Credit Union Credit Cards | Review, Compare & Apply

Credit Union Credit Cards

Apply online for a credit card with your local credit union, mutual bank or building society.

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Rated 4.8 out of 5 for customer satisfaction.
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Balance transfer
Purchase rate
Annual fee
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Holiday Coast CU Light Visa Credit Card
Competitive low interest of only 11.99% p.a.
Balance transfer onto this card at 0% p.a. for 6 months.
Low annual fee, just $25 p.a.
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6 months
0% p.a.
then 18.99%
11.99% p.a.
ongoing
$25
ongoing
Community First CU Low Rate Visa Credit Card
Low purchase rate of 8.99% p.a.
Low cash advance rate of 8.99% p.a.
Low annual fee of $40 p.a.
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8.99% p.a.
ongoing
8.99% p.a.
ongoing
$40
ongoing
Community First CU McGrath Pink Visa Card
$20 of annual fee donated to the McGrath Foundation.
Low ongoing 8.99% p.a. on purchases, cash advances and balance transfers.
$0 p.a. Additional Card Fee.
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8.99% p.a.
ongoing
8.99% p.a.
ongoing
$40
ongoing
0% p.a. for 13 months on balance transfers with $0 balance transfer fee.
11.99% p.a. interest rate on purchases.
$0 p.a. annual card fee for the first year.
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13 months
0% p.a.
then 21.74%
with a 0% fee
11.99% p.a.
ongoing
$0
1st year
then $49
CUA Platinum Credit Card
0% p.a. for 13 months on balance transfers with $0 balance transfer fee.
$149 p.a. annual card fee waived for the first year.
Complimentary insurances on travel and shopping.
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13 months
0% p.a.
then 21.74%
with a 0% fee
19.99% p.a.
ongoing
$0
1st year
then $149
Qudos Bank Visa Platinum Credit Card
Earn 1 pt per $1 spent into the Qantas Frequent Flyer rewards program.
1 Qantas Point for every $1 spent on eligible purchases ($1 -$2,500) per calendar month.
Complimentary Qantas Frequent Flyer membership.
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5 months
4.99% p.a.
then 18.99%
5 months
4.99% p.a.
then 18.99%
$249
ongoing
Enjoy 0% p.a. on Balance Transfers for 12 months.
Low interest rate of 11.99% p.a..
No fee for additional card holders.
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12 months
0% p.a.
then 11.99%
with a 0% fee
11.99% p.a.
ongoing
$49
ongoing
The annual fee is waived if you spend more than $8,000 annually. (Conditions Apply)
Up to 57 days on purchases interest-free.
Can be linked with other accounts within B&E.
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-
9.99% p.a.
ongoing
$39
ongoing
Low 11.80% p.a. on purchases.
Low 14.80% p.a. for cash advances.
Up to 55 days on purchases.
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-
11.80% p.a.
ongoing
$45
ongoing
Australian Unity Low Rate Visa Credit Card
Low 9.90% p.a. interest rate on purchases.
Up to 45 days on purchases.
Credit limits start at $500.
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13.58% p.a.
ongoing
9.90% p.a.
ongoing
$59
ongoing
Coastline CU Visa Rewarder Credit Card
0% p.a. on balance transfers for 6 months.
Low annual fee of just $75 p.a.
Up to 55 days on purchases.
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6 months
0% p.a.
then 17%
with a 0% fee
17% p.a.
ongoing
$75
ongoing
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Q&As about Credit Union Credit Cards from customers

Can anyone apply for a credit card from credit union or mutual bank?

For many credit unions anyone from the general public can take advantage of their competitive credit card offers. They might be relatively small or concentrate on serving a specific local area e.g. Newcastle Permanent which mainly serves the areas covering the Hunter Valley, Central Coast, Mid North Coast and New England. However, for some more specialised credit unions and mutual banks that are set up to serve specific communities, such as Teachers Bank or QPCU, you may need to be an official member of an organisation in order to be eligible to apply.

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