Google Pay™ Credit Cards

Compare credit cards that work with Google Pay™. Apply online to get yours.

Contactless credit card payments have become the norm over the last few years, and many smartphone owners have now taken the next step, converting their phone into a digital wallet and leaving their credit cards at home. And since many popular brands of phone – including Samsung, Huawei, LG, Motorola, Google Pixel, Sony and HTC – use the Android operating system, there’s plenty of demand for credit cards enabled for Google Pay™.

Link your compatible credit card with Google Pay™ on your phone or other Android mobile device – your tablet or Android watch – for a fast, convenient and secure way to pay in stores and in apps, online using the Chrome browser, and anywhere else you need to pay and go. As long as your phone is unlocked you just hold it close to the terminal and you’re done. You don’t even need to open the app or interrupt what you’re already doing on your phone.

Downloading the Android Pay app and adding a credit card is a simple process.

Choose one of the credit cards listed on this page if you want to use Android Pay.

balance transfer
annual fee
google pay
Apply
Citi Rewards Platinum Card Balance Transfer Offer
Apply by 31 mar 19
0% p.a. for 24 months on balance transfers.
One-off 1.5% balance transfer fee applies.
Reduced annual fee of $49 p.a. in the first year ($149 p.a. thereafter).
More info
Add to comparison
24 months
0% p.a.
then 21.74%
with a 1.5% fee
$49
1st year
then $149
Yes
American Express Qantas Business Rewards Card
Apply by 28 feb 19
100,000 bonus Qantas Points when you are approved by 28th Feb 2019 and spend $3,000 in 2 months.
Earn triple Qantas Points for your business when employees fly on eligible Qantas flights and pay using their American Express Qantas Business Rewards Card.
Earn 2 Qantas Points per $1 spent on Qantas products and services.
More info
Add to comparison
-
$450
ongoing
Yes
American Express Explorer® Credit Card
Apply by 07 jan 19
5 reviews
Get 100,000 points when you apply online by 7 January 2019, are approved and spend $1,500 in the first 3 months.
Receive a $400 Travel Credit each year towards any flights, hotels and car hire when you book online with this card.
Enjoy up to two entries per year to the American Express Lounge at Sydney or Melbourne Airports.
More info
Add to comparison
12 months
0% p.a.
then 20.74%
with a 1% fee
$395
ongoing
Yes
Bendigo Bank Platinum Rewards Mastercard
Apply by 31 jan 19
Get 75,000 bonus Rewards Points when you apply online by 31 January 2019, are approved and spend $2,500 in the first 3 months.
Earn 1.5 Bendigo rewards points for every $1 spent.
180 days international travel insurance.
More info
Add to comparison
-
$89
ongoing
Yes
0% p.a. for 13 months on purchases.
Minimum credit limit of $1,000
0% p.a. for 13 months on balance transfers. (2% balance transfer fee applies).
More info
Add to comparison
13 months
0% p.a.
then 12.99%
with a 2% fee
$79
ongoing
Yes
Earn 1 Membership Rewards point for each dollar spent.
No pre-set spending limit means more flexibility.
Extend your cash flow up to 51 days.
More info
Add to comparison
-
$109
ongoing
Yes
Receive 20,000 points or 15,000 Qantas Points. (Conditions Apply)
Earn up to 3 points per $1 spent at major supermarkets and petrol stations, 2 points per $1 spent at David Jones, and 1 point per $1 spent elsewhere.
Flexibility to choose Qantas Frequent Flyer points or Membership Rewards points.
More info
Add to comparison
-
$99
ongoing
Yes
Receive 40,000 points or 30,000 Qantas Points when you apply. (Conditions Apply)
Earn either Membership Rewards or Qantas Frequent Flyer as your rewards program.
Earn up to 4 points per $1 at David Jones, 3 points per $1 at major supermarkets and petrol stations and 1 point per $1 spent elsewhere.
More info
Add to comparison
-
$295
ongoing
Yes
Earn up to 1 Membership Rewards point 1 for every $1 spent until 14 April 2019, after which you will earn up to 1.5 points for every $1 spent.
No pre-set spending limit means more flexibility.
Extend your cash flow up to 51 days.
More info
Add to comparison
-
$169
ongoing
Yes
American Express Platinum Business Card
Apply by 04 feb 19
7 reviews
Receive 120,000 points when you apply before 4th Feb 2019, are approved and spend $5,000 within your first 2 months of Card Membership. (Conditions Apply)
Earn up to 2 Membership Rewards points per $1 spent.
Platinum benefits including a metal card right out of the envelope.
More info
Add to comparison
-
$1,750
ongoing
Yes
Earn 80,000 points when you apply online, are approved and spend $3,000 in the first 3 months.
Complimentary access for you and a guest to over 1,200 Airport lounges across 130 countries.
Point redemption rates will change as of 15 April 2019. Please go to bit.ly/rwd415 for more details.
More info
Add to comparison
-
$1,450
ongoing
Yes
Show more cards

Q&A's about Google Pay™ Credit Cards from customers

Q: What is Google Pay™?

