0% p.a. on balance transfers for 6 months. Purchase rate applies thereafter
90-day purchase protection on lost, stolen or damaged purchases.
Minimum credit limit of $3,000.
Up to 55 days on purchases.
Best Price Guarantee.
Tap & goTM for purchases under $100.
Use with Google Pay™, Apple Pay, Samsung Pay, Fitbit Pay and Garmin Pay.
Late payment fee of $15
Disclaimer: Reviews rely upon third party information that may not be correct or may be changed without Credit Card Compare’s knowledge. You must carefully consider your own circumstances before making any commitments and confirm all offers and terms with credit card providers before accepting them. Please refer to our T&Cs for more.

The basics

About this card

Card setup
Single
Card tier
Platinum
Card type
Mastercard
Card use
Personal
Credit rating
N/A
Gambling transactions allowed
No
Joint application
Yes
Minimum age
18 years old
Minimum income
N/A
Minimum income for pensioners
Same as standard
Pensioners
Rewards program
Qantas Frequent Flyer
Temporary residents
N/A

Cardholders

Additional cardholders
Unlimited
Additional card fee
$0 p.a.

Credit limits

Minimum credit limit
$3,000
Maximum credit limit
N/A

Repayments

Interest charged from
Statement date
Interest free period
Up to 55 days on purchases
Minimum repayment
3%

Balance transfers

The offer

Interest ratePeriodFeeLimitRevert rate
Balance transfers0% p.a.6 months0%80% of credit limit19.99% p.a.

Balance transfers to this card

Balance transfer earns rewards
No
Balance transfer fee payment due
First statement
Balance transfer from personal loan
No
Balance transfer processing time
10 - 14 days
Interest free days with unpaid balance
0 days
Maximum balance transfer
80% of credit limit
Available to existing customers
No

Banks you can't balance transfer from

You can't balance transfer to the Bendigo Bank Qantas Platinum Mastercard at the promotional balance transfer rate from:

    Rates & fees

    Promotional interest rates

    Interest ratePeriodFeeLimitRevert rate
    Balance transfers0% p.a.6 months0%80% of credit limit 19.99% p.a.
    PurchasesN/AN/AN/AN/A N/A

    Ongoing interest rates

    MonthlyAnnually
    Cash advances 1.83% 21.99% p.a.
    Purchases 1.67% 19.99% p.a.

    Fees

    Annual fee
    $149 p.a.
    Cash advance fee
    0.5%
    Dishonour fee
    $40
    Duplicate statement fee
    $5
    Foreign exchange fee
    3%
    Late payment fee
    $15
    Over limit fee
    N/A
    Overseas ATM balance fee
    $1.50
    Overseas ATM withdrawal fee
    $5.00
    Overseas emergency card replacement fee
    $0
    Transaction verification fee
    N/A

    Rewards & points

    Cool stuff you can get with your points

    Disclaimer: Points required accurate as of the 31st March 2018.

    Rewards program basics

    First purchase bonus
    N/A
    Reward points expiry
    Never as long as you keep your account active
    Rewards program
    Qantas Frequent Flyer
    Sign up bonus
    N/A
    Spend required for bonus points
    N/A

    Earning points with this card

    Frequent flyer points
    0.6 pts per $1 spent
    Overseas earn rate
    Same as standard earn rate
    Points cap per month
    20,000
    Points cap per year
    240,000
    Points earned on ATO payments
    N/A
    Reward points
    0.6 pts per $1 spent

    Additional benefits

    Airport lounge access
    N/A
    Complimentary flight voucher
    No
    Concierge service
    No

    Minimum criteria for this card

    What you need before applying

    Be over 18 years old
    You are a resident or citizen of Australia
    You have your personal details ready to complete the online application
    Have not applied for multiple credit cards recently
    Joint applications are allowed
    Age Pension and Disability Pension are acceptable.
    Overseas Pension, Veteran's Pension and Widower's Pension are not acceptable.
    Income from pensions is not allowed
    Disclaimer: The minimum criteria are intended only to be a guide. Your application may still be rejected by the bank even if you can answer 'Yes' to all the minimum criteria. The final decision regarding your application is up to the bank.

    Similar cards

    More cards like this one

    This card is listed in these comparisons

    Protect your identity. Monitor your credit score for free.

    Join more than 17,000 Australians and get your score today.
    1. Protect yourself from identity fraud
      Get alerted to large credit score drops.
    2. Know where you stand
      The banks know your score. Shouldn’t you too?
    3. Avoid a nasty surprise
      Before applying, check if your credit is good enough.
    4. Always with you
      Check online or download the app.
    People are happy
    Rated 4.8 out of 5 for customer satisfaction.
    You may have seen us in
    Compare these cards: