Once Credit Cards | Reviews & Comparison

Once Credit Cards

Once is a division of financial services group Fexigroup Limited. It specialises in providing credit cards which deliver long interest-free periods on major purchases made anywhere, and even longer interest-free instalment plans for major purchases from participating retailers.

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Once Agile Visa Card
0% p.a. interest for up to 6 months on any card purchases of $250 or more.
0% p.a. interest for up to 55 days on any card purchases under $250.
The power to borrow up to $30,000
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6 months
0% p.a.
then 23.99%
with a 0% fee
6 months
0% p.a.
then 23.99%
$99
ongoing

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Q&As about Once Credit Cards from customers

What is Once?

Once is a division of FlexiGroup Limited, an ASX-listed diversified financial services group which issues credit cards under the Once, Lombard, Q Card and Skye brands, as well as offering payment plans and consumer and commercial leasing.

What kind of credit cards does Once offer?

There are two credit card products: the Once 55 Day Card and the Once Agile Card.

The Once 55 Day Card gives you 55 days interest free on card purchases, and up to 48 months interest free on purchases made at Once retail partners. It can be used everywhere that a Visa card is accepted, including at ATMs.

The Once Agile card gives you 55 days interest free on any purchase under $250, six months interest free on purchases of $250 or more, and up to 48 months interest free on purchases made at Once retail partners. It can be used everywhere that a Visa card is accepted, including at ATMs.

What are the Once cards interest rates?

Once the interest-free periods have expired, the interest rate applied to any unpaid balance is extremely high, much higher than even a high interest rate on a standard credit card. This very high interest rate also apples to cash advances.

Do the Once cards offer rewards points or complimentary benefits such as travel insurance?

No. The cards focus on long interest-free periods, so there are no rewards points or complimentary benefits on offer.

Do Once or FlexiGroup have branches for over-the-counter transactions?

No. But you can manage your credit card via online banking.

Can I manage my Once cards via online banking?

Yes.

Are Once credit cards compatible with Apple Pay?

Yes.

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