BDCU Visa Credit Card

BDCU Visa Credit Card

Balance transfer

N/A

Purchase rate

6 months at 7.99% p.a.

Annual fee

$45.00 p.a. ongoing

Highlights

  • 7.99% p.a. up to 6 months on purchases (reverts to 12.49% p.a.).
  • Low annual fee of $45 p.a.
  • Get up to 55 days interest-free on purchases.

Pros and cons

Pros

  • 7.99% p.a. up to 6 months on purchases.
  • Low annual fee of $45 p.a.
  • Get up to 55 days interest-free on purchases.

Cons

  • There is no rewards program for this card.

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The basics

  • Additional cardholders. Additional cardholders are not supported for this card.
  • Digital wallets. This card does not support digital wallet technologies.
  • Gambling transactions. Gambling transactions are not allowed on this card.

Rewards and benefits

  • Complimentary travel insurance. The BDCU Visa Credit Card does not include complimentary international travel insurance.
  • Concierge services. The BDCU Visa Credit Card does not offer a concierge service.
  • Rewards points. This credit card does not have a rewards program.
  • Sign-up bonus. There is no signup bonus for this card.

Rates and fees

  • Annual fee. This card has an annual fee of $45.
  • Balance transfers. The BDCU Visa Credit Card has no introductory balance transfer offer at the moment.
  • Cash advances. Cash advances on the BDCU Visa Credit Card attract an interest rate of 12.49% p.a. and will incur interest from the date of the transaction. BDCU does not charge a cash advance fee for this credit card.
  • Foreign exchange fee. Purchases made in a foreign currency, either online or overseas, will incur a 3% foreign exchange fee.
  • Interest-free period. The BDCU Visa Credit Card offers up to 55 days interest-free on purchases, so long as you pay off your balance in full each month.
  • Purchases. Enjoy 6 months at 7.99% p.a. on purchases with the BDCU Visa Credit Card. After the introductory period, the ongoing interest rate of 12.49% p.a. will apply to purchases

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Reviewed by Credit Card Compare Staff

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