Qantas Premier Platinum Credit Card | Review & Comparison

Qantas Premier Platinum Credit Card

What do you want this card for?
Save money
Earn points
Offer
Card features
international travel insurance
interstate flight inconvenience
personal item theft cover
Apply
NEW
Qantas Premier Platinum Credit Card
Apply by 30 sep 20
Qantas Premier Platinum Credit Card
Receive up to 80,000 bonus Qantas Points (terms and conditions apply).
Get additional 75 bonus Status Credits when you make your first eligible purchase by 30 November 2020.
$199 p.a. annual fee for the first year, then $299 p.a.
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Pros & cons

What's good?

What's not so good?

Receive up to 80,000 bonus Qantas Points. That’s 20,000 points each month for four months when spending $1,500 or more on eligible purchases.
Get additional 75 bonus Status Credits when you make your first eligible purchase by 30 November 2020.
$199 p.a. annual fee for the first year, then $299 p.a.
0% p.a. for 18 months on balance transfers.
Enjoy 6 months interest free on your first purchase of selected Qantas products and services.
2 complimentary Qantas Club lounge invitations per year.
Save up to 20% on selected Qantas and QantasLink flights within Australia. (Conditions Apply)
Complimentary travel insurance, including medical, cancellations and baggage.
Fraud protection guarantee.
After the balance transfer period is over, the interest rate reverts to the cash advance rate.

Citigroup Pty Limited ABN 88 004 325 080 AFSL No. 238 098 Australian credit licence 238098, is the Credit Provider and Issuer of the Qantas Premier credit cards on behalf of Qantas Airways Limited ABN 16 009 661 901.

Disclaimer (2): Reviews rely upon third party information that may not be correct or may be changed without Credit Card Compare’s knowledge. You must carefully consider your own circumstances before making any commitments and confirm all offers and terms with credit card providers before accepting them. Please refer to our T&Cs for more.

The basics

About this card

Card setup
Single
Card tier
Platinum
Card type
Mastercard
Card use
Personal
Credit rating
Good
Gambling transactions allowed
No
Joint application
No
Minimum age
18 years old
Minimum income
$35,000
Minimum income for pensioners
Same as standard
Pensioners
Rewards program
Qantas Frequent Flyer
Temporary residents
No

Cardholders

Additional cardholders
4
Additional card fee
$50 p.a.

Credit limits

Minimum credit limit
$6,000
Maximum credit limit
N/A

Repayments

Interest charged from
Purchase date
Interest free period
Up to 55 days on purchases
Minimum repayment
2%

Balance transfers

The offer

Interest ratePeriodFeeLimitRevert rate
Balance transfers0% p.a.18 months0%N/A21.99% p.a.

Balance transfers to this card

Balance transfer earns rewards
No
Balance transfer fee payment due
First statement
Balance transfer from personal loan
Yes
Balance transfer processing time
10 - 14 days
Interest free days with unpaid balance
0 days
Maximum balance transfer
N/A
Available to existing customers
No

Banks you can't balance transfer from

You can't balance transfer to the Qantas Premier Platinum Credit Card at the promotional balance transfer rate from:

  • Qantas Money

Rates & fees

Promotional interest rates

Interest ratePeriodFeeLimitRevert rate
Balance transfers0% p.a.18 months0%N/A 21.99% p.a.
PurchasesN/AN/AN/AN/A N/A

Ongoing interest rates

MonthlyAnnually
Cash advances 1.83% 21.99% p.a.
Purchases 1.67% 19.99% p.a.

Fees

Annual fee
$199 p.a.
Annual fee 2nd year
$299 p.a.
Cash advance fee
3%
Dishonour fee
$15
Duplicate statement fee
$2
Foreign exchange fee
3%
Late payment fee
$10
Over limit fee
$40
Overseas ATM balance fee
$0
Overseas ATM withdrawal fee
$5
Overseas emergency card replacement fee
$0
Transaction verification fee
$7

Rewards & points

Cool stuff you can get with your points

Disclaimer: Points required accurate as of the 31st March 2018.

Rewards program basics

First purchase bonus
80,000 points
Reward points expiry
Never as long as you keep your account active
Rewards program
Qantas Frequent Flyer
Spend required for bonus points
$5,000 for the first 3 months

Earning points with this card

Frequent flyer points
1 pt per $1 spent up to $10,000 then 0.5 pts per $1 spent per statement period
Overseas earn rate
1.5 pts per $1 spent
Points cap per month
N/A
Points cap per year
N/A
Points earned on ATO payments
N/A
Reward points
1 pt per $1 spent up to $10,000 then 0.5 pts per $1 spent per statement period

Additional benefits

Airport lounge access
Yes
Complimentary flight voucher
No
Concierge service
Yes

Minimum criteria for this card

What you need before applying

Be over 18 years old
You are a resident or citizen of Australia
Earn a regular income of more than $35,000 per year
Have a good credit history
You have your personal details ready to complete the online application
Have not applied for multiple credit cards recently
Age Pension, Disability Pension and Widower's Pension are acceptable.
Carer's Allowance and Child Support Payments are acceptable.
Joint applications are not allowed
Temporary residents are not eligible
Disclaimer: The minimum criteria are intended only to be a guide. Your application may still be rejected by the bank even if you can answer 'Yes' to all the minimum criteria. The final decision regarding your application is up to the bank.

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