Low introductory interest rates on balance transfers and new spending which revert to a low ongoing interest rate.
At 12.34% p.a., this card is extremely competitive across the low rate market.
Cash advances charged at the low rate of 12.34% p.a. Note that interest will apply from the date of purchase on cash advances.
$0 p.a. annual fee. Who can argue with that?
Visa payWave means you can pay for small items faster by just tapping the card against the payment terminal.
No interest free days. This could prove expensive.
More competitive introductory offers on balance transfers and purchases are available on other cards.
Not a Qantas points earning card.
The 3.65% foreign exchange fee is one of the higher fees compared to other cards. You would perhaps have expected a lower fee.