Heritage Credit Cards | Australia's Largest Customer Owned Bank

Heritage Credit Cards

Compare credit cards from Heritage, Australia’s biggest customer owned bank, and see what you can save.

With a history going back to 1875, we’ve always been in the business of helping Australians realise their financial dreams and enrich their lives.

balance transfer
purchase rate
annual fee
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$1,000 Minimum credit limit.
$55 p.a. annual fee waived when you spend $25,000 and over on Visa Purchases.
Earn 1 Heritage Credit for every $1,300 spent per calendar month.
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17.99% p.a.
ongoing
$55
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No annual fee.
Credit limits start at $1,000
Joint applications are allowed.
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11.80% p.a.
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$0
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Platinum Concierge service.
$125 p.a. annual fee waived when you spend $35,000 and over on Visa Purchases.
Earn 3 Heritage Credits for every $1,500 spent per calendar month.
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17.99% p.a.
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$125
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Thanks Credit Card Compare! The customer service that was provided to me was efficient and courteous. They were able to quickly assist me with my issues and point me in the right direction. Thanks again!
- Andrew, NSW
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Credit Card Compare rocks! They helped me get the right credit card to get the most out of my frequent flyer program - which helps me to travel around the world in comfort
- Guy Turland, Bondi Harvest, NSW
Absolutely love this site... it's the best and most updated going. Instant online chat and advice. Thanks!
- S. Hucker, NSW
Very very helpful customer service, fast and efficient and got right to the point! Highly recommend using Credit Card Compare before applying so that you are fully ready and equipped for the information needed.
- Nevine, NSW
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