ME Credit Cards

Don’t want to bank with one of a big players? Compare a credit card from ME (formerly Members Equity Bank) and become a new customer today.

6 reviews
$0 p.a. annual fee.
One low 11.99% p.a. rate on purchases.
Up to 55 days on purchases if you pay your balance in full each month.
Make instant purchases at the tap of a card.
Put a temporary stop on your card whenever you need to – instantly in internet banking.
balance transfer
purchase rate
annual fee
$0 p.a. annual fee.
One low 11.99% p.a. rate on purchases.
Up to 55 days on purchases if you pay your balance in full each month.
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11.99% p.a.

Win up to $1,000

When you get your credit score and apply for a credit card by March 1, 2019.

Q&As about ME Credit Cards from customers

Q: Who are ME?

ME is a Melbourne based bank that was born out of the industry super fund, Members Equity. It is now a fully fledged online-only bank that offers Australian consumers a range of financial products including a competitive credit card. The ME bank place an emphasis on being modern, digitally-savvy and secure with no branches or ATM’s.

Q: Do I need to have my super with Members Equity?

No. There is no requirement to be a member of a union or industry super fund in order to bank with ME.

Q: How can I manage my credit card account?

ME is a digital online only bank. It does not have branches or ATM’s. Customers can manage their credit card account via ME’s Internet Banking, mobile banking app, phone and postal services. ME have have an agreement with the Westpac Group to use their network of ATMs, which means you have 3,000 ATMs to choose from nationally (Westpac, St.George, Bank of Melbourne and Bank SA).

Q: Can I transfer my balance onto a ME credit card?

Yes. However, ME don’t offer any promotional 0% balance transfer rate to new customers. Instead, they apply the same simple interest rate to balance transfers that is applied to purchases and cash advances.

Q: What other banking services do ME offer?

ME are a fully-fledged bank that offers Australian consumers a low rate credit card, bank accounts, home loans, cheap personal loans, car finance and insurances.

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