Take control of your business today with a business loan. Introducing Valiant Finance, Australia’s business loan experts.
Valiant Business Loans are offered by Valiant Finance, a Sydney-based fintech company providing an online broking platform to match small and medium-size businesses with lending partners. Westpac was one of its key early investors, via the bank’s venture capital fund Reinventure.
More than 70 lending partners and multiple lending products
Valiant now partners with over 70 Australian lenders – including ANZ, Citibank, CommBank ING, Macquarie, NAB and Westpac – to offer:
Easily compare loan options
The platform allows users to easily compare interest rates, terms and fees from not only major banks but also smaller banks and alternative business loan providers. Prospective borrowers’ company history and financial information is matched to prospective lenders’ credit criteria to produce tailored options.
Finance for every size and type of business
Available loans range in size, from a few thousand dollars to millions, depending on the size of the business and the type and purpose of the loan. There’s also a variety of loan terms and interest rates, with fast-funding options
No upfront application fee or paperwork
There’s no upfront application fee to pay when applying for a loan through Valiant. It begins with a simple online form. Paperwork, such as providing copies of annual financial statement and tax returns, comes later in the process when a suitable lender is identified. Any fees payable to the lender are clearly set out with each loan option.
Valiant is a broker, not a lender
Valiant is not itself providing the loan finance. It is merely acting as a broker, able to put businesses in contact with lenders who have the most suitable products for the applicant’s purpose and ability to service and repay the loan.
Valiant is the trading name of Valiant Finance Pty Ltd, an online broker whose speciality is matching businesses in need of finance with appropriate lenders. Their online platform allows prospective borrowers to see their available options and easily compare fees, interest rates, security requirements and other terms and conditions.
Valiant now has more than 70 lending partners, including ANZ, CommBank, NAB and Westpac, other large banks such as Citibank, ING and Macquarie, smaller banks, and alternative business finance providers.
Valiant collects information from prospective borrowers, in order to match them with loan products available from prospective lenders, based on the borrower’s financial status and loan requirements and the lender’s credit criteria.
It starts with a simple online form, with questions about the amount of the loan sought, its purpose, and whether speed of funding or lower interest rates are more important. It then proceeds to more detailed questions about the loan and the business, none of which a business owner or director should find difficult to answer, before requesting contact information prior to providing details of the available loan options. The number of options found is continuously displayed at the bottom of the page, as lenders and loans are added or eliminated according to the information provided.
It depends on the type and purpose of the loan and the financial size and creditworthiness of the borrower, but loans could start as low as $5,000 or extend to multiples of millions.
The initial online search is free. There is no upfront application fee payable to Valiant. Once you have selected an appropriate loan, fees and interest charges will be payable to the lender.
Filling in the details online takes only a few minutes. If you have selected the ‘fast funding’ option and you can meet a lender’s credit criteria and speedily provide any required paperwork, it may be possible to have the cash in your hands within as little as 24 hours, but some finance options will inevitably take longer to set up.
No. Valiant is simply a broker, providing a service matching prospective borrowers with appropriate lenders.