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  1. compare credit cards
  2. save money
  3. pay less interest
  4. earn rewards points
Compare and apply for your new credit card within minutes.
we compare every major bank and a lot of the smaller ones too
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Receive 100,000 points when you apply online*

Receive a $400 Travel Credit each year towards any flight, hotels and car hire when you book online with this card1.

Earn up to 2 points per $1 spent on eligible purchases with the Membership rewards Gateway program2.

0% p.a. for 12 months on balance transfers and a one-off credit plan establishment fee of 1%.

Travel with piece of mind with the complimentary travel insurances.

Enjoy up to two entries per year to the American Express Lounge.

Smartphone Screen Insurance up to $500 for screen repairs if you accidentally break your Smartphone screen3.

Promotion: Credit criteria, fees and charges apply. Read the terms and conditions before making a decision.
*By 2nd October 2017, are approved and spend $1,500 on your card within the first 3 months for New Card Members and bank-issued Amex companion cardholders.
1To claim the travel credit you must have paid the annual fee and minimum payment by the due date.
2Subject to the Terms and Conditions of the Membership Rewards Gateway program available at membershiprewards.com.au.
3A 10% excess per claim with a maximum of 2 claims every 12 months. A waiting period may apply.

0% balance transfer cards
Transfer debt to a 0% credit card and save money on interest by paying it off over a long interest-free period.
card features
balance transfer
purchase rate
annual fee
Westpac Low Rate Credit Card Balance Transfer Offer
APPLY BY 26 oct 17
0% p.a. for 24 months on balance transfers. (2% balance transfer fee applies)
Low variable balance transfer revert rate of only 13.49% p.a.
An annual card fee of $59 p.a.
More info
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24 months
0% p.a.
then 13.49%
with a 2% fee
13.49% p.a.
ongoing
$59
ongoing
Citi Rewards Platinum Card Balance Transfer Offer
APPLY BY 30 sep 17
0% p.a. for 24 months on balance transfers.
One-off 1.5% balance transfer fee applies.
Reduced annual fee of $49 p.a. in the first year ($149 p.a. thereafter).
More info
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24 months
0% p.a.
then 21.74%
with a 1.5% fee
20.99% p.a.
ongoing
$49
1st year
then $149
HSBC Platinum Credit Card
APPLY BY 31 oct 17
13 reviews
0% p.a. on balances transferred for 22 months, with a 2% balance transfer fee.
Earn 1 Rewards Point per $1 spent.
Annual fee refunded – a potential saving of $99 a year (conditions apply)
More info
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22 months
0% p.a.
then 21.99%
with a 2% fee
19.99% p.a.
ongoing
$99
ongoing
low rate cards
Get a card with an introductory 0% offer or ongoing low rate on purchases and then pay it off over a longer period of time.
card features
balance transfer
purchase rate
annual fee
Westpac Low Rate Credit Card Balance Transfer Offer
APPLY BY 26 oct 17
0% p.a. for 24 months on balance transfers. (2% balance transfer fee applies)
Low variable balance transfer revert rate of only 13.49% p.a.
An annual card fee of $59 p.a.
More info
Add to comparison
24 months
0% p.a.
then 13.49%
with a 2% fee
13.49% p.a.
ongoing
$59
ongoing
HSBC Low Rate Credit Card
APPLY BY 30 nov 17
Enjoy 0% p.a. for 15 months on balances transferred to your new card.
A low 13.25% p.a. purchase rate.
Access to exclusive offers and privileges through the Home&Away; Privilege Program.
More info
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15 months
0% p.a.
then 21.99%
with a 2% fee
13.25% p.a.
ongoing
$55
ongoing
The American Express Essential® Credit Card
5 reviews
Receive a $50 credit when you apply online, are approved and spend $750 on your new Card within the first 3 months. Conditions apply.
Smartphone Screen Insurance for up to $500 for screen repairs to your Smartphone (Conditions apply)
Eligible for use with Android Pay, Apple Pay and Samsung Pay.
More info
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12 months
0% p.a.
then 14.99%
with a 3% fee
14.99% p.a.
ongoing
$0
ongoing
frequent flyer cards
Turn your everyday spending into free flights and upgrades with your preferred airline.
card features
rewards program
earn rate
sign up bonus
Westpac Altitude Black Credit Card Exclusive Offer
APPLY BY 26 oct 17
EXCLUSIVE OFFER
80,000 + Bonus 20,000 Qantas or Altitude Points. New cards only. Min spend and T&Cs; apply.
$200 off the first year annual card fee (bringing the fee to $195).
2 complimentary passes per year to use at over 700 VIP Priority Pass airport lounges worldwide.
More info
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Altitude Rewards
Altitude Rewards
1.25 pts
per $1 spent
80,000
points
after spend criteria
American Express Explorer® Credit Card
APPLY BY 02 oct 17
5 reviews
Receive 100,000 points when you apply online, are approved and spend $1,500 on your card within the first 3 months. Conditions apply.
Receive a $400 Travel Credit each year towards any flights, hotels and car hire when you book online with this card.
Enjoy up to two entries per year to the American Express Lounge.
More info
Add to comparison
Membership Rewards Gateway
Membership Rewards Gateway
2 pts
per $1 spent
100,000
points
after spend criteria
American Express Qantas Ultimate Credit Card
APPLY BY 02 oct 17
2 reviews
Get 100,000 bonus Qantas Points when you apply online by 2nd Oct 2017, are approved and spend $1,500 in 3 months.
Earn 1.5 pts per $1 spent on card purchases.
0% p.a. for 12 months for balance transfers.
More info
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Qantas Frequent Flyer
Qantas Frequent Flyer
1.5 pts
per $1 spent
100,000
points
after spend criteria
I've been pulling Credit Card Compare apart and putting it back together since we first launched. I'm constantly looking for better ways to help you compare credit cards, save money and earn rewards faster.
Andrew Boyd
Co-Founder
I've been living and breathing credit cards since launching the first version of Credit Card Compare back in 2008. I spend a lot of my time working with the banks to get better offers for you.
David Boyd
Co-Founder
"Now I’m saving loads of moola thanks to Credit Card Compare."
Trevor Kirk
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Dom Fell
"Very helpful for those who want to choose the best credit card."
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