Credit Cards with Price Protection Guarantee | Compare Offers Online

Price Protection Guarantee

Get the best price on eligible purchases. Compare credit cards with a price protection guarantee to make sure you don’t overpay for important things you buy in stores.

0% p.a. on balances transferred for 22 months, with no balance transfer fee.
$129 p.a. annual fee which is refundable each year when you spend $6,000 on eligible purchases.*
Earn 2 pts per $1 spent on overseas purchases.
AD
HSBC Platinum Credit Card Balance Transfer Offer
Apply by 30 sep 20
Application
on HSBC's website
People are happy
Rated 4.8 out of 5 for customer satisfaction.
You may have seen us in
price protection
purchase rate
annual fee
Apply
NEW
Citi Rewards Card Balance Transfer Offer
Apply by 31 aug 20
Enjoy 0% p.a. on balance transfers for 26 months which could help you get on top of things. A one-off 1.5% balance transfer fee applies.
Reduced annual fee of $0 p.a. in the first year, ($199 p.a. thereafter).
Earn 1 pt per $1 spent on eligible Domestic Spend in Australia, up to $10,000 per statement period.
More info
Add to comparison
Yes
21.49% p.a.
ongoing
$0
1st year
then $199
HSBC Platinum Credit Card Balance Transfer Offer
Apply by 30 sep 20
0% p.a. on balances transferred for 22 months, with no balance transfer fee.
$129 p.a. annual fee which is refundable each year when you spend $6,000 on eligible purchases.*
Earn 2 pts per $1 spent on overseas purchases.
More info
Add to comparison
Yes
19.99% p.a.
ongoing
$129
ongoing
Bendigo Bank Platinum Rewards Mastercard
Apply by 02 aug 20
Enjoy 0% p.a. for 15 months from account opening. Plus, get up to 50,000 bonus Rewards Points when you apply online, are approved and spend $3,000 within 90 days from account opening.
Earn 1.5 Bendigo rewards points for every $1 spent.
Up to 180 days of international travel insurance.
More info
Add to comparison
Yes
15 months
0% p.a.
then 19.99%
$89
ongoing
0% p.a. for the first 18 months on balance transfers with a 2% balance transfer fee on amounts transferred. Reverts to 20.24% p.a.
Up to 55 days interest free on purchases when you pay your account in full each month.
$0 annual fee for the first year (save $87).
More info
Add to comparison
Yes
20.24% p.a.
ongoing
$0
1st year
then $87
Receive 150,000 points with your new ANZ Rewards Black card (terms and conditions apply).
Free International Travel Insurance.
Eligibility criteria, T&Cs, fees and charges apply.
More info
Add to comparison
Yes
20.24% p.a.
ongoing
$375
ongoing
Bank of Melbourne Amplify Signature Credit Card (Amplify)
Apply by 30 sep 20
Up to 200,000 Bonus Amplify Rewards Points. Conditions Apply.
Reduced annual fee of $139 p.a. in the first year, currently saving you $140.
Every year get a birthday bonus with 10% extra points of the total points earned in the previous year.
More info
Add to comparison
Yes
19.74% p.a.
ongoing
$139
1st year
then $279
BankSA Amplify Signature Credit Card (Amplify)
Apply by 30 sep 20
Up to 200,000 points bonus Amplify points (conditions apply).
Reduced annual fee of $139 p.a. in the first year, currently saving you $140.
Enjoy 0% p.a. for 6 months with 0% fee on Balance Transfers.
More info
Add to comparison
Yes
19.74% p.a.
ongoing
$139
1st year
then $279
St.George Amplify Signature Credit Card (Amplify)
Apply by 30 sep 20
4 reviews
Earn up to 200,000 Bonus Amplify Rewards Points over 2 years when you spend $12,000 on eligible purchases each year.
Boost your Amplify account with 1.5 points per $1 you spend.
Reduced annual fee of $139 in the first year, currently saving you $140.
More info
Add to comparison
Yes
19.74% p.a.
ongoing
$139
1st year
then $279
St.George Vertigo Platinum Credit Card
Apply by 30 sep 20
6 reviews
0% p.a. on purchases for up to 15 months from card approval.
$49 p.a. annual fee for the first year ($99 p.a. thereafter).
Low revert rate on Purchases of 12.99% p.a. (ongoing).
More info
Add to comparison
Yes
15 months
0% p.a.
then 12.99%
$49
1st year
then $99
Citi Simplicity Card
Apply by 30 jun 20
No annual fee.
0% p.a. for 6 months on balance transfers.
As of 01 April 2020, Citi is now partnered with Mastercard.
More info
Add to comparison
Yes
21.49% p.a.
ongoing
$0
ongoing
24 hour, 7 day Platinum Concierge Service.
7 types of complimentary insurances including overseas travel insurance.
0% p.a. for 6 months on balance transfers. (2% balance transfer fee applies). Reverts to cash advance rate.
More info
Add to comparison
Yes
19.74% p.a.
ongoing
$90
ongoing
Show more cards

