St.George Amplify Platinum Credit Card (Amplify) Exclusive Offer

Offer

Card features

Rewards program

Earn rate

Points earned

Apply by 31 mar 20

St.George Amplify Platinum Credit Card (Amplify) Exclusive Offer

ONLINE EXCLUSIVE OFFER

Enjoy 0% p.a. for 22 months on Balance Transfers with no balance transfer fee.

Plus, receive 100,000 Bonus Amplify Rewards Points (terms and conditions apply).

Up to 55 days interest-free.

Add to comparison

Amplify Rewards

100,000
points
after spend criteria

in 12 mths (approx.) What can I do with these?

Pros & cons

What's good?

What's not so good?

Enjoy 0% p.a. on Balance Transfers for 22 months with no balance transfer fee.

Plus, receive 100,000 Bonus Amplify Rewards Points when you spend $2,000 on eligible purchases in the first 90 days. Eligibility criteria apply.

Earn 1 Amplify point per $1 spent on eligible purchases (uncapped).

Feel secure with the complimentary insurance for you and your family.

Up to 55 days interest-free.

24/7 Visa Concierge service to help you make bookings.

For information about EXCLUSIVE OFFER on Qantas points earning rate of this card, please click here.

Not the best points earning ratio for each dollar you spend on domestic spending.

Overseas transactions get charged a 3% foreign transaction fee of the Australian dollar value.

• Joint applications are limited to branch and customer care only. Currently, the bank is not accepting balance transfer requests with joint applications.
• The interest free period is the maximum number of days during which interest is not charged on new purchases. If your account has an interest free period for purchases, to be entitled to that interest free period, you need to pay off the “monthly payment balance” listed on your statement of account (not the full closing balance) by the relevant payment due date.

Disclaimer (2): Reviews rely upon third party information that may not be correct or may be changed without Credit Card Compare’s knowledge. You must carefully consider your own circumstances before making any commitments and confirm all offers and terms with credit card providers before accepting them. Please refer to our T&Cs for more.

The basics

About this card

Card setup

Single

Card tier

Platinum

Card type

Visa

Card use

Personal

Credit rating

Any

Gambling transactions allowed

Joint application

Yes

Minimum age

18 years old

Minimum income

N/A

Minimum income for pensioners

Same as standard

Pensioners

Eligible (more details)

Rewards program

Amplify Rewards

Temporary residents

Yes

Cardholders

Additional cardholders

Additional card fee

$0 p.a.

Credit limits

Minimum credit limit

$6,000

Maximum credit limit

$80,000

Repayments

Interest charged from

Purchase date

Interest free period

Up to 55 days on purchases

Minimum repayment

whichever is greater, $10 or 2%

Balance transfers

The offer

	Interest rate	Period	Fee	Limit	Revert rate
Balance transfers	0% p.a.	22 months	0%	80% of credit limit	21.49% p.a.

Balance transfers to this card

Balance transfer earns rewards

Balance transfer fee payment due

First statement

Balance transfer from personal loan

N/A

Balance transfer processing time

10 - 14 days

Interest free days with unpaid balance

0 days

Maximum balance transfer

80% of credit limit

Available to existing customers

Banks you can't balance transfer from

You can't balance transfer to the St.George Amplify Platinum Credit Card (Amplify) Exclusive Offer at the promotional balance transfer rate from:

Bank of Melbourne
Bank SA
St.George

Rates & fees

Promotional interest rates

	Interest rate	Period	Fee	Limit	Revert rate
Balance transfers	0% p.a.	22 months	0%	80% of credit limit	21.49% p.a.
Purchases	N/A	N/A	N/A	N/A	N/A

Ongoing interest rates

	Monthly	Annually
Cash advances	1.79%	21.49% p.a.
Purchases	1.65%	19.74% p.a.

Fees

Annual fee

$99 p.a.

Cash advance fee

whichever is greater, $2.50 or 2%

Dishonour fee

Duplicate statement fee

Foreign exchange fee

Late payment fee

$15

Over limit fee

N/A

Overseas ATM balance fee

Overseas ATM withdrawal fee

Overseas emergency card replacement fee

$52.50

Transaction verification fee

Rewards & points

Cool stuff you can get with your points

2 x Gold Class Cinema Tickets

13,475 pts

American Tourister Suitcase

22,025 pts

$100 Supermarket Gift Card

22,200 pts

Fitbit Flex wireless activity tracker

57,925 pts

Panasonic Viera 32" HD LED LCD TV

116,000 pts

Apple iPad Air 2 Wi-Fi 64GB - Silver

123,675 pts

Samsung 32" Full HD LED Smart TV

217,300 pts

Disclaimer: Points required accurate as of the 31st March 2018.

Rewards program basics

First purchase bonus

100,000 points

Reward points expiry

Never as long as you keep your account active

Rewards program

Amplify Rewards

Spend required for bonus points

$6,000 each year for 2 years

Earning points with this card

Frequent flyer points

N/A

Overseas earn rate

1 pt per $1 spent

Points cap per month

Unlimited

Points cap per year

Unlimited

Points earned on ATO payments

N/A

Reward points

1 pt per $1 spent

Additional benefits

Airport lounge access

Complimentary flight voucher

Concierge service

Yes

Minimum criteria for this card

What you need before applying

Be over 18 years old

You are a resident or citizen of Australia

Earn a regular any weekly income

You have your personal details ready to complete the online application

Have not applied for multiple credit cards recently

Joint applications are allowed

Temporary residents are eligible

Age Pension, Disability Pension and Widower's Pension are acceptable.

Family Tax Benefits and Parenting Payments is acceptable.

Youth Allowance is not acceptable.

Disclaimer: The minimum criteria are intended only to be a guide. Your application may still be rejected by the bank even if you can answer 'Yes' to all the minimum criteria. The final decision regarding your application is up to the bank.