Samsung Pay Credit Cards | Comparison, Reviews, Secure Application

Samsung Pay Credit Cards

Compare credit cards that work with Samsung Pay. Apply for a card below.

Contactless payments using a smartphone are set to become the norm for retail transaction payments in future, and they are available right now for anyone with a later model phone (or other mobile device) plus a credit card that supports one or more of the mobile contactless payment systems relying on technology known as NFC (Near Field Communication).

Samsung Pay is one of those systems, available for use with Samsung mobile devices and compatible credit cards. After you activate the app on your Samsung phone or smart watch, it becomes a digital wallet, able to accept your credit card, debit card and store loyalty card details. You can make fast, secure payments (authenticated by your fingerprint, iris scan or PIN) by placing your phone or watch close to the payment terminal until the transaction is confirmed. Your credit card, meanwhile, can be left at home.

The credit cards listed on this page are all compatible with Samsung Pay. So if you have a recent Samsung phone or smart watch, choose one of these cards to start using the very latest payment technology.

balance transfer
annual fee
samsung pay
Apply
Citi Rewards Platinum Card Balance Transfer Offer
Apply by 30 nov 19
0% p.a. for 26 months on balance transfers.
One-off 1.5% balance transfer fee applies.
Reduced annual fee of $0 p.a. in the first year ($199 p.a. thereafter).
More info
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26 months
0% p.a.
then 21.74%
with a 1.5% fee
$0
1st year
then $199
Yes
Earn 1.5 Membership Rewards points for each dollar spent.
No pre-set spending limit means more flexibility.
Extend your cash flow up to 51 days.
More info
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$109
ongoing
Yes
American Express Business Explorer Credit Card
Apply by 25 sep 19
Receive 100,000 bonus Membership Rewards points when you apply by 25th September 2019, are approved and spend $3,000 on your card within the first 3 months.
Earn 50,000 business loyalty bonus points when you spend $100,000 every 12 months from the card approval date.
Enjoy up to two entries per year to the American Express Lounge.
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-
$395
ongoing
Yes
American Express David Jones Credit Card
Apply by 28 aug 19
14 reviews
Receive 45,000 Membership Rewards points or 22,500 Qantas Points when you apply by 28 August 2019, are approved and spend $1,500 outside of David Jones within the first 3 months of becoming a Card Member.
Earn up to 3 Reward Points per $1 spent at major supermarkets and petrol stations, 2 Reward Points per $1 spent at David Jones, and 1 Reward Point per $1 spent elsewhere.
Flexibility to choose Qantas Frequent Flyer or Membership Rewards as your rewards program.
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$99
ongoing
Yes
American Express David Jones Platinum Credit Card
Apply by 28 aug 19
1 review
Receive 75,000 Membership Rewards points or 37,500 Qantas Points when you apply by 28 August 2019, are approved and spend $1,500 outside of David Jones within the first 3 months of becoming a Card Member.
Earn 4 Reward Points per $1 spent at David Jones, 3 Reward Points per $1 spent at major supermarkets and petrol stations and 1 Reward Point per $1 spent elsewhere.
Flexibility to choose Qantas Frequent Flyer or Membership Rewards as your rewards program.
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$295
ongoing
Yes
Get 50,000 Membership Rewards points when you apply online, are approved and spend $3,000 in the first 3 months.
Receive a $400 Travel Credit each year towards any flights, hotels and car hire when you book online with this card.
T&Cs and eligibility criteria apply. Available to new card members only.
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12 months
0% p.a.
then 20.74%
with a 1% fee
$395
ongoing
Yes
Earn up to 1.5 Membership Rewards point 1 for every $1 spent
No pre-set spending limit means more flexibility.
Extend your cash flow up to 51 days.
More info
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-
$169
ongoing
Yes
American Express Platinum Business Card
Apply by 28 aug 19
6 reviews
Receive 150,000 bonus Membership Rewards points when you apply by 28 Aug 2019, are approved and spend $5,000 on your card within the first 3 months.
Earn up to 2.25 pts per $1 spent.
Higher earn rate of 1 pt per $1 spent on ATO payments.
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$1,750
ongoing
Yes
American Express Platinum Card
Apply by 28 aug 19
16 reviews
Receive up to 150,000 Membership Rewards points when you apply by 28 August 2019, are approved and spend $1,500 every month for the first 3 months.
Receive a $450 Platinum Travel Credit each year, which can be redeemed for flights, hotels or car hire.
Complimentary access for you and a guest to over 1,200 Airport lounges across 130 countries.
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$1,450
ongoing
Yes
0% p.a. for 12 months for balance transfers and a one-off credit plan establishment fee of 1%.
Start your holiday with a $200 Travel Credit every year.
Range of travel insurances including overseas medical emergency expenses, travel cancellation cover and more.
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12 months
0% p.a.
then 20.74%
with a 1% fee
$195
ongoing
Yes
American Express Qantas Business Rewards Card
Apply by 25 sep 19
120,000 bonus Qantas Points when you are approved by 25th September 2019 and spend $3,000 in 2 months.
Earn triple Qantas Points for your business when employees fly on eligible Qantas flights and pay using their American Express Qantas Business Rewards Card.
Earn 2 Qantas Points per $1 spent on Qantas products and services.
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$450
ongoing
Yes
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Q&As about Samsung Pay Credit Cards from customers

