G&C Mutual Bank Platinum Visa Credit Card

G&C Mutual Bank Platinum Visa Credit Card

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Card features
balance transfer
purchase rate
annual fee
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G&C Mutual Bank Platinum Visa Credit Card
G&C Mutual Bank Platinum Visa Credit Card
Earn 0.85 pts per $1 spent into your Qantas account.
Complimentary entry into Qantas Frequent Flyer.
Insurances to cover your purchases or travelling within Australia or overseas.
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18.74% p.a.
ongoing
$249
ongoing

Pros & cons

What's good?

What's not so good?

Earn 0.85 pts per $1 spent into your Qantas account.
Earn an additional 1 Qantas Point for every $1 spent on selected Qantas products and services in Australia.
Complimentary entry into Qantas loyalty program if you’re not already a member, (saving you $99.50).
Insurances to cover your purchases or travelling within Australia or overseas.
24/7 Platinum Visa Concierge to assist with travel.
Pay faster using Visa payWave.
Comes with Overseas Travel Insurance, Transport Accident Insurance, Purchase Security Insurance, Domestic Flight Inconvenience Insurance
$249 p.a. annual fee.
Disclaimer: Reviews rely upon third party information that may not be correct or may be changed without Credit Card Compare’s knowledge. You must carefully consider your own circumstances before making any commitments and confirm all offers and terms with credit card providers before accepting them. Please refer to our T&Cs for more.

The basics

About this card

Card setup
Single
Card tier
Platinum
Card type
Visa
Card use
Personal
Credit rating
Any
Gambling transactions allowed
No
Joint application
No
Minimum age
18 years old
Minimum income
N/A
Minimum income for pensioners
N/A
Pensioners
N/A
Rewards program
Qantas Frequent Flyer
Temporary residents
N/A

Cardholders

Additional cardholders
2
Additional card fee
$0 p.a.

Credit limits

Minimum credit limit
$6,000
Maximum credit limit
N/A

Repayments

Interest charged from
Purchase Date
Interest free period
Up to 50 days on purchases
Minimum repayment
3%

Rates & fees

Ongoing interest rates

MonthlyAnnually
Cash advances 1.65% 19.74% p.a.
Purchases 1.56% 18.74% p.a.

Fees

Annual fee
$249 p.a.
Cash advance fee
N/A
Dishonour fee
$20
Duplicate statement fee
$10
Foreign exchange fee
2.85%
Late payment fee
$15
Over limit fee
$35
Overseas ATM balance fee
$5
Overseas ATM withdrawal fee
$5
Overseas emergency card replacement fee
$175
Transaction verification fee
$30

Rewards & points

Cool stuff you can get with your points

Disclaimer: Points required accurate as of the 31st March 2018.

Rewards program basics

First purchase bonus
N/A
Reward points expiry
N/A
Rewards program
Qantas Frequent Flyer
Sign up bonus
N/A
Spend required for bonus points
N/A

Earning points with this card

Frequent flyer points
0.85 pts per $1 spent
Overseas earn rate
1.85 pts per $1 spent
Points cap per month
N/A
Points cap per year
N/A
Points earned on ATO payments
N/A
Reward points
0.85 pts per $1 spent

Additional benefits

Airport lounge access
No
Complimentary flight voucher
No
Concierge service
Yes

Minimum criteria for this card

What you need before applying

Be over 18 years old
You are a resident or citizen of Australia
You have your personal details ready to complete the online application
Have not applied for multiple credit cards recently
Joint applications are not allowed
Disclaimer: The minimum criteria are intended only to be a guide. Your application may still be rejected by the bank even if you can answer 'Yes' to all the minimum criteria. The final decision regarding your application is up to the bank.

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