Skye Mastercard

My rate: 
17%
 
My annual fee: 
$90
 
Transfer: 
$5,000
 
From: 
All banks
Offer
Card features
balance transfer
purchase rate
annual fee
Money saved
Skye Mastercard
Skye Mastercard
90 days interest free on all card purchases.
No annual fee for the first year ($99 p.a. thereafter).
No foreign transaction fees for online and overseas purchases.
Add to comparison
-
23.99% p.a.
ongoing
$0
1st year
then $99

Pros & cons

What's good?

What's not so good?

90 days interest free on all card purchases.
No annual fee for the first year ($99 p.a. thereafter).
No foreign transaction fees for online and overseas purchases.
Offers Motion Code technology. The security code automatically refreshes every hour to ensure safer online transactions.
Up to 4 additional cardholders.
No introductory balance transfer offer.
The interest rates on purchases and cash advances are up at the high end of the market.

The basics

About this card

Card setup
Single
Card tier
Platinum
Card type
Mastercard
Card use
Personal
Credit rating
Good
Gambling transactions allowed
Yes
Joint application
Yes
Minimum age
18 years old
Minimum income
$25,000
Minimum income for pensioners
N/A
Pensioners
N/A
Rewards program
None
Temporary residents
No

Cardholders

Additional cardholders
4
Additional card fee
$10 p.a.

Credit limits

Minimum credit limit
$1,000
Maximum credit limit
$50,000

Repayments

Interest charged from
Purchase Date
Interest free period
Up to 90 days on purchases
Minimum repayment
whichever is greater, $30 or 3%

Rates & fees

Ongoing interest rates

MonthlyAnnually
Cash advances 2.17% 25.99% p.a.
Purchases 2.00% 23.99% p.a.

Fees

Annual fee
$0 p.a.
Annual fee 2nd year
$99 p.a.
Cash advance fee
whichever is greater $3 or 3%
Dishonour fee
$15
Duplicate statement fee
$2.50
Foreign exchange fee
0%
Late payment fee
$35
Over limit fee
$5
Overseas ATM balance fee
$0
Overseas ATM withdrawal fee
$0
Overseas emergency card replacement fee
$200
Transaction verification fee
N/A

Minimum criteria for this card

What you need before applying

Be over 18 years old
You are a resident or citizen of Australia
Earn a regular income of more than $25,000 per year
Have a good credit history
You have your personal details ready to complete the online application
Have not applied for multiple credit cards recently
Joint applications are allowed
Temporary residents are not eligible
Disclaimer: The minimum criteria are intended only to be a guide. Your application may still be rejected by the bank even if you can answer 'Yes' to all the minimum criteria. The final decision regarding your application is up to the bank.

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