Protect your identity. Monitor your credit score for free.

Join more than 17,000 Australians and get your score today.
  1. Protect yourself from identity fraud
    Get alerted to large credit score drops.
  2. Know where you stand
    The banks know your score. Shouldn’t you too?
  3. Avoid a nasty surprise
    Before applying, check if your credit is good enough.
  4. Always with you
    Check online or download the app.

Q&As about Price Protection Guarantee from customers

Do all credit cards have a price protection guarantee scheme?

No. A price protection guarantee scheme is normally just one item in a suite of insurance policies often accompanying premium cards with a high annual fee. However, some lower-priced cards, or even cards with no annual fee at all, may have a price protection program as part of a “shoppers’ insurance” group of policies alongside purchase protection and extended warranty. But many cards have no insurance cover at all.

Can I get a price difference refund against an online purchase?

Most unlikely. Price protection schemes are designed for purchases made from a bricks-and-mortar retail store located in Australia.

Can I get a price difference refund if I purchase in a store, then see a lower price online?

No. The scheme’s conditions will normally exclude any prices advertised only online. However, you may see a price advertised online by a retailer who also has a physical store within 25 km of your original purchase, so it’s worth checking to see if they have issued a printed catalogue specifying the same low price.

What if I see a lower price advertised in print a few hours’ drive away?

You probably won’t be able to make a claim. Most policies specify that the item must be available at the lower advertised price in a store not more than 25 km from the store where the original purchase was made.

What if I see a lower price for an item which is almost the same as, or better than, the one I purchased?

You will not be able to make a claim. The item in question must be identical to the one you purchased in all respects: the same manufacturer, and exactly the same model number.

How long do I have in which to make a claim?

Most policies will specify that the price difference refund claim must be submitted no more than 21 days after the original purchase.

Can I get a price refund on a lower price for a car?

No. Motor vehicles are usually amongst the items specifically excluded from the policy (along with jewellery, collectibles and works of art).

Can I get a refund on a price difference of $2,000 or more?

The policy applicable to your card will have a maximum claim limit, often as low as $300 but occasionally as high as $1,000. Being able to make a claim for more than $1,000 on a single item is unlikely, unless you have a policy for which you have paid a premium.

Can I get a refund for a price difference of $50?

Very unlikely. Most policies will have a minimum claim limit involving a price difference of at least $75.

People are happy

Rated 4.8 out of 5 for customer satisfaction.
"I used Credit Card Compare when I was looking for a new credit card and am so happy I did."
T. Davidson, WA
"Absolutely love this site... it's the best and most updated going. Instant online chat and advice. Thanks!"
S. Hucker, NSW
"Thanks Credit Card Compare! The customer service that was provided to me was efficient and courteous. They were able to quickly assist me with my issues and point me in the right direction. Thanks again!"
Andrew, NSW
Read more testimonials
Compare these cards: