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  2. save money
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  4. earn rewards points
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Popular rewards programs

Find a credit card for your preferred rewards program.
Explore all rewards programs
0% p.a. on balance transfers for 30 months*
$0 p.a. annual fee for the first year
Westpac Low Rate Credit Card Exclusive Offer

0% p.a. for 30 months on balance transfers. (2% balance transfer fee applies). Reverts to variable cash advance rate.

$0 p.a. annual fee for the first year.

Low variable purchase rate of 13.49% p.a.

Enabled with Visa payWave technology for faster PIN-less purchases under $100.

Low minimum income threshold of $15,000 needed for eligibility.

Know if you’ve been approved with the quick 60 second online application.

852 branches and phone support in Australia.

Up to 55 days on purchases.

Promotion: Credit criteria, fees and charges apply. Read the terms and conditions before making a decision.

0% balance transfer cards

Transfer debt to a 0% credit card and save money on interest by paying it off over a long interest-free period.
Offer
Card features
balance transfer
purchase rate
annual fee
Apply
NEW
Westpac Low Rate Credit Card Exclusive Offer
Apply by 28 feb 18
0% p.a. for 30 months on balance transfers. (2% balance transfer fee applies). Reverts to variable cash advance rate.
$0 p.a. annual fee for the first year.
Up to 55 days on purchases
More info
Add to comparison
30 months
0% p.a.
then 21.49%
with a 2% fee
13.49% p.a.
ongoing
$0
1st year
then $59
St.George Vertigo Platinum Credit Card Exclusive Offer
Apply by 31 jan 18
0% p.a. for 24 months on balance transfers with no balance transfer fee. Reverts to cash advance rate.
$0 p.a. annual fee for the first year (save $99).
Complimentary insurance for overseas travel for 6 months.
More info
Add to comparison
24 months
0% p.a.
then 21.49%
12.74% p.a.
ongoing
$0
1st year
then $99
Citi Rewards Platinum Card Balance Transfer Offer
Apply by 30 jun 18
0% p.a. for 26 months on balance transfers.
One-off 2.5% balance transfer fee applies.
Reduced annual fee of $49 p.a. in the first year ($149 p.a. thereafter).
More info
Add to comparison
26 months
0% p.a.
then 21.74%
with a 2.5% fee
20.99% p.a.
ongoing
$49
1st year
then $149
Compare 54 balance transfer cards

frequent flyer cards

Turn your everyday spending into free flights and upgrades with your preferred airline.
Offer
Card features
rewards program
earn rate
sign up bonus
Apply
American Express Velocity Platinum Credit Card Exclusive Offer
Apply by 29 jan 18
PARTNER EXCLUSIVE: Receive 100,000 points when you apply online by 29 Jan 2018, are approved and spend $1,500 on your new card within the first 3 months.
A complimentary domestic return flight every year with travel insurance and entry into Virgin Australia Lounges.
More info
Add to comparison
Velocity Frequent Flyer
Velocity Frequent Flyer
1.5 pts
per $1 spent
100,000
points
after spend criteria
Westpac Altitude Black Credit Card Exclusive Offer
Apply by 31 jan 18
Earn 100,000 bonus Qantas or Altitude Points when you spend $5,000 on eligible purchases within 90 days of card approval.
2 complimentary passes per year to use at over 700 VIP Priority Pass airport lounges worldwide.
2 complimentary Qantas Lounge invitations per year after your first Altitude Black Card spend on selected Qantas products and services.
More info
Add to comparison
Altitude Rewards
Altitude Rewards
1.25 pts
per $1 spent
100,000
points
after spend criteria
NAB Qantas Rewards Signature Card
Apply by 25 feb 18
100,000 Qantas Points when you spend $3,000 on everyday purchases in 60 days.
Seven complimentary insurances when you make an eligible purchase.
Fast 60 second instant approval process.
More info
Add to comparison
Qantas Frequent Flyer
Qantas Frequent Flyer
1 pt
per $1 spent
up to $5,000
then 0.5 pts
$5,001 to $20,000
More info
100,000
points
after spend criteria
Compare 59 frequent flyer cards

No annual fee cards

Get a card with no annual fee. Great for life's unexpected turns.
Offer
Card features
balance transfer
purchase rate
annual fee
Apply
NEW
Westpac Low Rate Credit Card Exclusive Offer
Apply by 28 feb 18
0% p.a. for 30 months on balance transfers. (2% balance transfer fee applies). Reverts to variable cash advance rate.
$0 p.a. annual fee for the first year.
Up to 55 days on purchases
More info
Add to comparison
30 months
0% p.a.
then 21.49%
with a 2% fee
13.49% p.a.
ongoing
$0
1st year
then $59
St.George Vertigo Platinum Credit Card Exclusive Offer
Apply by 31 jan 18
0% p.a. for 24 months on balance transfers with no balance transfer fee. Reverts to cash advance rate.
$0 p.a. annual fee for the first year (save $99).
Complimentary insurance for overseas travel for 6 months.
More info
Add to comparison
24 months
0% p.a.
then 21.49%
12.74% p.a.
ongoing
$0
1st year
then $99
Coles No Annual Fee Mastercard
Apply by 31 jan 18
77 reviews
Earn 20,000 flybuys bonus points if you apply and are approved before the 31st Jan 2018, and make a purchase within 30 days of card approval.
Earn 1 flybuys point per $2 on eligible spend.
No annual fee to pay, ever.
More info
Add to comparison
6 months
0% p.a.
then 19.99%
19.99% p.a.
ongoing
$0
ongoing
Compare 29 no annual fee cards
I've been pulling Credit Card Compare apart and putting it back together since we first launched. I'm constantly looking for better ways to help you compare credit cards, save money and earn rewards faster.
Andrew Boyd
Co-Founder
I've been living and breathing credit cards since launching the first version of Credit Card Compare back in 2008. I spend a lot of my time working with the banks to get better offers for you.
David Boyd
Co-Founder
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