One of the lowest standard 9.49% p.a. interest rates on purchases on this site.
$50 p.a. annual fee.
Pay faster using Visa payWave.
It costs $0 p.a. per additional cardholder.
Only up to 50 days interest-free on purchases.
Disclaimer: Reviews rely upon third party information that may not be correct or may be changed without Credit Card Compare’s knowledge. You must carefully consider your own circumstances before making any commitments and confirm all offers and terms with credit card providers before accepting them. Please refer to our T&Cs for more.
About this card
Gambling transactions allowed
18 years old
Minimum income for pensioners
Additional card fee
Minimum credit limit
Maximum credit limit
Interest charged from
Interest free period
Up to 50 days on purchases
Rates & fees
Ongoing interest rates
Cash advance fee
Duplicate statement fee
Foreign exchange fee
Late payment fee
Over limit fee
Overseas ATM balance fee
Overseas ATM withdrawal fee
Overseas emergency card replacement fee
Transaction verification fee
Minimum criteria for this card
What you need before applying
Be over 18 years old
You are a resident or citizen of Australia
Have a good credit history
You have your personal details ready to complete the online application
Have not applied for multiple credit cards recently
Joint applications are not allowed
Disclaimer: The minimum criteria are intended only to be a guide. Your application may still be rejected by the bank even if you can answer 'Yes' to all the minimum criteria. The final decision regarding your application is up to the bank.
1 Use of terms "popular", "best" and "top" on this website are not product ratings or recommendations and are subject to our general disclaimer. The results you receive from using Credit Card Compare tools respond to your personal data inputs from information available to Credit Card Compare at that time.
2 Instant Approval Credit cards get a response of approval within 60 seconds, but approval is not guaranteed. The approval decision is given directly by the credit provider, not Credit Card Compare. The credit provider will also decide how and when the final decision is given.
General Disclaimer: Credit Card Compare (CCC) is a free-to-use credit card comparison website designed to help Australian consumers compare, review, and self-select a credit product. Credit Card Compare does not provide credit, assist consumers in obtaining credit, nor does it advise you to apply for any credit product in particular from any particular credit provider. You are not a client of Credit Card Compare. If you decide to apply for a credit product you should be aware you will be dealing with the credit provider and not Credit Card Compare. If you need personal financial advice you should obtain assistance from a qualified licensed advisor. Ordinarily Credit Card Compare is notified of any changes relevant to credit cards listed on the website, such as interest rates, with updates made in a timely manner. Even so, it is possible that one or more changes may occur without our knowledge. Credit Card Compare will not accept liability for incorrect information. Credit Card Compare does not list every credit card on the market. Credit Card Compare may receive a commission when credit cards are applied for as a result of the outbound links on this site. Make sure you always read the credit provider’s small print before you apply. Eligibility and credit criteria are at play when you apply for a credit card.