Virgin Australia Velocity Flyer Credit Card 0% p.a. Purchase Offer

Virgin Australia Velocity Flyer Credit Card 0% p.a. Purchase Offer

What do you want this card for?
Save money
Earn points
My rate: 
My annual fee: 
Price of my purchase: 
Card features
balance transfer
purchase rate
annual fee
Money saved
Virgin Australia Velocity Flyer Credit Card 0% p.a. Purchase Offer
Apply by 30 apr 19
2 reviews
Virgin Australia Velocity Flyer Credit Card 0% p.a. Purchase Offer
0% p.a. for 14 months on purchases.
$129 Virgin Australia Gift Voucher each year.
Half annual fee in the first year (reverts to $129 p.a.).
Add to comparison
6 months
0% p.a.
then 20.99%
with a 0% fee
14 months
0% p.a.
then 20.74%
1st year
then $129

Pros & cons

What's good?

What's not so good?

0% p.a. for 14 months on purchases.
0% p.a. for 6 months on balance transfers.
No balance transfer fee.
$129 Virgin Australia Gift Voucher which cardholders get each year.
Half annual fee in the first year (reverts to $129 p.a.).
Additional cardholder fee of $19 for the first year ($39 thereafter).
Earn Velocity Points on your everyday spend at the standard rate of 0.66 pt per $1 spent up to a threshold of $1,500 per month.
Personal Concierge Service.
Pay faster at the checkout using VISA payWave.
After the balance transfer has ended any unpaid balances revert to the 20.99% p.a. cash advance rate.
The standard is 0.66 Velocity Points per $1 spent up to a threshold of $1,500 per month and then it drops down to 0.5 pts per $1 spent on other retail purchases.
Disclaimer: Reviews rely upon third party information that may not be correct or may be changed without Credit Card Compare’s knowledge. You must carefully consider your own circumstances before making any commitments and confirm all offers and terms with credit card providers before accepting them. Please refer to our T&Cs for more.

User reviews

2.8 out of 5.0 based on 2 reviews50% of reviewers would recommend this card

Rates and fees
Customer service

Reviews from users

Application progress too slow

Reviewed and not recommended by Revanth on 02 Mar 2017

My application is still in progress even after 10 days. You need to chase with the approval team in submitting the documents instead of them doing it for you. After submitting the requested documents and even informing them that you submitted the documents, the next day when you call them, they ask did you upload the document we requested :-(. The response of support team is also not so great.

Application was so quick!

Reviewed and recommended by Hollie on 08 Sep 2015

My application took 3 days and I was approved in no time. I have saved so much money with my 0% interest rate and have been able to spend it on other things.

My only concern was the application security. They spoke to one lady I work with and they didn’t ask about my income to verify my statements were correct.

Disclaimer: The opinions expressed about credit cards are the reviewer's alone, and do not reflect the views of Credit Card Compare or the credit card issuer. Reviews have not been approved or otherwise endorsed by Credit Card Compare.

The basics

About this card

Card setup
Card tier
Card type
Card use
Credit rating
Gambling transactions allowed
Joint application
Minimum age
18 years old
Minimum income
Minimum income for pensioners
Same as standard
Rewards program
Velocity Frequent Flyer
Temporary residents


Additional cardholders
Additional card fee
$39 p.a.

Credit limits

Minimum credit limit
Maximum credit limit


Interest charged from
Statement date
Interest free period
Up to 44 days on purchases
Minimum repayment

Balance transfers

The offer

Interest ratePeriodFeeLimitRevert rate
Balance transfers0% p.a.6 months0%80% of credit limit20.99% p.a.

Balance transfers to this card

Balance transfer earns rewards
Balance transfer fee payment due
First statement
Balance transfer from personal loan
Balance transfer processing time
10 - 14 days
Interest free days with unpaid balance
0 days
Maximum balance transfer
80% of credit limit
Available to existing customers

Banks you can't balance transfer from

You can't balance transfer to the Virgin Australia Velocity Flyer Credit Card 0% p.a. Purchase Offer at the promotional balance transfer rate from:

  • Bank of Queensland
  • Virgin Money

Rates & fees

Promotional interest rates

Interest ratePeriodFeeLimitRevert rate
Balance transfers0% p.a.6 months0%80% of credit limit 20.99% p.a.
Purchases0% p.a.14 monthsN/AN/A 20.74% p.a.

Ongoing interest rates

Cash advances 1.75% 20.99% p.a.
Purchases 1.73% 20.74% p.a.


Annual fee
$64 p.a.
Annual fee 2nd year
$129 p.a.
Cash advance fee
Dishonour fee
Duplicate statement fee
Foreign exchange fee
Late payment fee
Over limit fee
Overseas ATM balance fee
Overseas ATM withdrawal fee
Overseas emergency card replacement fee
Transaction verification fee

Rewards & points

Cool stuff you can get with your points

Disclaimer: Points required accurate as of the 31st March 2018.

Earn rates

Spend typeSpend
Airline spend
Up to $1,500
0.66 pts per $1 spent
0.5 pts per $1 spent
Points capUnlimited (Reduced after $1,500)

Rewards program basics

First purchase bonus
Reward points expiry
Never as long as you keep your account active
Rewards program
Velocity Frequent Flyer
Sign up bonus
Spend required for bonus points

Earning points with this card

Frequent flyer points
0.66 pts per $1 spent up to $1,500 then 0.5 pts per $1 spent thereafter
Overseas earn rate
Same as standard earn rate
Points cap per month
Unlimited (Reduced after $1,500)
Points cap per year
Points earned on ATO payments
0 pts per $1 spent
Reward points
0.66 pt per $1 spent

Additional benefits

Airport lounge access
Complimentary flight voucher
Concierge service

Minimum criteria for this card

What you need before applying

Be over 18 years old
You are a resident or citizen of Australia
Earn a regular income of more than $35,000 per year
Have a good credit history
You have your personal details ready to complete the online application
Have not applied for multiple credit cards recently
Age Pension, Disability Pension, Overseas Pension, Veteran's Pension and Widower's Pension are acceptable.
Austudy, Carer's Allowance, Child Support Payments, Family Tax Benefits and Parenting Payments and Foster Care Allowance are acceptable.
Joint applications are not allowed
Youth Allowance is not acceptable.
Disclaimer: The minimum criteria are intended only to be a guide. Your application may still be rejected by the bank even if you can answer 'Yes' to all the minimum criteria. The final decision regarding your application is up to the bank.

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