G&C Mutual Bank Low Rate Visa Credit Card

G&C Mutual Bank Low Rate Visa Credit Card

Offer
Card features
balance transfer
purchase rate
annual fee
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G&C Mutual Bank Low Rate Visa Credit Card
G&C Mutual Bank Low Rate Visa Credit Card
Pay with ease using Visa payWave.
Up to 50 days on purchases.
One of the lowest interest rates on this site.
Add to comparison
-
9.49% p.a.
ongoing
$50
ongoing

Pros & cons

What's good?

What's not so good?

One of the lowest standard 9.49% p.a. interest rates on purchases on this site.
$50 p.a. annual fee.
Pay faster using Visa payWave.
It costs $0 p.a. per additional cardholder.
Only up to 50 days interest-free on purchases.
Disclaimer: Reviews rely upon third party information that may not be correct or may be changed without Credit Card Compare’s knowledge. You must carefully consider your own circumstances before making any commitments and confirm all offers and terms with credit card providers before accepting them. Please refer to our T&Cs for more.

The basics

About this card

Card setup
Single
Card tier
Standard
Card type
Visa
Card use
Personal
Credit rating
Good
Gambling transactions allowed
No
Joint application
No
Minimum age
18 years old
Minimum income
N/A
Minimum income for pensioners
N/A
Pensioners
N/A
Rewards program
None
Temporary residents
N/A

Cardholders

Additional cardholders
2
Additional card fee
$0 p.a.

Credit limits

Minimum credit limit
$1,000
Maximum credit limit
N/A

Repayments

Interest charged from
Purchase Date
Interest free period
Up to 50 days on purchases
Minimum repayment
3%

Rates & fees

Ongoing interest rates

MonthlyAnnually
Cash advances 1.29% 15.49% p.a.
Purchases 0.79% 9.49% p.a.

Fees

Annual fee
$50 p.a.
Cash advance fee
N/A
Dishonour fee
$20
Duplicate statement fee
$10
Foreign exchange fee
2.85%
Late payment fee
$15
Over limit fee
$35
Overseas ATM balance fee
$5
Overseas ATM withdrawal fee
$5
Overseas emergency card replacement fee
$175
Transaction verification fee
N/A

Minimum criteria for this card

What you need before applying

Be over 18 years old
You are a resident or citizen of Australia
Have a good credit history
You have your personal details ready to complete the online application
Have not applied for multiple credit cards recently
Joint applications are not allowed
Disclaimer: The minimum criteria are intended only to be a guide. Your application may still be rejected by the bank even if you can answer 'Yes' to all the minimum criteria. The final decision regarding your application is up to the bank.

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