Once is a division of financial services group Fexigroup Limited. It specialises in providing credit cards which deliver long interest-free periods on major purchases made anywhere, and even longer interest-free instalment plans for major purchases from participating retailers.
Once is a division of FlexiGroup Limited, an ASX-listed diversified financial services group which issues credit cards under the Once, Lombard, Q Card and Skye brands, as well as offering payment plans and consumer and commercial leasing.
There are two credit card products: the Once 55 Day Card and the Once Agile Card.
The Once 55 Day Card gives you 55 days interest free on card purchases, and up to 48 months interest free on purchases made at Once retail partners. It can be used everywhere that a Visa card is accepted, including at ATMs.
The Once Agile card gives you 55 days interest free on any purchase under $250, six months interest free on purchases of $250 or more, and up to 48 months interest free on purchases made at Once retail partners. It can be used everywhere that a Visa card is accepted, including at ATMs.
Once the interest-free periods have expired, the interest rate applied to any unpaid balance is extremely high, much higher than even a high interest rate on a standard credit card. This very high interest rate also apples to cash advances.
No. The cards focus on long interest-free periods, so there are no rewards points or complimentary benefits on offer.
No. But you can manage your credit card via online banking.