Suncorp Clear Options Business Credit Card | Review, Comparison & Application

Suncorp Clear Options Business Credit Card

Offer
Card features
rewards program
interest free days
annual fee
Apply
Suncorp Clear Options Business Credit Card
Suncorp Clear Options Business Credit Card
Enjoy low annual fee of $45 p.a.
Up to 99 additional cardholders
Choose two different Rewards schemes in earning rewards program: Standard Rewards Membership or Premium Rewards Membership (convertible to Qantas points).
Add to comparison
Suncorp Rewards
Suncorp Rewards
55 days
interest free
(up to)
$45
ongoing

Pros & cons

What's good?

What's not so good?

Enjoy low annual fee of $45 p.a.
Up to 99 additional cardholders
Choose two different Rewards schemes in earning rewards program: Standard Rewards Membership or Premium Rewards Membership (convertible to Qantas points).
Enjoy 55 days of interest-free days on Purchases.
There is a fee to earn Rewards points: $20 for Standard Rewards Membership; or $69 for Premium Rewards Membership
Disclaimer: Reviews rely upon third party information that may not be correct or may be changed without Credit Card Compare’s knowledge. You must carefully consider your own circumstances before making any commitments and confirm all offers and terms with credit card providers before accepting them. Please refer to our T&Cs for more.

The basics

About this card

Card setup
Single
Card tier
Standard
Card type
Visa
Card use
Business
Credit rating
Any
Gambling transactions allowed
No
Joint application
No
Minimum age
18 years old
Minimum income
N/A
Minimum income for pensioners
N/A
Pensioners
N/A
Rewards program
Suncorp Rewards
Temporary residents
Yes

Cardholders

Additional cardholders
99
Additional card fee
$45 p.a.

Credit limits

Minimum credit limit
$2,000
Maximum credit limit
N/A

Repayments

Interest charged from
Purchase date
Interest free period
Up to 55 days on purchases
Minimum repayment
N/A

Rates & fees

Ongoing interest rates

MonthlyAnnually
Cash advances 1.62% 19.45% p.a.
Purchases 1.54% 18.45% p.a.

Fees

Annual fee
$45 p.a.
Cash advance fee
whichever is greater, $3.50 or 3%
Dishonour fee
$15
Duplicate statement fee
$7
Foreign exchange fee
3.4%
Late payment fee
$30
Over limit fee
$40
Overseas ATM balance fee
$0
Overseas ATM withdrawal fee
$1.50 or 1.5%, whichever is greater
Overseas emergency card replacement fee
$100
Transaction verification fee
$5

Rewards & points

Rewards program basics

Reward points expiry
N/A
Rewards program
Suncorp Rewards
Sign up bonus
N/A
Spend required for bonus points
N/A

Earning points with this card

Frequent flyer points
1pt per $2.50 spent
Overseas earn rate
Same as standard earn rate
Points cap per month
N/A
Points cap per year
80,000
Points earned on ATO payments
N/A
Reward points
1pt per $1 spent

Additional benefits

Airport lounge access
N/A
Complimentary flight voucher
No
Concierge service
No

Minimum criteria for this card

What you need before applying

Be over 18 years old
You are a resident or citizen of Australia
You have your personal details ready to complete the online application
Have not applied for multiple credit cards recently
Temporary residents are eligible
Joint applications are not allowed
Disclaimer: The minimum criteria are intended only to be a guide. Your application may still be rejected by the bank even if you can answer 'Yes' to all the minimum criteria. The final decision regarding your application is up to the bank.

Protect your identity. Monitor your credit score for free.

Join more than 17,000 Australians and get your score today.
  1. Protect yourself from identity fraud
    Get alerted to large credit score drops.
  2. Know where you stand
    The banks know your score. Shouldn’t you too?
  3. Avoid a nasty surprise
    Before applying, check if your credit is good enough.
  4. Always with you
    Check online or download the app.
People are happy
Rated 4.8 out of 5 for customer satisfaction.
You may have seen us in
Compare these cards: