Qantas Staff CU Lifestyle Credit Card

Qudos Bank Lifestyle Credit Card

Card features
balance transfer
purchase rate
annual fee
Qudos Bank Lifestyle Credit Card
Qudos Bank Lifestyle Credit Card
4.99% p.a. on balance transfers for 5 months.
4.99% p.a. on purchases for the 5 months.
No annual fee.
Add to comparison
5 months
4.99% p.a.
then 12.34%
with a 0% fee
5 months
4.99% p.a.
then 12.34%

Pros & cons

What's good?

What's not so good?

Low introductory interest rates on balance transfers and new spending which revert to a low ongoing interest rate.
At 12.34% p.a., this card is extremely competitive across the low rate market.
Cash advances charged at the low rate of 12.34% p.a. Note that interest will apply from the date of purchase on cash advances.
$0 p.a. annual fee. Who can argue with that?
Visa payWave means you can pay for small items faster by just tapping the card against the payment terminal.
No interest free days. This could prove expensive.
More competitive introductory offers on balance transfers and purchases are available on other cards.
Not a Qantas points earning card.
The 3.65% foreign exchange fee is one of the higher fees compared to other cards. You would perhaps have expected a lower fee.
Disclaimer: Reviews rely upon third party information that may not be correct or may be changed without Credit Card Compare’s knowledge. You must carefully consider your own circumstances before making any commitments and confirm all offers and terms with credit card providers before accepting them. Please refer to our T&Cs for more.

The basics

About this card

Card setup
Card tier
Card type
Card use
Credit rating
Gambling transactions allowed
Joint application
Minimum age
18 years old
Minimum income
Minimum income for pensioners
Rewards program
Temporary residents


Additional cardholders
Additional card fee
$0 p.a.

Credit limits

Minimum credit limit
Maximum credit limit


Interest charged from
Purchase date
Interest free period
Up to 0 days on purchases
Minimum repayment

Balance transfers

The offer

Interest ratePeriodFeeLimitRevert rate
Balance transfers4.99% p.a.5 months0%N/A12.34% p.a.

Balance transfers to this card

Balance transfer earns rewards
Balance transfer fee payment due
First statement
Balance transfer from personal loan
Balance transfer processing time
10 - 14 days
Interest free days with unpaid balance
0 days
Maximum balance transfer
Available to existing customers

Banks you can't balance transfer from

You can't balance transfer to the Qudos Bank Lifestyle Credit Card at the promotional balance transfer rate from:

    Rates & fees

    Promotional interest rates

    Interest ratePeriodFeeLimitRevert rate
    Balance transfers4.99% p.a.5 months0%N/A 12.34% p.a.
    Purchases4.99% p.a.5 monthsN/AN/A 12.34% p.a.

    Ongoing interest rates

    Cash advances 1.03% 12.34% p.a.
    Purchases 1.03% 12.34% p.a.


    Annual fee
    $0 p.a.
    Cash advance fee
    Dishonour fee
    Duplicate statement fee
    Foreign exchange fee
    Late payment fee
    Over limit fee
    Overseas ATM balance fee
    Overseas ATM withdrawal fee
    Overseas emergency card replacement fee
    Transaction verification fee

    Minimum criteria for this card

    What you need before applying

    Be over 18 years old
    You are a resident or citizen of Australia
    You have your personal details ready to complete the online application
    Have not applied for multiple credit cards recently
    Joint applications are not allowed
    Disclaimer: The minimum criteria are intended only to be a guide. Your application may still be rejected by the bank even if you can answer 'Yes' to all the minimum criteria. The final decision regarding your application is up to the bank.

    Similar cards

    More cards like this one

    Protect your identity. Monitor your credit score for free.

    Join more than 17,000 Australians and get your score today.
    1. Protect yourself from identity fraud
      Get alerted to large credit score drops.
    2. Know where you stand
      The banks know your score. Shouldn’t you too?
    3. Avoid a nasty surprise
      Before applying, check if your credit is good enough.
    4. Always with you
      Check online or download the app.
    People are happy
    Rated 4.8 out of 5 for customer satisfaction.
    You may have seen us in
    Compare these cards: