Hunter United Visa Credit Card

Hunter United Low Rate Visa Credit Card

Offer
Card features
balance transfer
purchase rate
annual fee
Apply
Hunter United Low Rate Visa Credit Card
Low ongoing interest rate of 11.99% p.a. on purchases.
Low annual fee of $59 p.a.
Up to 55 days on purchases.
Add to comparison
11.99% p.a.
ongoing
11.99% p.a.
ongoing
$59
ongoing

Pros & cons

What's good?

What's not so good?

Low ongoing interest rate of 11.99% p.a. on purchases.
Low annual fee of $59 p.a.
Up to 55 days on purchases.
Cash advance rate of 16.99% p.a.
Disclaimer: Reviews rely upon third party information that may not be correct or may be changed without Credit Card Compare’s knowledge. You must carefully consider your own circumstances before making any commitments and confirm all offers and terms with credit card providers before accepting them. Please refer to our T&Cs for more.

User reviews

4.0 out of 5.0 based on 1 review100% of reviewers would recommend this card

Rates and fees
Rewards
Customer service
Convenience
Trust

Reviews from users

Great service when I really needed it

Reviewed and recommended by Kerrie on 17 Sep 2016

I am very happy with my credit card and the service provided by the customer service and the local credit centre. Hunter United was very swift to return my money when the card was stolen and used by the thief when I was suffering from cancer in 2015. Thank you for the opportunity to thank Hunter United publicly.

Disclaimer: The opinions expressed about credit cards are the reviewer's alone, and do not reflect the views of Credit Card Compare or the credit card issuer. Reviews have not been approved or otherwise endorsed by Credit Card Compare.

The basics

About this card

Card setup
Single
Card tier
Standard
Card type
Visa
Card use
Personal
Credit rating
N/A
Gambling transactions allowed
No
Joint application
Yes
Minimum age
18 years old
Minimum income
$25,000
Minimum income for pensioners
N/A
Pensioners
N/A
Rewards program
None
Temporary residents
N/A

Cardholders

Additional cardholders
1
Additional card fee
$0 p.a.

Credit limits

Minimum credit limit
$1,000
Maximum credit limit
$30,000

Repayments

Interest charged from
Statement Date
Interest free period
Up to 55 days on purchases
Minimum repayment
whichever is greater, $5 or 3%

Balance transfers

The offer

Interest ratePeriodFeeLimitRevert rate
Balance transfers11.99% p.a.N/ANoneN/A11.99% p.a.

Balance transfers to this card

Balance transfer earns rewards
No
Balance transfer fee payment due
First statement
Balance transfer from personal loan
No
Balance transfer processing time
10 - 14 days
Interest free days with unpaid balance
0 days
Maximum balance transfer
N/A
Available to existing customers
No

Banks you can't balance transfer from

You can't balance transfer to the Hunter United Low Rate Visa Credit Card at the promotional balance transfer rate from:

    Rates & fees

    Promotional interest rates

    Interest ratePeriodFeeLimitRevert rate
    Balance transfers11.99% p.a.N/ANoneN/A 11.99% p.a.
    PurchasesN/AN/AN/AN/A N/A

    Ongoing interest rates

    MonthlyAnnually
    Cash advances 1.42% 16.99% p.a.
    Purchases 1.00% 11.99% p.a.

    Fees

    Annual fee
    $59 p.a.
    Cash advance fee
    N/A
    Dishonour fee
    $9.90
    Duplicate statement fee
    $20
    Foreign exchange fee
    2.5%
    Late payment fee
    $10
    Over limit fee
    $25
    Overseas ATM balance fee
    $1.50
    Overseas ATM withdrawal fee
    $1.50
    Overseas emergency card replacement fee
    $100
    Transaction verification fee
    $0

    Minimum criteria for this card

    What you need before applying

    Be over 18 years old
    You are a resident or citizen of Australia
    Earn a regular income of more than $25,000 per year
    You have your personal details ready to complete the online application
    Have not applied for multiple credit cards recently
    Joint applications are allowed
    Disclaimer: The minimum criteria are intended only to be a guide. Your application may still be rejected by the bank even if you can answer 'Yes' to all the minimum criteria. The final decision regarding your application is up to the bank.

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