South West Slopes Credit Union Credit Cards | Compare Online

South West Slopes Credit Union Credit Cards

With a head office in Young, South West Slopes Credit Union specialises in providing financial products to its members in the south west slopes area of inland New South Wales, but membership and credit cards are open to anyone.

South West Slopes Credit Union (SWSCU) is a credit union centred on the south west slopes area of inland New South Wales, with a head office in Young. It began operations in 1972, and now has around 15,000 members, about 40 local staff and approximately $100 million in funds under management.

SWSCU branches

The SWCU has branches in Young, Cootamundra, Temora and West Wyalong, plus agencies in Boorowa and Harden.

ATM access

Currently, SWSCU members have free access to SWSCU ATMs, RediATMs and now the 10,000+ ATMs of the Big Four banks and a number of smaller banks. The RediATM network is in the process of scaling back its operations. From March 2019, SWSCU will no longer be part of the RediATM network, but will retain its own ATM at its West Wyalong branch only, because there are limited fee-free ATM options in that area.

Mutual structure – owned by members

The SWSCU has a mutual structure. That is, it is owned by its members, who are also its shareholders, and it operates solely for their benefit.

Any Australian resident can have an SWSCU credit cardr

Although its operations will appeal mainly to the residents of the towns where it has branches and the surrounding rural areas, membership of the credit union is open to all Australian residents on purchase of one low-cost share. Members can open bank accounts and apply for an SWSCU credit card.

Since internet banking, ATM access and a mobile app are all available, you don’t need to live in the south west slopes area of New South Wales in order to manage your account.

SWSCU products and services

SWSCU’s products and services include:

  • SWSCU Visa Classic Credit Card, with a low interest rate (for a credit card) on both purchases and cash advances, and up to 55 days interest free on purchases
  • Savings accounts
  • Term deposits
  • Home loans
  • Personal loans
  • Car loans
  • Financial planning
  • Insurance for home and contents, cars, landlord and travel

Apple Pay, Samsung Pay and Google Pay compatible

SWSCU credit cards are compatible with Apple Pay, Samsung Pay and Google Pay. You can leave your credit card at home and pay with your mobile device.

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South West Slopes CU Visa Classic Credit Card
Low purchase rate of 13.45% p.a.
Low annual fee of $30 p.a.
Low cash advance rate of 13.45% p.a.
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13.45% p.a.
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$30
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Q&As about South West Slopes Credit Union Credit Cards from customers

Q: What is the South West Slopes Credit Union?

South West Slopes Credit Union (SWSCU) is a credit union centred on the south west slopes area of inland New South Wales, with a head office in Young. It began operations in 1972, and now has around 15,000 members, about 40 local staff and approximately $100 million in funds under management.

Q: Can anyone have a SouthWest Slopes Credit Union credit card?

Any Australian resident can become a member of the South West Slopes Credit Union by purchasing a low-cost share, which makes them eligible to apply for a credit card. The share purchase and credit card application can be completed at the same time.

Since internet banking, ATM access and a mobile app are all available, you don’t need to live in the south west slopes area of New South Wales in order to manage your account.

Q: Does the South West Slopes Credit Union have branches and ATMs?

The South West Slopes Credit Union has branches in Young, Cootamundra, Temora and West Wyalong, plus Agencies in Boorowa and Harden.

Its ATMs at branches, with the exception of the West Wyalong ATM, will be closing in 2019, now that its members have nationwide fee-free access to more than 10,000 ATMs owned by the Big Four Banks and a number of smaller banks.

Q: What kinds of products and services are offered by the South West Slopes Credit Union?
  • SWSCU Visa Classic Credit Card, with a low interest rate (for a credit card) on both purchases and cash advances, and up to 55 days interest free on purchases
  • Savings accounts
  • Term deposits
  • Home loans
  • Personal loans
  • Car loans
  • Financial planning
  • Insurance for home and contents, cars, landlord and travel
Q: What are South West Slopes Credit Union’s credit card interest rates?

The SWSCU Visa Classic Credit Card has a low interest rate (for a credit card) on both purchases and cash advances, and up to 55 days interest free on purchases.

Q: Does the South West Slopes Credit Union have internet banking?

Yes.

Q: Does the South West Slopes Credit Union have a mobile app?

Yes.

Q: Is the South West Slopes Credit Union Visa Classic Credit Card compatible with Apple Pay, or Google Pay, or Samsung Pay?

It is compatible with Apple Pay and Google Pay and Samsung Pay.

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