Woolworths Everyday Platinum Credit Card | Review & Apply

Woolworths Everyday Platinum Credit Card Shopping Offer

What do you want this card for?
Save money
Earn points
Offer
Card features
balance transfer
purchase rate
annual fee
Apply
Woolworths Everyday Platinum Credit Card Shopping Offer
Apply by 30 jun 19
Woolworths Everyday Platinum Credit Card Shopping Offer
Credit Card Compare Exclusive: Bonus 5,000 points after your first eligible purchase.
Every month you’ll get 10% off your first shop at Woolworths on selected dates – Saving you up to $50 every month.
Low $49 annual fee ongoing.
Add to comparison
14 months
0% p.a.
then 21.99%
with a 0% fee
19.99% p.a.
ongoing
$49
ongoing

Pros & cons

What's good?

What's not so good?

Bonus 5,000 points after your first eligible purchase.
Every month you’ll get 10% off your first shop at Woolworths on selected dates – Saving you up to $50 every month.
Low $49 annual fee ongoing.
Up to 55 days on purchases if your account is paid in full by the due date shown each month.
Earn points that are automatically converted into shopping cards every 4 months.
Earn 3 points per $1 spent on Woolworths Select and Woolworths brand range of products.
Earn 2 points per $1 spent on purchases at Woolworths, Dan Murphy’s, Cellarmasters, BWS, and BIG W.
Earn a base rate of 1 pt per $1 spent on eligible transactions everywhere Visa is accepted.
Interest rate of 19.99% p.a. on purchases is quite high.
Rewards are automatically redeemed every four months which may be restrictive or inconvenient.

The bonus 5000 Credit Card points offer is available to new primary cardholders only, who apply for a Woolworths Everyday Platinum Credit Card between 12:01am AEST 1 May 2019 and 11:59pm AEST 30 June 2019, and make a purchase on the approved Credit Card. Your bonus 5000 Credit Card points will be added to your account within 8 weeks after your first spend, provided that you are not in breach of your credit card Conditions of Use and your credit card account remains open. Eligible purchases exclude balance transfers, cash advances, cash substitutes and transactions for gambling purposes. Woolworths Gift Card terms and conditions apply. Visit woolworths.com.au/giftcards for details.

Disclaimer (2): Reviews rely upon third party information that may not be correct or may be changed without Credit Card Compare’s knowledge. You must carefully consider your own circumstances before making any commitments and confirm all offers and terms with credit card providers before accepting them. Please refer to our T&Cs for more.

The basics

About this card

Card setup
Single
Card tier
Platinum
Card type
Visa
Card use
Personal
Credit rating
Good
Gambling transactions allowed
Yes
Joint application
No
Minimum age
18 years old
Minimum income
$30,000
Minimum income for pensioners
Same as standard
Pensioners
N/A
Rewards program
Shopping card points
Temporary residents
N/A

Cardholders

Additional cardholders
4
Additional card fee
$9 p.a.

Credit limits

Minimum credit limit
$6,000
Maximum credit limit
N/A

Repayments

Interest charged from
Purchase date
Interest free period
Up to 55 days on purchases
Minimum repayment
Greater of $50 or 2.5%

Balance transfers

The offer

Interest ratePeriodFeeLimitRevert rate
Balance transfers0% p.a.14 months0%100% less $500 of credit limit21.99% p.a.

Balance transfers to this card

Balance transfer earns rewards
No
Balance transfer fee payment due
N/A
Balance transfer from personal loan
No
Balance transfer processing time
Up to 5 business days
Interest free days with unpaid balance
0 days
Maximum balance transfer
100% less $500 of credit limit
Available to existing customers
N/A

Banks you can't balance transfer from

You can't balance transfer to the Woolworths Everyday Platinum Credit Card Shopping Offer at the promotional balance transfer rate from:

  • Macquarie Bank
  • Woolworths

Rates & fees

Promotional interest rates

Interest ratePeriodFeeLimitRevert rate
Balance transfers0% p.a.14 months0%100% less $500 of credit limit 21.99% p.a.
PurchasesN/AN/AN/AN/A N/A

Ongoing interest rates

MonthlyAnnually
Cash advances 1.83% 21.99% p.a.
Purchases 1.67% 19.99% p.a.

Fees

Annual fee
$49 p.a.
Cash advance fee
Greater of $5 or 3%
Dishonour fee
$10
Duplicate statement fee
$7
Foreign exchange fee
3%
Late payment fee
$35
Over limit fee
$30
Overseas ATM balance fee
N/A
Overseas ATM withdrawal fee
$5 or 3% whichever is greater
Overseas emergency card replacement fee
$0
Transaction verification fee
N/A

Rewards & points

Rewards program basics

First purchase bonus
5,000 points
Reward points expiry
Never
Rewards program
Shopping card points
Spend required for bonus points
N/A

Earning points with this card

Frequent flyer points
N/A
Overseas earn rate
Same as standard earn rate
Points cap per month
Unlimited
Points cap per year
Unlimited
Points earned on ATO payments
N/A
Reward points
1 pt per $1 spent

Additional benefits

Airport lounge access
Yes
Complimentary flight voucher
No
Concierge service
Yes

Minimum criteria for this card

What you need before applying

Be over 18 years old
You are a resident or citizen of Australia
Earn a regular income of more than $30,000 per year
Have a good credit history
You have your personal details ready to complete the online application
Have not applied for multiple credit cards recently
Joint applications are not allowed
Disclaimer: The minimum criteria are intended only to be a guide. Your application may still be rejected by the bank even if you can answer 'Yes' to all the minimum criteria. The final decision regarding your application is up to the bank.

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