Jetstar Platinum Mastercard | Review Details & Compare

Jetstar Platinum Mastercard

What do you want this card for?
Save money
Earn points
My monthly spend: 
$5,000
 
Offer
Card features
Rewards program
Earn rate
Sign up bonus
Points earned
Jetstar Platinum Mastercard
0% p.a. for 14 months on Balance Transfers.
Flexibility to choose between Jetstar Dollars or Qantas Frequent Flyer as your rewards program.
Up to 55 days interest free on purchases.
Add to comparison
Jetstar DollarsQantas Frequent Flyer
Jetstar Dollars or Qantas Frequent Flyer
0.5pt
per $1 spent
20,000
points

Pros & cons

What's good?

What's not so good?

0% p.a. for 14 months on Balance Transfers.
Flexibility to choose between Jetstar Dollars or Qantas Frequent Flyer as your rewards program.
Choose the Jetstar Dollar Program and earn 1 Jetstar Dollar point per $50 spent on eligible transactions for the first $2,500 then 1 Jetstar Dollar point per $100 spent for the remainder of that statement period.
Choose Qantas Frequent Flyer and earn 0.5 Qantas point per $1 spent on eligible purchases.
Receive a $200 Jetstar Travel Voucher for every 200 Jetstar Dollars you accrue under the Jetstar Dollar Program.
Enjoy 0% for 6 months on any flight or hotel booking of $300 or more at jetstar.com or via the Jetstar call centre (Booking and Service fee waived).
Enjoy complimentary insurances (Overseas Travel, Travel Cancellation, Purchase Security, Extended Warranty and Transport Accident).
Enjoy 10% off for your Jetstar flight on-board food and drinks purchases.
Up to 55 days interest free on purchases.
For every additional cardholder added, there’s a $39 p.a. fee.
As with many rewards cards, rates are high. Cash advances are charged at 21.99% p.a. and purchases at 19.99% p.a..
There is a fee of $15 for switching between rewards programs.
Disclaimer: Reviews rely upon third party information that may not be correct or may be changed without Credit Card Compare’s knowledge. You must carefully consider your own circumstances before making any commitments and confirm all offers and terms with credit card providers before accepting them. Please refer to our T&Cs for more.

User reviews

2.9 out of 5.0 based on 6 reviews33% of reviewers would recommend this card

Rates and fees
Rewards
Customer service
Convenience
Trust

Reviews from users

Rewards not worthwhile

Reviewed and not recommended by Vuong on 23 Sep 2016

Average everyday card, but the reward rate is very low.

It’s not with any major bank, but the upside is that you can also choose rewards as Qantas Frequent Flyer points.

If the interest rate was a bit lower it would be more enticing. The annual fee should be waived for Qantas Frequent Flyer members. Overall, acceptable for normal use.

Only good for flights on Jetstar

Reviewed and not recommended by Margaret on 21 Jul 2015

The only way you get the rewards is to spend and then your rewards are limited, plus points expire too quickly.

The best thing about this card is that when booking Jetstar flights you don’t have to pay the credit card fee. If you’re late paying the card you get harassed by customer service.

The silent thief

Reviewed and not recommended by James Reilly on 16 Jul 2015

Where to start? There are many reasons why I don’t like this card and many people simply would not sign up for it. I have had it for several years now when the market was quite different. Now I wouldn’t even look at it. Here are some points: $150 annual charge just to have it, $30 late fee, $30 fee even if 50 cents over limit, no branches for bank (Macquarie issue it), all communications by internet (so frustrating) as you can’t talk to anyone in person.

I can go on, but suffice to say as soon as I pay off the balance it’s curtains for this card.

Easy to use

Reviewed and recommended by Chris on 19 Jun 2015

Card is great to use and is well accepted. It’s good to use when booking flights with Jetstar as it works out cheaper. Points start to accumulate fast and I’m looking forward to spending some on a holiday soon.

Would like to have statements emailed out as a PDF instead of having to log in all the time. A phone app would also be good if we can just add 4 digit pin.

It does what I need

Reviewed and not recommended by Angie on 23 Oct 2014

I only use this card for the Qantas points and joined because it had a set amount of sign up bonus points. I pay off the card every month so don’t have to worry about the interest rate. I regularly shop around for new card incentives and will be doing so shortly again.

Trustworthy

Reviewed and recommended by Tania on 04 Sep 2014

Awesome service in general. Very good customer service at any time you need it. The points you get to exchange for flight tickets are very good as every time you use the card you get points. Is trustworthy and never had a problem in regards this card and company. I highly recommend it.

