Qantas Staff CU Lifestyle Plus Credit Card

Qudos Bank Lifestyle Plus Credit Card

My rate: 
My annual fee: 
All banks
Card features
balance transfer
purchase rate
annual fee
Money saved
Qudos Bank Lifestyle Plus Credit Card
Qudos Bank Lifestyle Plus Credit Card
Up to 46 days on purchases interest free.
No annual fee to pay.
No fees for an additional card.
Add to comparison
5 months
4.99% p.a.
then 15.85%
5 months
4.99% p.a.
then 15.85%
saved over 5 months
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Pros & cons

What's good?

What's not so good?

No annual fee to pay.
Transfer a balance and pay 4.99% p.a. for 5 months.
Make a large purchase and spread the cost with the introductory offer on purchases (5 months at 4.99% p.a.).
Add 1 additional cardholder. Qantas Staff CU charge $0 p.a. for this.
Comes with Visa payWave for faster payments.
Not a Qantas Frequent Flyer points earning card.
This balance transfer offer has neither the lowest interest rate or longest offer duration. Much cheaper and longer balance transfers are widely available.
The same principle as above applies to the introductory offer on purchases.
Up to 46 days on purchases interest free isn’t the longest available.
The 3.65% foreign exchange fee is one of the higher fees compared to other cards.
Disclaimer: Reviews rely upon third party information that may not be correct or may be changed without Credit Card Compare’s knowledge. You must carefully consider your own circumstances before making any commitments and confirm all offers and terms with credit card providers before accepting them. Please refer to our T&Cs for more.

The basics

About this card

Card setup
Card tier
Card type
Card use
Credit rating
Gambling transactions allowed
Joint application
Minimum age
18 years old
Minimum income
Minimum income for pensioners
Rewards program
Temporary residents


Additional cardholders
Additional card fee
$0 p.a.

Credit limits

Minimum credit limit
Maximum credit limit


Interest charged from
Purchase date
Interest free period
Up to 46 days on purchases
Minimum repayment

Balance transfers

The offer

Interest ratePeriodFeeLimitRevert rate
Balance transfers4.99% p.a.5 monthsNoneN/A15.85% p.a.

Balance transfers to this card

Balance transfer earns rewards
Balance transfer fee payment due
First statement
Balance transfer from personal loan
Balance transfer processing time
10 - 14 days
Interest free days with unpaid balance
0 days
Maximum balance transfer
Available to existing customers

Banks you can't balance transfer from

You can't balance transfer to the Qudos Bank Lifestyle Plus Credit Card at the promotional balance transfer rate from:

    Rates & fees

    Promotional interest rates

    Interest ratePeriodFeeLimitRevert rate
    Balance transfers4.99% p.a.5 monthsNoneN/A 15.85% p.a.
    Purchases4.99% p.a.5 monthsN/AN/A 15.85% p.a.

    Ongoing interest rates

    Cash advances 1.03% 12.34% p.a.
    Purchases 1.32% 15.85% p.a.


    Annual fee
    $0 p.a.
    Cash advance fee
    Dishonour fee
    Duplicate statement fee
    Foreign exchange fee
    Late payment fee
    Over limit fee
    Overseas ATM balance fee
    Overseas ATM withdrawal fee
    Overseas emergency card replacement fee
    Transaction verification fee

    Minimum criteria for this card

    What you need before applying

    Be over 18 years old
    You are a resident or citizen of Australia
    You have your personal details ready to complete the online application
    Have not applied for multiple credit cards recently
    Disclaimer: The minimum criteria are intended only to be a guide. Your application may still be rejected by the bank even if you can answer 'Yes' to all the minimum criteria. The final decision regarding your application is up to the bank.

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