Suncorp Clear Options Business Credit Card | Review, Comparison & Application

Suncorp Clear Options Business Credit Card

Offer
Card features
balance transfer
purchase rate
annual fee
Apply
Suncorp Clear Options Business Credit Card
Suncorp Clear Options Business Credit Card
Enjoy low annual fee of $45 p.a.
Up to 99 additional cardholders
Choose two different Rewards schemes in earning rewards program: Standard Rewards Membership or Premium Rewards Membership (convertible to Qantas points).
Add to comparison
-
12 months
0% p.a.
then 18.45%
$45
1st year
then $60

Pros & cons

What's good?

What's not so good?

Enjoy low annual fee of $45 p.a.
Up to 99 additional cardholders
Choose two different Rewards schemes in earning rewards program: Standard Rewards Membership or Premium Rewards Membership (convertible to Qantas points).
Enjoy 55 days of interest-free days on Purchases.
There is a fee to earn Rewards points: $20 for Standard Rewards Membership; or $69 for Premium Rewards Membership
Disclaimer: Reviews rely upon third party information that may not be correct or may be changed without Credit Card Compare’s knowledge. You must carefully consider your own circumstances before making any commitments and confirm all offers and terms with credit card providers before accepting them. Please refer to our T&Cs for more.

The basics

About this card

Card setup
Single
Card tier
Standard
Card type
Visa
Card use
Business
Credit rating
Any
Gambling transactions allowed
No
Joint application
No
Minimum age
18 years old
Minimum income
$100,000
Minimum income for pensioners
Same as standard
Pensioners
Rewards program
Suncorp Rewards
Temporary residents
Yes

Cardholders

Additional cardholders
99
Additional card fee
$45 p.a.

Credit limits

Minimum credit limit
$2,000
Maximum credit limit
N/A

Repayments

Interest charged from
Purchase date
Interest free period
Up to 55 days on purchases
Minimum repayment
N/A

Rates & fees

Promotional interest rates

Interest ratePeriodFeeLimitRevert rate
Balance transfersN/AN/AN/A90% of credit limit N/A
Purchases0% p.a.12 monthsN/AN/A 18.45% p.a.

Ongoing interest rates

MonthlyAnnually
Cash advances 1.62% 19.45% p.a.
Purchases 1.54% 18.45% p.a.

Fees

Annual fee
$45 p.a.
Annual fee 2nd year
$60 p.a.
Cash advance fee
whichever is greater, $3.50 or 3%
Dishonour fee
$15
Duplicate statement fee
$7
Foreign exchange fee
3.4%
Late payment fee
$10
Over limit fee
$40
Overseas ATM balance fee
$0
Overseas ATM withdrawal fee
$1.50 or 1.5%, whichever is greater
Overseas emergency card replacement fee
$100
Transaction verification fee
$5

Rewards & points

Rewards program basics

Reward points expiry
N/A
Rewards program
Suncorp Rewards
Sign up bonus
N/A
Spend required for bonus points
N/A

Earning points with this card

Frequent flyer points
1pt per $2.50 spent
Overseas earn rate
Same as standard earn rate
Points cap per month
N/A
Points cap per year
80,000
Points earned on ATO payments
N/A
Reward points
1pt per $1 spent

Additional benefits

Airport lounge access
N/A
Complimentary flight voucher
No
Concierge service
No

Minimum criteria for this card

What you need before applying

Be over 18 years old
You are a resident or citizen of Australia
Earn a regular income of more than $100,000 per year
You have your personal details ready to complete the online application
Have not applied for multiple credit cards recently
Temporary residents are eligible
Age Pension, Disability Pension, Overseas Pension, Veteran's Pension and Widower's Pension are acceptable.
Austudy, Carer's Allowance, Child Support Payments, Family Tax Benefits and Parenting Payments and Foster Care Allowance are acceptable.
Joint applications are not allowed
Youth Allowance is not acceptable.
Disclaimer: The minimum criteria are intended only to be a guide. Your application may still be rejected by the bank even if you can answer 'Yes' to all the minimum criteria. The final decision regarding your application is up to the bank.
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