Disclaimer: The opinions expressed about credit cards are the reviewer's alone, and do not reflect the views of Credit Card Compare or the credit card issuer. Reviews have not been approved or otherwise endorsed by Credit Card Compare.

The basics

About this card

Card setup
Single
Card tier
Platinum
Card type
MasterCard
Card use
Personal
Credit rating
Good
Gambling transactions allowed
No
Joint application
No
Minimum age
18 years old
Minimum income
$30,000
Minimum income for pensioners
N/A
Pensioners
N/A
Rewards program
Jetstar Dollars or Qantas Frequent Flyer
Temporary residents
N/A

Cardholders

Additional cardholders
4
Additional card fee
$39 p.a.

Credit limits

Minimum credit limit
$6,000
Maximum credit limit
$100,000

Repayments

Interest charged from
Purchase date
Interest free period
Up to 55 days on purchases
Minimum repayment
whichever is greater, $50 or 2.5%

Balance transfers

The offer

Interest ratePeriodFeeLimitRevert rate
Balance transfers0% p.a.14 months0%90% of credit limit19.99% p.a.

Balance transfers to this card

Balance transfer earns rewards
No
Balance transfer fee payment due
First statement
Balance transfer from personal loan
No
Balance transfer processing time
10 - 14 days
Interest free days with unpaid balance
0 days
Maximum balance transfer
90% of credit limit
Available to existing customers
No

Banks you can't balance transfer from

You can't balance transfer to the Jetstar Platinum Mastercard at the promotional balance transfer rate from:

  • Jetstar
  • Macquarie Bank

Rates & fees

Promotional interest rates

Interest ratePeriodFeeLimitRevert rate
Balance transfers0% p.a.14 months0%90% of credit limit 19.99% p.a.
PurchasesN/AN/AN/AN/A N/A

Ongoing interest rates

MonthlyAnnually
Cash advances 1.83% 21.99% p.a.
Purchases 1.67% 19.99% p.a.

Fees

Annual fee
$69 p.a.
Annual fee 2nd year
$169 p.a.
Cash advance fee
whichever is greater, $5 or 3%
Dishonour fee
$10
Duplicate statement fee
$7
Foreign exchange fee
3%
Late payment fee
$35
Over limit fee
$30
Overseas ATM balance fee
N/A
Overseas ATM withdrawal fee
N/A
Overseas emergency card replacement fee
N/A
Transaction verification fee
$8

Rewards & points

Cool stuff you can get with your points

Disclaimer: Points required accurate as of the 31st March 2018.

Earn rates

Spend typeSpend
Everyday spend
Up to $2,500
1 pt per $50 spent
per statement period
1 pt per $100 spent
ResetN/A
Points capUnlimited

Rewards program basics

Reward points expiry
N/A
Rewards program
Jetstar Dollars or Qantas Frequent Flyer
Sign up bonus
20,000 points
Spend required for bonus points
$3,000 within 60 days of approval

Earning points with this card

Frequent flyer points
0.5pt per $1 spent
Overseas earn rate
Same as standard earn rate
Points cap per month
Unlimited
Points cap per year
2,000 Jetstar Dollars or 100,000 Qantas points
Points earned on ATO payments
N/A
Reward points
1 pt per $50 spent up to $2,500 then 1 pt per $100 spent per statement period

Additional benefits

Airport lounge access
N/A
Complimentary flight voucher
No
Concierge service
Yes

Minimum criteria for this card

What you need before applying

Be over 18 years old
You are a resident or citizen of Australia
Earn a regular income of more than $30,000 per year
Have a good credit history
You have your personal details ready to complete the online application
Have not applied for multiple credit cards recently
Joint applications are not allowed
Disclaimer: The minimum criteria are intended only to be a guide. Your application may still be rejected by the bank even if you can answer 'Yes' to all the minimum criteria. The final decision regarding your application is up to the bank.

Similar cards

More cards like this one

This card is listed in these comparisons

Protect your identity. Monitor your credit score for free.

Join more than 13,000 Australians and get your score today.
  1. Protect yourself from identity fraud
    Get alerted to large credit score drops.
  2. Know where you stand
    The banks know your score. Shouldn’t you too?
  3. Avoid a nasty surprise
    Before applying, check if your credit is good enough.
  4. Always with you
    Check online or download the app.
You may have seen us in
Compare these cards: