The interest free period is the maximum number of days during which interest is not charged on new purchases. If your account has an interest free period for purchases, to be entitled to that interest free period, you need to pay off the “monthly payment balance” listed on your statement of account (not the full closing balance) by the relevant payment due date.
My St George Vertigo Platinum Credit Card is a reliable card. It’s convenient to use for online shopping, buying concert tickets, travelling etc. I’ve had no trouble with it at all and would have no hesitation to recommend it to others. In fact, I already have to my family and friends.
It has one of the lowest of interest rates out there. Who’s 100% happy paying interest? I could do without an annual card fee, or maybe the fee could be reduced.
I haven’t had any issues in all the years I’ve had it. It’s the only card i’ve ever had, so I can make no comparison.
They are quick dealing with fraud.
It really helped save me money on the interest I would have needed to pay had I not been able to do a balance transfer with this credit card! It was really easy to make payments to the card having a St.George Complete Freedom account as well. It was also very easy to apply for balance transfers.
Due to unforeseen circumstances I had to use a large sum of the credit card from my own bank. Due to financial pressures I could only pay back the bare minimum. At this point I started getting hit with interest fees. I applied for the Vertigo Platinum for the 0% interest-free window. The balance transfer was quick and convenient. I am now re-paying St.George without the hassle of interest.
The St.George branch staff recommended this card to me. I used it for the balance transfer and saved around $600 a year in interest repayments. I also save money on the annual fee for the first year. I recommended this card to my family and friends and some of them got this card as well.
It is a great card with a low interest rate from a trusted lender. The most suitable card for our needs, we worked out that the pros outweigh the cons and we are better off with this card. Minimum limit on the card is $6,000, which is suitable for us.
|Interest rate||Period||Fee||Limit||Revert rate|
|Purchases||0% p.a.||15 months||N/A||N/A||12.99% p.a.|
|Cash advances||1.79%||21.49% p.a.|