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Manage everything within your current banking platform with no need to open a new account. ...
Since no new account is opened, there’s no additional credit enquiry. ...
As an existing customer, approvals are often faster than applying for a new card. ...
Continue earning rewards or points on your existing card while managing the transferred balance. ...
A balance transfer fee is common which can reduce overall savings. ...
Interest rates are higher and promotional periods shorter than new-customer deals. While some banks offer 12-18 months at 0%, top offers can extend to 30 months. ...
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