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Cash Back Credit Cards

With a credit card that offers a cash back reward program you earn a rebate on purchases. The amount of money back is typically in the region of 1%, which can add up to a significant saving over the year in cashback rewards. A good credit rating is generally needed in order to be approved for a cash back credit card.
Woolworths Everyday Money Credit Card
Woolworths Everyday Money Credit Card
  • Bonus $50 shopping card. Apply by 31 March 2010 and make 3 purchases by May 2010
  • No annual fee in the 1st year (and only $49 thereafter)
  • Up to 3 points per $1 spent
  • Earn a Shopping Card every 4 months
  • 5.99% p.a for 6 months on balance transfers
  • CANSTAR CANNEX 5 star Rewards Program rating.
  • Money Magazine - Best Innovative Product
  • Apply online now or read more
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers
0%* Up to 55 Days* 18.74% p.a.* $0 in the 1st year* 5.99% p.a. for 6 months*


HSBC Credit Card
HSBC Credit Card
  • $0 annual fee for the life of the card
  • $50 cashback when you spend $500 or more for each of the first 3 months of your HSBC Credit Card
  • 5.99% on balance transfers
  • home & Away Privilege Program - instant discounts on shopping, travel, accommodation and more
  • Apply online now or read more
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers
None* None* 16.99% p.a.* $0* 5.99%*


American Express Platinum Moneyback Credit Card
American Express Platinum Moneyback Credit Card
  • With 24-hour support and protection, you can call American Express about anything your Card does. Love shopping? You're covered with Refund Protection, Purchase Protection2 and our extensive On-Line Fraud Guarantee3.
  • Supplementary Cards at no additional cost.
  • Earn more MoneyBack using your Card to pay bill instead of other cards or cheques.
  • Apply for a free supplementary Card it all counts to your MoneyBack.
  • The Platinum MoneyBack Credit Card has been designed to give you unlimited MoneyBack for all purchases made on your Card.
  • Exclusive deals and discounts with American Express Selects.
  • Apply online now or read more
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers
free days* up to 44 days* 20.49%* $99* *


BP-Citibank Credit Card
BP-Citibank Credit Card
  • Big savings on petrol and purchases from BP
  • Cash back on all other purchases
  • 2.9% p.a. for 12 months on balances transferred
  • 5% off your petrol and everything else you buy at BP
  • Save 0.5% off all other purchases
  • A low rate on all credit card balances transferred
  • Generous credit limit up to $25,000
  • Apply online now or read more
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers
0% p.a.* Up to 55 days* 20.39% p.a.* $79* 2.9% p.a. for 12 months*


ANZ Balance Visa Card
ANZ Balance Visa Card
  • 13.49% p.a. interest rate on purchases
  • 1 Reward Point for every $1 you repay to your balance3
  • Choose how you would like to be rewarded - Cashback, Shopping Vouchers or Gift Cards
  • Choose how often you would like to be rewarded - every 3, 6 or 12 months
  • Apply online now or read more
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers
0% intro APR* Up to 55 Days* 13.49% p.a.* $79* 0% p.a. for first 6 months*


Commonwealth Bank Awards Card
Commonwealth Bank Awards Card
  • Earn 1.5 Awards points for every $1 spent with American Express
  • Emergency Travel Assistance for Commonwealth Bank American Express Cards
  • globaleshop by American Express lets you shop at any online store in the US that doesn't normally accept your Australian credit card or won't normally deliver to an Australian address
  • American Express Selects
  • Internet fraud loss protection
  • Secure Internet Shopping
  • Enhanced chip protection with your MasterCard card
  • Emergency card replacement and cash advances
  • Access to MasterCard applause
  • MasterCard Global Service
  • Apply online now or read more
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers
0% intro APR* Up to 55 Days* 19.49% p.a.* $59 * 5.99% p.a. for 5 months*


ANZ Visa Rewards Credit Card
ANZ Visa Rewards Credit Card
  • The ability to earn Reward Points at over 24 million locations worldwide, wherever Visa is accepted
  • The chance to redeem Reward Points for rewards as often as every four months
  • The choice of over 500 rewards including cash back and shopping vouchers
  • Up to 55 days interest free credit on your purchases with the Gold card option
  • The advanced security protection of ANZ Falcon which monitors suspicious transactions 24/7
  • Apply online now or read more
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers
0% intro APR* Up to 44 days* 18.74% p.a* $48* None*