Interest rates & fees checked on
20 May 2013

Compare 306 Credit Cards from 52 Banks.

Save up to $2,500* with Australia's best credit card comparison website.

Join tens of thousands of people who trust us each month to find a better card. In fact, you could save up to $2,500 * by switching to a cheaper deal using our website—that’s enough for a family holiday. It couldn’t be easier—switching cards doesn’t mean changing banks, or even your everyday bank account. Start comparing credit cards—it’s easy, fast and free.

Credit Card Offer Purchase Rate Balance Transfer Annual Fee
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popularity
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Credit Card Offer Purchase Rate Balance Transfer Annual Fee
(p.a.)
popularity
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HSBC Credit CardHSBC Credit Card

No annual fee. 0% on balance transfers for 6 months. Access to offers, discounts and benefits. Winner Of Money Magazine “Best Transactor Credit Card”, low minimum income of $20,000.

17.99% 0% for 6 monthsthen 21.99% $0

Applicationwww.hsbc.com.au

St.George Vertigo MasterCardSt.George Vertigo MasterCard

2.99% p.a. for 6 months months on balance transfers. Low ongoing interest rate. No annual fee for the 1st year. Fast 60 second instant approval card. Only low minimum income needed – $15,000. Get an extra card holder free.

13.24% 2.99% for 6 monthsthen 13.24% $0 1st year

Applicationwww.stgeorge.com.au

NAB Low Rate Credit CardNAB Low Rate Credit Card

Very cheap purchase rate & cheap balance transfers for 12 months. Fast 60 second instant approval card. Additional card holder free. Visa PayWave contactless payment technology.

13.99% 4.99% for 6 monthsthen 13.99% $59

Applicationwww.nab.com.au

Westpac Low Rate Credit CardWestpac Low Rate Credit Card

Low 3.99% p.a. for 6 months on balance transfers. Choose either MasterCard® PayPass or Visa payWave technology for fast purchasing. 60 second online approval. Apply by 1 July 2013.

0% for 6 monthsthen 13.49% 3.99% for 6 monthsthen 13.49% $45

Applicationwww.westpac.com.au

Citibank Clear Platinum Credit CardCitibank Clear Platinum Credit Card

Low rate card with platinum level benefits. 0% for 6 months on balance transfers. Free international travel insurance, concierge service, purchase and extended warranty cover.

0% for 6 monthsthen 11.99% 0% for 6 monthsthen 21.74% $49 1st year

Applicationwww.citibank.com.au

NAB Premium Credit CardNAB Premium Credit Card

Fast 60 second instant response credit card. Low 1% balance transfer rate for 12 months. Additional card holder for free. 7 types of complimentary insurance.

19.49% 4.99% for 6 monthsthen 19.49% $90

Applicationwww.nab.com.au

Westpac 55 Day Platinum Credit CardWestpac 55 Day Platinum Credit Card

$0 p.a. annual fee 1st year. 0% p.a. for 6 months on purchases. Free personal concierge service. Complimentary international travel Insurance. Apply by 1 July 2013.

0% for 6 monthsthen 19.59% 1% for 6 monthsthen 19.59% $0 1st year

Applicationwww.westpac.com.au

Bankwest Breeze MasterCardBankwest Breeze MasterCard

Low ongoing interest rate of 11.99% p.a. on this credit card & cheap $59 p.a. annual fee. 0% p.a. on purchases for 4 months.

0% for 4 monthsthen 11.99% 0% for 6 monthsthen 11.99% $59

Applicationwww.bankwest.com.au

Qantas American Express Discovery Credit CardQantas American Express Discovery Credit Card

7,500 bonus Qantas points. Earn 1 QFF point per $1 spent. No annual fee card. Complimentary purchase and refund protection. Apply before 31 May 2013.

20.74% -$0

Applicationwww.americanexpress.com

Tens of Thousands of People Each Month Can’t Be Wrong

Here’s why people love our website:

Save Money

People using our Beat My Card tool found they could save as much as $2,500 on average*.

Fast

Switching to a better card is fast. Make a considered choice during your lunch break at work.

Easy as

We’ve made it easy for you to compare credit cards and find what you want.

Fresh

The data on our website is updated usually within hours of the banks updating their offers.

Honest

Clear presentation of rates and fees. And common sense general advice.

Intelligent

Smart easy to read comparison tables and clever calculators.

This is What We’re All About

It has been estimated that Australians have paid billions of dollars to the banks in unnecessary interest and fees. The picture isn’t any better when it comes to the millions of reward points and cash back dollars that have been missed out on simply because of an unreciprocated loyalty to the bank. It doesn’t have to be like this.

We have built CreditCardCompare.com.au from the ground up with the sole purpose of addressing these missed opportunities. Here you can compare the latest offers from a range of banks and building societies, get detailed insight into how competitive a deal really is and ultimately make a considered choice based on fact. This is a completely free service for all Australians with no hidden costs or fine print.

Apart from our credit card comparison tables, here are some other useful links to explore.

Tools: Would you like to know how long it would take to pay off what you owe to the bank? How about finding out how much you could save with a balance transfer? Or visualising just how costly it would be to only pay the minimum each month? Then our tools are just what you need.

The Credit Letter Blog: Who wants to read a blog about credit cards? That’s what we thought too! So, we are trying to do something different with our blog by giving away original consumer research, mind-bending data visualisations, insightful editorial and money hacks that will transform your finances. Sound good?

The Learning Centre: Managing your credit card spend is easier said than done for many people, which is why we are building out an educational resource where you can learn about everything from good money habits to getting out of and staying out of debt. It’s free too!

Today’s Credit Card Stats

  • 306credit cards are ready for comparison on this website
  • 16.84%is the average interest rate on purchases
  • $90is the average annual fee you can expect to pay
  • 2.01%is the average balance transfer rate available