Google Pay™ is Google’s contactless mobile payment and digital wallet platform, for use in stores, within apps, or on websites when using the Chrome browser. It converts a credit or debit card’s chip and PIN into a digital format and stores the information in a phone, tablet or watch using the Android operating system.

The Android device communicates with contactless point of sale equipment to authorise a payment. Once you have added your compatible credit card to Google Pay™ Pay, you can leave your credit card at home. Payments are made by holding your mobile device close to the contactless payment terminal.

Q: Can I use Google Pay™ with any credit card?

No. Not all Australian banks offer Google Pay™, and not all cards from a participating bank will be Google Pay™-enabled. Google Pay™ is currently available with American Express cards, and some Visas and MasterCards from ANZ, Westpac, ING, Macquarie, and many smaller banks and credit unions.

Q: Which smartphones and other devices can be used with Google Pay™?
  • To use Google Pay™ on your phone, you will need a phone running Android 4.4 (Kit Kat) or later, with NFC technology included.
  • To use Google Pay™ with your Android Watch, you will need an Android Wear smartwatch running Android Wear 2.0 with NFC technology included, and you will also need to select the credit card(s) you want to use from the cards already listed on your Android phone.
  • To use Google Pay™ with your tablet (within apps or on websites in Chrome) you will need to be running Android 4.4 (Kit Kat) or higher

You will need to add Google Pay™ to each device on which you want to use it.

Q: How do I set up Google Pay™ and add a credit card?

There may be slight variations in the set-up procedure depending on the bank issuing the card and the model of your phone or other device. Here are the basic steps:

  • Go to Google Play and get the Google Pay™ app
  • Open the app
  • Tap ‘+’ at the bottom right
  • Tap ‘Add a credit or debit card’
  • Use your device’s camera to capture your card details, or enter them manually
  • Choose a verification method (if required) from the list provided
  • Obtain and enter the verification code.
Q: Can I add more than one credit card to Google Pay™?

Yes. You should be able to add multiple cards. You can also select one card as a default card.

Q: How do I make payments when shopping in a physical store using Google Pay™ on my phone or watch instead of using my credit card?
  • To pay with a phone using your default credit card, wake up your phone (if necessary) and hold it close (within 2.5 cm) to the contactless reader until it beeps or vibrates and a checkmark appears on the screen
  • To pay with an Android Watch, place the watch close (within 2.5 cm) to the contactless reader and wait for the vibration or beep
  • You may be asked to enter your credit card PIN for payments over $100

As well as in-store payments you can also make purchases within apps on your phone and at websites when using Google Chrome, if you see an Google Pay™ button on the screen.

Q: How do I know if a Point of Sale terminal accepts Google Pay™?

You can use Google Pay™ wherever you see the normal contactless payment vector logo. Some stores also display the dedicated Google Pay™ symbol (a circle containing the green Google logo above the word ‘pay’).

Q: Are there any extra security problems with Google Pay™?

Google Pay™ uses a virtual account number to represent your card information – not the actual card number. Your credit card details are not sent with your payment or shared with the merchant, making it extra secure as well as super convenient. And you’ll continue to enjoy the same level of anti-fraud protection and guarantees from your bank as you would with a conventional payment method.

If you lose your phone, or it’s stolen, you can instantly lock it from anywhere, or change the password, or remove all personal data, by using Google Device Manager. You won’t need to cancel or suspend your credit card.

Q: What else can Google Pay™ do?

Google Pay™ users can access exclusive offers and discounts just for using the payment system.

You can also add some (but not all) store loyalty cards to your Google Pay™ digital wallet.

Q: Are there other contactless mobile payment and digital wallet systems, besides Google Pay™?

Yes. Some credit cards are compatible with Apple Pay and Samsung Pay in addition to, or instead of, Google Pay™.

Featured in
Absolutely love this site... it's the best and most updated going. Instant online chat and advice. Thanks!
- S. Hucker, NSW
Credit Card Compare was invaluable in saving me the time of wading through all the various caps etc. that are now in place. Good service.
- D. Jones, NSW
Thanks Credit Card Compare. Your prompt replies to my questions have been really helpful and most important fast. Will recommend you to my friends and acquaintances definitely!
- P. McGowan, NSW
Credit Card Compare rocks! They helped me get the right credit card to get the most out of my frequent flyer program - which helps me to travel around the world in comfort
- Guy Turland, Bondi Harvest, NSW
I found Credit Card Compare one of the easiest to use, relevant, and up to date sources of credit cards available in the Australian market. An essential resource to bookmark to your favourites!
- M. Paulton, WA
Connecting millions of people with credit cards since 2008
Compare these cards: