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Special Promotion: 0% p.a. for 24 months.
Apply online and be approved to take advantage of the time limited offer.

0% p.a. for 24 months on balance transfers.

After the 0% p.a. balance transfer period is over any unpaid amounts will be subject to the low variable interest rate of 13.49% p.a.

The annual fee is only $59 p.a.

No cost for one additional cardholder.

The $500 minimum credit limit means that people with a lower appetite for credit will find this card more accessible. Credit limits go all the way up to $40,000.

Enjoy up to $25 towards your first Uber ride by simply using the promo code 'westpac25’.

Enabled with Visa payWave technology for faster PIN-less purchases under $100.

Know if you’ve been approved within the quick 60 second online application.

Promotion.

0% balance transfer cards
Transfer debt to a 0% credit card and save money on interest by paying it off over a long interest-free period.
card features
balance transfer
purchase rate
annual fee
Westpac Low Rate Credit Card Exclusive Offer
APPLY BY 31 jul 17
0% p.a. for 24 months on balance transfers.
Low balance transfer revert rate of only 13.49% p.a.
An annual fee of $59 p.a.
More info
Add to comparison
24 months
0% p.a.
then 13.49%
with a 2% fee
13.49% p.a.
ongoing
$59
ongoing
St.George Vertigo Platinum Credit Card
APPLY BY 20 sep 17
6 reviews
0% p.a. for 20 months on balance transfers.
Complimentary insurance for overseas travel for 6 months.
Low ongoing purchase interest rate of 12.74% p.a.
More info
Add to comparison
20 months
0% p.a.
then 12.74%
12.74% p.a.
ongoing
$99
ongoing
Citi Rewards Platinum Card Balance Transfer Offer
APPLY BY 31 jul 17
0% p.a. for 24 months on balance transfers.
One-off 1.5% balance transfer fee applies.
Reduced annual fee of $49 p.a. in the first year ($149 p.a. thereafter).
More info
Add to comparison
24 months
0% p.a.
then 21.74%
with a 1.5% fee
20.99% p.a.
ongoing
$49
1st year
then $149
low rate cards
Get a card with an introductory 0% offer or ongoing low rate on purchases and then pay it off over a longer period of time.
card features
balance transfer
purchase rate
annual fee
Westpac Low Rate Credit Card Exclusive Offer
APPLY BY 31 jul 17
0% p.a. for 24 months on balance transfers.
Low balance transfer revert rate of only 13.49% p.a.
An annual fee of $59 p.a.
More info
Add to comparison
24 months
0% p.a.
then 13.49%
with a 2% fee
13.49% p.a.
ongoing
$59
ongoing
HSBC Low Rate Credit Card
APPLY BY 31 aug 17
Enjoy 0% p.a. for 15 months on balances transferred to your new card.
A low 13.25% p.a. purchase rate.
Access to exclusive offers and privileges through the Home&Away; Privilege Program.
More info
Add to comparison
15 months
0% p.a.
then 21.99%
with a 2% fee
13.25% p.a.
ongoing
$55
ongoing
St.George Vertigo Platinum Credit Card
APPLY BY 20 sep 17
6 reviews
0% p.a. for 20 months on balance transfers.
Complimentary insurance for overseas travel for 6 months.
Low ongoing purchase interest rate of 12.74% p.a.
More info
Add to comparison
20 months
0% p.a.
then 12.74%
12.74% p.a.
ongoing
$99
ongoing
frequent flyer cards
Turn your everyday spending into free flights and upgrades with your preferred airline.
card features
rewards program
earn rate
sign up bonus
ANZ Frequent Flyer Black Credit Card
APPLY BY 30 sep 17
15 reviews
75,000 points when you spend $2,500 in 3 months.
$0 p.a. annual fee for the first year.
75 Bonus Status Credits when you buy and fly return with Qantas by 31st Jan 2018.
More info
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Qantas Frequent Flyer
Qantas Frequent Flyer
0.5 pts
per $1 spent
75,000
points
after spend criteria
American Express Velocity Platinum Credit Card
APPLY BY 31 jul 17
9 reviews
Receive 100,000 points when you apply online, are approved and spend $1,500 on your card within the first 3 months. Conditions apply.
A complimentary domestic return flight every year with travel insurance and entry into Virgin Australia Lounges.
Good points earning rates. Up to 2.5 points per dollar spent on purchases with Virgin Australia. 1.5 pts per $1 spent elsewhere.
More info
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Velocity Frequent Flyer
Velocity Frequent Flyer
1.5 pts
per $1 spent
100,000
points
after spend criteria
American Express Explorer® Credit Card
APPLY BY 02 oct 17
5 reviews
Receive 100,000 points when you apply online, are approved and spend $1,500 on your card within the first 3 months. Conditions apply.
Receive a $400 Travel Credit each year towards any flights, hotels and car hire when you book online with this card.
Enjoy up to two entries per year to the American Express Lounge.
More info
Add to comparison
Membership Rewards Gateway
Membership Rewards Gateway
2 pts
per $1 spent
100,000
points
after spend criteria
I've been pulling Credit Card Compare apart and putting it back together since we first launched. I'm constantly looking for better ways to help you compare credit cards, save money and earn rewards faster.
Andrew Boyd
Co-Founder
I've been living and breathing credit cards since launching the first version of Credit Card Compare back in 2008. I spend a lot of my time working with the banks to get better offers for you.
David Boyd
Co-Founder
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Trevor Kirk
"Not too complicated for a credit card novice to understand."
Dom Fell
"Very helpful for those who want to choose the best credit card."
Yash Kapoor
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