Unlimited additional cardholders to your account at no cost. Great for families.
Transfer a balance from another card and get 3.99% p.a. for 6 months.
You can balance transfer up to 100% of credit limit. This is higher than the typical amount allowed for comparable cards. Credit limits start from $1,000.
Any balance transfers that have not been paid off when the balance transfer offer ends will revert to the cash advance rate. Fortunately that rate is just 11.74% p.a.
Spread the cost of a large ticket purchase like flights or furniture with 3.99% p.a. for 6 months.
The standard interest rate on purchases is very low: 11.74% p.a.
If you need to withdraw cash from your account, you’ll get charged the 11.74% p.a. cash advance rate. This is much lower than the normal amount banks charge.
Up to 55 days on purchases.
Comes with Apple Pay and Google Pay.
While the balance transfer offer is a welcome addition, cheaper interest rates and longer introductory periods are widely available. Shop around.
Similarly, much cheaper and longer lasting introductory offers for purchases are available.
Adding an additional cardholder costs $0 p.a. per card. Many similar standard cards do not charge for this.