Diners Club was the world’s first charge card, and its Australian operations are now owned by Citibank. All Diners Club charge cards earn rewards or frequent flyer points, and come with other attached benefits.
Diners Club was the world’s first charge card, starting in the US back in 1950. Its US operations are now owned by the BMO (Bank of Montreal) Financial Group. But the Diners Club Australian franchise is owned by Citigroup.
It’s a charge card, which means there’s no pre-set spending limit (but not unlimited credit). It delivers financial flexibility to cardholders with a superior credit rating.
You still get interest-free days on purchases, but the account balance must be repaid in full every month, on or before the due date. There is no option to repay only a part of the balance and pay interest on the remainder.
Yes, like American Express cards, Diners Club cards are not as widely accepted as Visa and Mastercard. But Australian Diners Club card accounts, operated by Citibank, give you the option of having a pair of cards on one account – a Diners Club card and a Mastercard. This combination delivers access to 38 million merchants and 800,000 ATMs worldwide.
You can have a standalone Diners Club card or a Mastercard/Diners Club card duo on a single account. Both options come in a Diners Club Rewards points or Qantas Frequent Flyer points variety.
There are also cards available for both small business and large corporations.
Points can be redeemed for options including gift vouchers, travel and accommodation, airline frequent flyer points, entertainment vouchers and a wide range of merchandise.
Yes. In addition to Diners Club Privileges (with Diners Club cards) and World Mastercard Privileges (with the optional companion Mastercard), all cards have the following complimentary benefits: