Lombard is a division of financial services company Flexigroup Limited. The credit cards it offers focus on long interest-free periods for major purchases from retailers participating in its partner program, although they can be used as standard credit cards for smaller transactions.
Lombard is a division of FlexiGroup Limited, a diversified ASX-listed financial services group which issues credit cards under the Lombard, Skye, Q Card and Once brands, as well as offering payment plans and consumer and commercial leasing.
Lombard credit cards are designed to provide longer interest-free periods than standard credit cards, for major individual purchases, including items like appliances, technology, furniture, home renovations and holidays. There are two cards on offer:
You’ll end up paying interest at a rate that is much higher than even the highest rate on a standard credit card, around 1-5 percentage points higher.
Yes, but you’ll pay a very high interest rate from the date you take the advance until the date it is fully repaid. The interest rate is around 1-5 percentage points higher than the highest rate on a standard credit card.
Neither rewards points nor complimentary benefits are offered. The focus is on long interest-free periods.
No. But you can manage your credit card account online.
Yes. Cardholders can use any RediATM free of charge.