Jetstar MasterCard | Review Details & Compare

Jetstar Mastercard

What do you want this card for?
Save money
Earn points
Offer
Card features
rewards program
earn rate
sign up bonus
Apply
Jetstar Mastercard
0% p.a. for 14 months on Balance Transfers.
Flexibility to choose between Jetstar Dollars or Qantas Frequent Flyer as your rewards program.
Up to 55 days interest free on purchases.
Add to comparison
Jetstar DollarsQantas Frequent Flyer
Jetstar Dollars or Qantas Frequent Flyer
0.5 pt
per $1 spent
-

Pros & cons

What's good?

What's not so good?

0% p.a. for 14 months on Balance Transfers.
Flexibility to choose between Jetstar Dollars or Qantas Frequent Flyer as your rewards program.
Up to 55 days interest free on purchases.
Have up to 4 additional cardholders.
Earn 1 Jetstar Dollar per $100 or 0.5 Qantas point per $1 spent on eligible purchases.
Receive a $100 Jetstar Travel Voucher for every 100 Jetstar Dollars you accrue under the Jetstar Dollar Program.
Enjoy 10% off for your Jetstar flight on-board food and drinks purchases.
Pay no Booking and Service Fees when you pay for your Jetstar flights online with the Jetstar Mastercard.
There’s a $9 p.a. for each additional card added, which negates the value of the rewards a little more.
To earn Qantas points, an additional Qantas Frequent Flyer Rewards annual opt in fee of $30 may apply on top of the $69 card’s annual fee.
There is a fee of $15 for switching between rewards programs.
Disclaimer: Reviews rely upon third party information that may not be correct or may be changed without Credit Card Compare’s knowledge. You must carefully consider your own circumstances before making any commitments and confirm all offers and terms with credit card providers before accepting them. Please refer to our T&Cs for more.

User reviews

3.2 out of 5.0 based on 4 reviews50% of reviewers would recommend this card

Rates and fees
Rewards
Customer service
Convenience
Trust

Reviews from users

Interest benefits, discounts and rewards

Reviewed and recommended by Aleksandra on 23 Sep 2016

0% p.a. interest for six months on any flight or hotel booking of $300 or over, 0% p.a. interest for 14 months on balance transfers from the date of card approval, and booking flights on jetstar.com, or via the Jetstar call centre, I will pay no booking fee. That’s great.

I will get 10% off the total transaction value of food and drinks on Jetstar flights. I will get 1 Qantas Frequent Flyer point for each dollar spent, or a credit voucher for Jetstar flights and holidays.

Slow points accrual

Reviewed and not recommended by Kim on 08 Jul 2016

There aren’t a lot of special offers, and points accrual is slow. It’s only there as back up and I rarely use it. The only good thing, in a way, is no booking fee when booking with Jetstar only. Another upside is it also accrues Qantas Frequent Flyer points now as well, but points accrual is even slower.

Dud card

Reviewed and not recommended by Anne on 04 Jul 2016

I’ve held this card for more than 5 years and only ever received 2 x $100 vouchers, even though I have spent well over $20,000 on the card during this time frame. The interest rate has steadily increased as well. I would not recommend this card to anyone. Think again!

Cheap rewards card

Reviewed and recommended by Ben on 01 Jul 2016

This is a great card if you want rewards and a low interest rate and annual fees. It’s nothing special, but has a low rate and it’s easy to earn rewards. It’s very easy to use your rewards also and the card is accepted everywhere.

I would recommend it to most people as it is a good card to use and you also don’t get charged fees when booking Jetstar flights.

Disclaimer: The opinions expressed about credit cards are the reviewer's alone, and do not reflect the views of Credit Card Compare or the credit card issuer. Reviews have not been approved or otherwise endorsed by Credit Card Compare.

The basics

About this card

Card setup
Single
Card tier
Standard
Card type
Mastercard
Card use
Personal
Credit rating
Good
Gambling transactions allowed
No
Joint application
No
Minimum age
18 years old
Minimum income
$30,000
Minimum income for pensioners
N/A
Pensioners
N/A
Rewards program
Jetstar Dollars or Qantas Frequent Flyer
Temporary residents
N/A

Cardholders

Additional cardholders
4
Additional card fee
$9 p.a.

Credit limits

Minimum credit limit
$2,000
Maximum credit limit
$50,000

Repayments

Interest charged from
Purchase date
Interest free period
Up to 55 days on purchases
Minimum repayment
whichever is greater, $50 or 2%

Balance transfers

The offer

Interest ratePeriodFeeLimitRevert rate
Balance transfers0% p.a.14 months0%100% of credit limit less $500 of credit limit14.99% p.a.

Balance transfers to this card

Balance transfer earns rewards
No
Balance transfer fee payment due
First statement
Balance transfer from personal loan
No
Balance transfer processing time
10 - 14 days
Interest free days with unpaid balance
0 days
Maximum balance transfer
100% of credit limit less $500 of credit limit
Available to existing customers
No

Banks you can't balance transfer from

You can't balance transfer to the Jetstar Mastercard at the promotional balance transfer rate from:

  • Jetstar
  • Macquarie Bank

Rates & fees

Promotional interest rates

Interest ratePeriodFeeLimitRevert rate
Balance transfers0% p.a.14 months0%100% of credit limit less $500 of credit limit 14.99% p.a.
PurchasesN/AN/AN/AN/A N/A

Ongoing interest rates

MonthlyAnnually
Cash advances 1.83% 21.99% p.a.
Purchases 1.25% 14.99% p.a.

Fees

Annual fee
$69* p.a.
Cash advance fee
whichever is greater, $5 or 3%
Dishonour fee
$10
Duplicate statement fee
$7
Foreign exchange fee
3%
Late payment fee
$35
Over limit fee
$30
Overseas ATM balance fee
N/A
Overseas ATM withdrawal fee
N/A
Overseas emergency card replacement fee
N/A
Transaction verification fee
$8

Rewards & points

Cool stuff you can get with your points

Disclaimer: Points required accurate as of the 31st March 2018.

Rewards program basics

Reward points expiry
N/A
Rewards program
Jetstar Dollars or Qantas Frequent Flyer
Sign up bonus
N/A
Spend required for bonus points
N/A

Earning points with this card

Frequent flyer points
0.5 pt per $1 spent
Overseas earn rate
Same as standard earn rate
Points cap per month
N/A
Points cap per year
500 Jetstar Dollars or 25,000 Qantas points
Points earned on ATO payments
N/A
Reward points
1 Jetstar Dollar per $100 spent

Additional benefits

Airport lounge access
N/A
Complimentary flight voucher
No
Concierge service
No

Minimum criteria for this card

What you need before applying

Be over 18 years old
You are a resident or citizen of Australia
Earn a regular income of more than $30,000 per year
Have a good credit history
You have your personal details ready to complete the online application
Have not applied for multiple credit cards recently
Joint applications are not allowed
Disclaimer: The minimum criteria are intended only to be a guide. Your application may still be rejected by the bank even if you can answer 'Yes' to all the minimum criteria. The final decision regarding your application is up to the bank.

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