Holiday Coast CU Light Visa Credit Card

Holiday Coast CU Light Visa Credit Card

My rate: 
17%
 
My annual fee: 
$90
 
Transfer: 
$5,000
 
From: 
All banks
Offer
Card features
balance transfer
purchase rate
annual fee
Money saved
Holiday Coast CU Light Visa Credit Card
Holiday Coast CU Light Visa Credit Card
Competitive low interest of only 11.99% p.a.
Balance transfer onto this card at 0% p.a. for 6 months.
Low annual fee, just $25 p.a.
Add to comparison
6 months
0% p.a.
then 18.99%
11.99% p.a.
ongoing
$25
ongoing
 
saved over 6 months
Similar cards

Pros & cons

What's good?

What's not so good?

Balance transfer onto this card at 0% p.a. for 6 months.
Low $25 p.a. annual fee.
Cheap credit card with a normal interest rate on purchases of only 11.99% p.a.
Visa payWave enabled.
Comes with Apple Pay.
You can find longer balance transfer periods.
Disclaimer: Reviews rely upon third party information that may not be correct or may be changed without Credit Card Compare’s knowledge. You must carefully consider your own circumstances before making any commitments and confirm all offers and terms with credit card providers before accepting them. Please refer to our T&Cs for more.

The basics

About this card

Card setup
Single
Card tier
Standard
Card type
Visa
Card use
Personal
Credit rating
N/A
Gambling transactions allowed
No
Joint application
No
Minimum age
18 years old
Minimum income
N/A
Minimum income for pensioners
N/A
Pensioners
N/A
Rewards program
None
Temporary residents
N/A

Cardholders

Additional cardholders
99
Additional card fee
$25 p.a.

Credit limits

Minimum credit limit
$1,000
Maximum credit limit
N/A

Repayments

Interest charged from
N/A
Interest free period
Up to 55 days days on purchases
Minimum repayment
whichever is greater, $20 or 2.5%

Balance transfers

The offer

Interest ratePeriodFeeLimitRevert rate
Balance transfers0% p.a.6 monthsNone100% of credit limit18.99% p.a.

Balance transfers to this card

Balance transfer earns rewards
No
Balance transfer fee payment due
First statement
Balance transfer from personal loan
No
Balance transfer processing time
10 - 14 days
Interest free days with unpaid balance
0 days
Maximum balance transfer
100% of credit limit
Available to existing customers
No

Banks you can't balance transfer from

You can't balance transfer to the Holiday Coast CU Light Visa Credit Card at the promotional balance transfer rate from:

    Rates & fees

    Promotional interest rates

    Interest ratePeriodFeeLimitRevert rate
    Balance transfers0% p.a.6 monthsNone100% of credit limit 18.99% p.a.
    PurchasesN/AN/AN/AN/A N/A

    Ongoing interest rates

    MonthlyAnnually
    Cash advances 1.58% 18.99% p.a.
    Purchases 1.00% 11.99% p.a.

    Fees

    Annual fee
    $25 p.a.
    Cash advance fee
    N/A
    Dishonour fee
    N/A
    Duplicate statement fee
    N/A
    Foreign exchange fee
    -%
    Late payment fee
    $25
    Over limit fee
    N/A
    Overseas ATM balance fee
    N/A
    Overseas ATM withdrawal fee
    N/A
    Overseas emergency card replacement fee
    N/A
    Transaction verification fee
    N/A

    Minimum criteria for this card

    What you need before applying

    Be over 18 years old
    You are a resident or citizen of Australia
    You have your personal details ready to complete the online application
    Have not applied for multiple credit cards recently
    Joint applications are not allowed
    Disclaimer: The minimum criteria are intended only to be a guide. Your application may still be rejected by the bank even if you can answer 'Yes' to all the minimum criteria. The final decision regarding your application is up to the bank.

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