Heritage Credit Cards | Australia's Largest Customer Owned Bank

Heritage Credit Cards

Compare credit cards from Heritage, Australia’s biggest customer owned bank, and see what you can save.

With a history going back to 1875, we’ve always been in the business of helping Australians realise their financial dreams and enrich their lives.

balance transfer
purchase rate
annual fee
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$1,000 Minimum credit limit.
$55 p.a. annual fee waived when you spend $25,000 and over on Visa Purchases.
Earn 1 Heritage Credit for every $1,300 spent per calendar month.
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17.99% p.a.
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$55
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No annual fee.
Credit limits start at $1,000
Joint applications are allowed.
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11.80% p.a.
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$0
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Platinum Concierge service.
$125 p.a. annual fee waived when you spend $35,000 and over on Visa Purchases.
Earn 3 Heritage Credits for every $1,500 spent per calendar month.
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17.99% p.a.
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$125
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