St.George Amplify Credit Card | Compare & Apply Online

St.George Amplify Credit Card

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My annual fee: 
Price of my purchase: 
Card features
balance transfer
purchase rate
annual fee
Money saved
St.George Amplify Credit Card
Apply by 22 may 19
8 reviews
St.George Amplify Credit Card
0% p.a. for 14 months on purchases.
Up to 55 days on purchases.
Earn points into either the Amplify Rewards program or Amplify Qantas program.
Add to comparison
14 months
0% p.a.
then 19.49%

Pros & cons

What's good?

What's not so good?

0% p.a. for 14 months on purchases.
Up to 55 days on purchases.
Earn points into either the Amplify Rewards program or Amplify Qantas program.
Free Qantas Frequent Flyer joining fee of $99.50 for newcomers (for a limited time offer only).
No cap on the number of points you can earn.
No credit card sign up bonus on offer currently.
Disclaimer: Reviews rely upon third party information that may not be correct or may be changed without Credit Card Compare’s knowledge. You must carefully consider your own circumstances before making any commitments and confirm all offers and terms with credit card providers before accepting them. Please refer to our T&Cs for more.

User reviews

3.8 out of 5.0 based on 8 reviews88% of reviewers would recommend this card

Rates and fees
Customer service

Reviews from users

Trusted brand, useful features

Reviewed and recommended by Katie on 06 Dec 2016

This card came with my Portfolio Loan, so is fee-free.

I like the payWave feature for transactions under $100. I trust the brand.

The rewards seem OK. There is a lot of choice.

Customer service is good. I have no complaints. The interest-free period is 55 days, so that’s excellent!

Good for a back up

Reviewed and recommended by Simon on 26 Aug 2016

I got this card as my first credit card. I wasn’t happy paying fees on it though, as it doesn’t offer the best rewards, like some others. So when I went to cancel, to get me to keep the card St George cancelled the fees, so it’s now the perfect card to use where only Visa is accepted.

Convenient standby card

Reviewed and recommended by Peter on 23 Aug 2016

It’s a good card to have in my wallet on standby when I am away overseas, in case i need to buy something special or need to get extra money to pay for items. It doubles as an ATM card for cash or as a credit card for paying for items while i am away.

Pleased with the rewards program

Reviewed and recommended by Klara on 05 Jul 2016

I do not generrally like credit cards. However, I do not mind this credit card as it is linked to the other banking cards I have and, therefore, I do have less fees. I like the rewards program, and like to shop online to purchase items. It is easy to use.

Great overall package

Reviewed and recommended by Michael on 14 Jun 2016

This card is great if you pay it off each month. A terrific way to access a disciplined approach to credit. The website and mobile app are secure, comprehensive, and easy to use. It allows viewing of balances, transactions, and makes it easy to access everyday banking functions. Have used this credit card for many years with no problems or complaints. You can also link the card to your Qantas Frequent Flyer account to earn points.

Good when it works

Reviewed and not recommended by Matt on 24 May 2016

I have had this card for about 4 years and the rewards are pretty good, particularly when travelling overseas. The big problem is when it doesn’t work. Their overzealous fraud team seems to block my card every month. I have never actually had a fraud carried out against this card.

All about the customer service

Reviewed and recommended by cindy on 11 Sep 2013

Very pleased with my card. We are impressed with the service we have had from St George bank. Staff very professional and helpful either when dealing with them over the phone or at a branch. This is compared with some other banks we tried when moving here. We would not change.

Part of our home loan package

Reviewed and recommended by Kelly on 21 Aug 2013

Our card is a part of our home package where we have no fees at a low interest rate as well. We have never had any problems as the provider that we are with are always very helpful and provide us with excellent service with any problem we may have or they just generally call to make sure everything is fine.

Disclaimer: The opinions expressed about credit cards are the reviewer's alone, and do not reflect the views of Credit Card Compare or the credit card issuer. Reviews have not been approved or otherwise endorsed by Credit Card Compare.

The basics

About this card

Card setup
Card tier
Card type
Card use
Credit rating
Gambling transactions allowed
Joint application
Minimum age
18 years old
Minimum income
Minimum income for pensioners
Same as standard
Rewards program
Amplify Qantas or Amplify Rewards
Temporary residents


Additional cardholders
Additional card fee
$0 p.a.

Credit limits

Minimum credit limit
Maximum credit limit


Interest charged from
Purchase date
Interest free period
Up to 55 days on purchases
Minimum repayment
whichever is greater, $10 or 2%

Rates & fees

Promotional interest rates

Interest ratePeriodFeeLimitRevert rate
Balance transfersN/AN/AN/AN/A N/A
Purchases0% p.a.14 monthsN/AN/A 19.49% p.a.

Ongoing interest rates

Cash advances 1.69% 20.24% p.a.
Purchases 1.62% 19.49% p.a.


Annual fee
$79 p.a.
Cash advance fee
Dishonour fee
Duplicate statement fee
Foreign exchange fee
Late payment fee
Over limit fee
Overseas ATM balance fee
Overseas ATM withdrawal fee
Overseas emergency card replacement fee
Transaction verification fee

Rewards & points

Cool stuff you can get with your points

Disclaimer: Points required accurate as of the 31st March 2018.

Rewards program basics

Reward points expiry
Never as long as you keep your account active
Rewards program
Amplify Qantas or Amplify Rewards
Sign up bonus
Spend required for bonus points

Earning points with this card

Frequent flyer points
0.5 pts per $1 spent (QFF)
Overseas earn rate
Same as standard earn rate
Points cap per month
Points cap per year
Points earned on ATO payments
No pts per $1 spent
Reward points
1 pt per $1 spent (Amplify)

Additional benefits

Airport lounge access
Complimentary flight voucher
Concierge service

Minimum criteria for this card

What you need before applying

Be over 18 years old
You are a resident or citizen of Australia
Earn a regular any weekly income
You have your personal details ready to complete the online application
Have not applied for multiple credit cards recently
Joint applications are allowed
Temporary residents are eligible
Age Pension, Disability Pension and Widower's Pension are acceptable.
Family Tax Benefits and Parenting Payments is acceptable.
Disclaimer: The minimum criteria are intended only to be a guide. Your application may still be rejected by the bank even if you can answer 'Yes' to all the minimum criteria. The final decision regarding your application is up to the bank.

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