Q: What is Samsung Pay?

Samsung Pay is a digital wallet and mobile payment system designed for use with phones and smart watches produced by Samsung. It converts a credit or debit card’s chip and PIN into a digital format and securely stores the information in the device, allowing it to communicate with contactless point of sale equipment in order to authorise a purchase.

Q: Are all credit cards enabled for Samsung Pay?

No. It depends on the card provider. Westpac, ANZ, American Express and Citi are the major credit card providers currently offering Samsung Pay on some of their cards.

Q: Which Samsung mobile devices are compatible with Samsung Pay?

Samsung Pay is compatible with Samsung Galaxy S6 phones and later models, and Samsung Gear smart watches model S2 onwards. You will need to activate Samsung Pay on each device on which you want to use it.

Q: How do I add my credit card to Samsung Pay on my smartphone or smart watch?

Most Samsung devices will have Samsung Pay already installed (otherwise, download the app from the Google play store).

On your phone, you will be guided through the process of choosing your authentication method (fingerprint, iris scan or PIN), followed by a video with instructions on how to use your phone to scan your credit card details and have them approved by your bank.

For your Samsung Gear smart watch, you’ll need to select Samsung Pay using the Gear Manager on your Samsung phone or other device, and then set a four digit PIN on your Gear watch before scanning the credit card with your phone. Once again, you will find video tutorials detailing the next steps on both your Samsung phone and your Gear watch.

There are also detailed instructional videos available on YouTube.

Q: How does Samsung Pay differ from Apple Pay and Google Pay™?

Samsung Pay accepts iris scan, fingerprint (TouchID) and PIN authentication, while Apple Pay has fingerprint authentication only and Google Pay™ has PIN authentication only, unless you have an Android phone which supports TouchID.

But the main difference is that Samsung Pay will work with MST (Magnetic Secure Transmission) as well as NFC, so it’s compatible with older terminals originally designed for embedded chip or even magnetic stripe cards.

Q: How do I pay in a store using my Samsung phone or Gear watch?

For a Samsung phone, open Samsung Pay, select the card you wish to pay with, verify your identity using your chosen method, then place the back of your phone on the card or NFC reader on the payment terminal.

With a Gear watch, press and hold the top ‘Back’ button to bring up Samsung Pay, enter your PIN, select the card you want to use, then tap your Gear watch onto the payment terminal.

Q: Is Samsung Pay secure?

Like other mobile payment systems, Samsung Pay does not store your credit card number on your phone. Instead, it generates a different ‘token’ number each time you make a purchase transaction. And since transactions have to be authorised by your fingerprint, iris scan or PIN, no one else can use your phone to make purchases, even if it is lost or stolen.

Q: How do I know if a store accepts Samsung Pay?

You may not see any Samsung or Samsung Pay logo on display, but since Samsung Pay uses both NFC (Near Field Communication) and MST (Magnetic Secure Transmission), there a very strong likelihood that Samsung Pay will work wherever you want to use it.

Q: Does Samsung Pay work overseas?

Samsung Pay is more likely to work overseas, when compared with other mobile payment systems, because it is compatible with not only the latest NFC payment terminals but also terminals relying on older technology.

Q: Is Samsung Pay the only available contactless mobile payment and digital wallet system?

No. Many credit cards are enabled for Google’s Android Pay and for Apple Pay as well as, or instead of, Samsung Pay.

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