Geelong Bank AMIGO Credit Card

On website

Geelong Bank AMIGO Credit Card

Balance transfer

6 months at 4.99% p.a.

Purchase rate

11.99% p.a. ongoing

Annual fee

$49.00 p.a. ongoing

Highlights

  • Enjoy 4.99% p.a. for 6 months on balance transfers with no balance transfer fee, reverting to 11.99% p.a. thereafter.
  • Benefit from a low ongoing annual fee of $49 p.a.
  • Access a low rate of 11.99% p.a. on cash advances and purchases.

Pros and cons

Pros

  • Credit limit from as little as $1,000.
  • Get an additional card at no extra cost.
  • Balance transfers at 4.99% p.a.
  • No balance transfer fee.
  • Use Visa PayWave for transactions under $100.

Cons

  • There is an annual fee.
  • No rewards program.
  • No sign up bonus for new customers.
  • International travel insurance cover is not available.

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