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0% for 24 months for balance transfers*
Low variable balance transfer revert rate of only 13.49%

0% p.a. for 24 months on balance transfers. (2% balance transfer fee applies)

After the 0% p.a. balance transfer period is over any unpaid amounts will be subject to the low variable interest rate of 13.49% p.a.

The annual fee is only $59 p.a.

No cost for one additional cardholder.

The $500 minimum credit limit means that people with a lower appetite for credit will find this card more accessible. Credit limits go all the way up to $40,000.

Enjoy up to $25 towards your first Uber ride by simply using the promo code 'westpac25’.

Enabled with Visa payWave technology for faster PIN-less purchases under $100.

Know if you’ve been approved within the quick 60 second online application.

Promotion: Credit criteria, fees and charges apply. Read the terms and conditions before making a decision.

0% balance transfer cards
Transfer debt to a 0% credit card and save money on interest by paying it off over a long interest-free period.
card features
balance transfer
purchase rate
annual fee
Westpac Low Rate Credit Card Balance Transfer Offer
APPLY BY 26 oct 17
0% p.a. for 24 months on balance transfers. (2% balance transfer fee applies).
Low variable balance transfer revert rate of only 13.49% p.a.
An annual card fee of $59 p.a.
More info
Add to comparison
24 months
0% p.a.
then 13.49%
with a 2% fee
13.49% p.a.
ongoing
$59
ongoing
St.George Vertigo Platinum Credit Card
APPLY BY 22 nov 17
6 reviews
0% p.a. for 24 months on balance transfers. Reverts to cash advance rate. (2% balance transfer fee applies).
Low ongoing variable purchase interest rate of 12.74% p.a.
Complimentary insurance for overseas travel for 6 months.
More info
Add to comparison
24 months
0% p.a.
then 21.49%
with a 2% fee
12.74% p.a.
ongoing
$99
ongoing
Citi Rewards Platinum Card Balance Transfer Offer
APPLY BY 31 jan 18
0% p.a. for 24 months on balance transfers.
One-off 1.5% balance transfer fee applies.
Reduced annual fee of $49 p.a. in the first year ($149 p.a. thereafter).
More info
Add to comparison
24 months
0% p.a.
then 21.74%
with a 1.5% fee
20.99% p.a.
ongoing
$49
1st year
then $149
low rate cards
Get a card with an introductory 0% offer or ongoing low rate on purchases and then pay it off over a longer period of time.
card features
balance transfer
purchase rate
annual fee
Westpac Low Rate Credit Card Balance Transfer Offer
APPLY BY 26 oct 17
0% p.a. for 24 months on balance transfers. (2% balance transfer fee applies).
Low variable balance transfer revert rate of only 13.49% p.a.
An annual card fee of $59 p.a.
More info
Add to comparison
24 months
0% p.a.
then 13.49%
with a 2% fee
13.49% p.a.
ongoing
$59
ongoing
St.George Vertigo Platinum Credit Card
APPLY BY 22 nov 17
6 reviews
0% p.a. for 24 months on balance transfers. Reverts to cash advance rate. (2% balance transfer fee applies).
Low ongoing variable purchase interest rate of 12.74% p.a.
Complimentary insurance for overseas travel for 6 months.
More info
Add to comparison
24 months
0% p.a.
then 21.49%
with a 2% fee
12.74% p.a.
ongoing
$99
ongoing
HSBC Low Rate Credit Card
APPLY BY 30 nov 17
Enjoy 0% p.a. for 15 months on balances transferred to your new card.
A low 13.25% p.a. purchase rate.
Access to exclusive offers and privileges through the Home&Away; Privilege Program.
More info
Add to comparison
15 months
0% p.a.
then 21.99%
with a 2% fee
13.25% p.a.
ongoing
$55
ongoing
frequent flyer cards
Turn your everyday spending into free flights and upgrades with your preferred airline.
card features
rewards program
earn rate
sign up bonus
Westpac Altitude Black Credit Card Exclusive Offer
APPLY BY 26 oct 17
EXCLUSIVE OFFER
80,000 + Bonus 20,000 Qantas or Altitude Points. New cards only. Min spend and T&Cs; apply.
$200 off the first year annual card fee (bringing the fee to $195).
2 complimentary passes per year to use at over 700 VIP Priority Pass airport lounges worldwide.
More info
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Altitude Rewards
Altitude Rewards
1.25 pts
per $1 spent
80,000
points
after spend criteria
ANZ Frequent Flyer Black Credit Card
APPLY BY 31 oct 17
15 reviews
75,000 points when you spend $2,500 in 3 months.
$0 p.a. annual fee for the first year.
75 Bonus Status Credits when you buy and fly return with Qantas by 28th Feb 2018.
More info
Add to comparison
Qantas Frequent Flyer
Qantas Frequent Flyer
0.5 pts
per $1 spent
75,000
points
after spend criteria
NAB Qantas Rewards Signature Card
APPLY BY 12 nov 17
90,000 points when you spend $4,000 in 60 days.
Seven complimentary insurances when you make an eligible purchase.
Fast 60 second instant approval process.
More info
Add to comparison
Qantas Frequent Flyer
Qantas Frequent Flyer
1 pt
per $1 spent
up to $5,000
then 0.5 pts
thereafter
more info
90,000
points
after spend criteria
I've been pulling Credit Card Compare apart and putting it back together since we first launched. I'm constantly looking for better ways to help you compare credit cards, save money and earn rewards faster.
Andrew Boyd
Co-Founder
I've been living and breathing credit cards since launching the first version of Credit Card Compare back in 2008. I spend a lot of my time working with the banks to get better offers for you.
David Boyd
Co-Founder
"Now I’m saving loads of moola thanks to Credit Card Compare."
Trevor Kirk
"Not too complicated for a credit card novice to understand."
Dom Fell
"Very helpful for those who want to choose the best credit card."
Yash Kapoor
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