Credit Cards with Price Protection Guarantee | Compare Offers Online

Price Protection Guarantee

Get the best price on eligible purchases. Compare credit cards with a price protection guarantee to make sure you don’t overpay for important things you buy in stores.

People are happy
Rated 4.8 out of 5 for customer satisfaction.
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price protection
purchase rate
annual fee
Apply
Receive 150,000 points with your new ANZ Rewards Black card (terms and conditions apply).
Free International Travel Insurance.
Eligibility criteria, T&Cs, fees and charges apply.
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Yes
20.24% p.a.
ongoing
$375
ongoing
Virgin Australia Velocity Flyer Credit Card 0% p.a. Purchase Offer
Apply by 30 apr 20
2 reviews
0% p.a. for 14 months on purchases.
$129 Virgin Australia Gift Voucher each year.
Half annual fee in the first year (reverts to $129 p.a.).
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Yes
14 months
0% p.a.
then 20.74%
$64
1st year
then $129
NEW
Citi Rewards Card Balance Transfer Offer
Apply by 28 may 20
0% p.a. on balance transfers for 26 months which could help you get on top of things. A one-off 1.5% balance transfer fee applies.
Reduced annual fee of $49 p.a. in the first year, ($149 p.a. thereafter).
As of 01 April 2020, Citi is now partnered with Mastercard.
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Yes
21.49% p.a.
ongoing
$49
1st year
then $149
NEW
Citi Simplicity Card
Apply by 30 jun 20
No annual fee.
0% p.a. for 6 months on balance transfers.
As of 01 April 2020, Citi is now partnered with Mastercard.
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Yes
21.49% p.a.
ongoing
$0
ongoing
24 hour, 7 day Platinum Concierge Service.
7 types of complimentary insurances including overseas travel insurance.
0% p.a. for 6 months on balance transfers. (2% balance transfer fee applies). Reverts to cash advance rate.
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Yes
19.74% p.a.
ongoing
$90
ongoing
NEW
Citi Clear Credit Card
Apply by 30 jun 20
16 reviews
Transfer your other banks’ credit card balances and enjoy 0% p.a. for 9 months (reverts to cash advance rate) with no balance transfer fee.
With Priceless Cities, explore unforgettable experiences in more than 40 cities across the world.
As of 01 April 2020, Citi is now partnered with Mastercard.
More info
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Yes
14.99% p.a.
ongoing
$99
ongoing
NEW
Citi Prestige Card
Apply by 30 jun 20
Earn up to 100,000 bonus Points. (Conditions Apply)
One of the most prestigious credit cards for high-income earners.
As of 01 April 2020, Citi is now partnered with Mastercard.
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Yes
21.49% p.a.
ongoing
$700
ongoing
NEW
Citi Premier Credit Card Points Offer
Apply by 30 jun 20
Earn up to 70,000 points points. (Conditions Apply)
Enjoy 0% p.a. for 6 months with 0% on balance transfers.
As of 01 April 2020, Citi is now partnered with Mastercard.
More info
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Yes
21.49% p.a.
ongoing
$395
ongoing
NEW
Emirates Citi World Mastercard
Apply by 30 jun 20
4 reviews
Earn up to 60,000 Skyward Miles (Spend criteria applies).
One complimentary chauffeur-drive service per year to and from the airport when flying Emirates.
With Priceless Cities, explore unforgettable experiences in more than 40 cities across the world.
More info
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Yes
21.49% p.a.
ongoing
$149
1st year
then $299
30,000 points when you spend $2,500 in 60 days.
0% p.a. for 6 months on balance transfers. (2% balance transfer fee applies). Reverts to cash advance rate.
Seven complimentary insurances including overseas travel insurance.
More info
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Yes
19.99% p.a.
ongoing
$250
ongoing
Bank of Melbourne Amplify Signature Credit Card (Amplify)
Apply by 02 jun 20
Up to 200,000 Bonus Amplify Rewards Points. Conditions Apply.
Reduced annual fee of $139 p.a. in the first year, currently saving you $140.
Every year get a birthday bonus with 10% extra points of the total points earned in the previous year.
More info
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Yes
19.74% p.a.
ongoing
$139
1st year
then $279
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Q&As about Price Protection Guarantee from customers

Do all credit cards have a price protection guarantee scheme?

No. A price protection guarantee scheme is normally just one item in a suite of insurance policies often accompanying premium cards with a high annual fee. However, some lower-priced cards, or even cards with no annual fee at all, may have a price protection program as part of a “shoppers’ insurance” group of policies alongside purchase protection and extended warranty. But many cards have no insurance cover at all.

Can I get a price difference refund against an online purchase?

Most unlikely. Price protection schemes are designed for purchases made from a bricks-and-mortar retail store located in Australia.

Can I get a price difference refund if I purchase in a store, then see a lower price online?

No. The scheme’s conditions will normally exclude any prices advertised only online. However, you may see a price advertised online by a retailer who also has a physical store within 25 km of your original purchase, so it’s worth checking to see if they have issued a printed catalogue specifying the same low price.

What if I see a lower price advertised in print a few hours’ drive away?

You probably won’t be able to make a claim. Most policies specify that the item must be available at the lower advertised price in a store not more than 25 km from the store where the original purchase was made.

What if I see a lower price for an item which is almost the same as, or better than, the one I purchased?

You will not be able to make a claim. The item in question must be identical to the one you purchased in all respects: the same manufacturer, and exactly the same model number.

How long do I have in which to make a claim?

Most policies will specify that the price difference refund claim must be submitted no more than 21 days after the original purchase.

Can I get a price refund on a lower price for a car?

No. Motor vehicles are usually amongst the items specifically excluded from the policy (along with jewellery, collectibles and works of art).

Can I get a refund on a price difference of $2,000 or more?

The policy applicable to your card will have a maximum claim limit, often as low as $300 but occasionally as high as $1,000. Being able to make a claim for more than $1,000 on a single item is unlikely, unless you have a policy for which you have paid a premium.

Can I get a refund for a price difference of $50?

Very unlikely. Most policies will have a minimum claim limit involving a price difference of at least $75.

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