Credit Card Comparison
Compare 110 credit cards from 16 banks. Review your choices then apply online.
Westpac Low Rate Credit Card
- 0% pa. for up to 6 months on balance transfers
- 0% pa. for the first 6 months on purchases
- Up to 55 days interest free
Welcome to Credit Card Compare, Australia’s free-to-use credit card comparison site, helping you to compare credit cards and apply online. The best credit card offers are shown in a clear and concise manner so you can easily compare key features of any particular Australian credit card online. Once you have selected the best credit card for your needs, fill out the secure online application form and you can get your credit card in a matter of days (subject to the bank’s approval).
Refine your choices
| Credit Card Offer | Purchase Rate (p.a.) | Balance Transfer (p.a.) | Annual Fee | Apply now | |||
|---|---|---|---|---|---|---|---|
| rate | period | ||||||
 | St.George Vertigo MasterCard Low interest rate & long balance transfer deal. Fast 60 sec approval. | 13.24% | 0.99% | 12 months | $55 | Featured Cardmore info | |
 | Citibank Clear Platinum Credit Card 2.9% for 12 months on balance transfers. Platinum rewards. 1/2 price annual fee 1st year. | 11.99% | 2.9% | 12 months | $49 | Editor's Choicemore info | |
 | HSBC Credit Card No annual fee. 0% on balance transfers for 6 months. Access to offers, discounts and benefits. | 17.99% | 0% | 6 months | $0 | Editor's Choicemore info | |
 | ANZ Platinum Credit Card Overseas travel insurance & domestic flight inconvenience insurance. No annual fee for first year. |
0% for 6 months then 19.24% | 0% | 6 months | $0 | ||
 | Bank of Melbourne Vertigo MasterCard Low balance transfer rate for 12 months! Low interest rate on spending. Hurry! Offer ends 29-Feb-12 | 13.24% | 0.99% | 12 months | $55 | ||
 | Qantas American Express Discovery Credit Card 10,000 bonus Qantas points. Earn 1 QFF point per $1 spent. Apply before 31 March 2012. | 20.74% | - | - | $0 | ||
 | Westpac Low Rate Credit Card Hot offer with low interest rates & balance transfer offer. 60 second approval. Apply by 16-Mar-11 |
0% for 6 months then 13.49% | 0% | 6 months | $45 | ||
 | American Express Platinum Edge Credit Card 25,000 Membership Rewards points. Complimentary Virgin Australia domestic return flight every year. |
0% for 6 months then 20.74% | - | - | $149 | ||
 | HSBC Platinum Qantas Credit Card Get 20,000 Bonus QFF Points. Earn up to 2 Qantas Frequent Flyer points per $1. | 20.99% | 0% | 6 months | $199 | ||
 | NAB Gold Credit Card Low balance transfer rate for 12 months. Fast 60 second approval. | 19.74% | 1.00% | 12 months | $90 | ||
 | Westpac 55 Day Credit Card No frills cheap credit card from Westpac. 60 second online response. |
0% for 5 months then 19.59% | 3.99% | 6 months | $0 | ||
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Our Choice: The Best Credit Cards
Here's three of the best credit cards chosen to be on the homepage of Credit Card Compare because they have popular features that most people look for: the best balance transfer credit card either for its long balance transfer period and/or low balance transfer rate, a cheap credit card with low interest rate and/or no annual fee, and the best rewards credit card chosen for its outstanding benefits such as frequent flyer points or shopping rewards.
- ANZ Low Rate MasterCard
- Get a 60 second response on your online application.
- Low ongoing interest rate on purchases
- Up to 3 additional cards at no extra cost
- Online Shopping guarantee
- MasterCard applause - be entertained with exclusive tickets to theatre, dance, musicals and sporting events
- NAB Low Rate Visa Credit Card
- Purchases are interest-free for up to 55 days.
- Additional cardholder at no extra cost. (You stay responsible for all use of the account.)
- Your choice of a pink or silver card.
- Add Lost Card Cover for $59 a year.
- Access to NAB Cellar Selections – your gateway to 400+ Australian wine producers, brought to you by Wine Selectors.
- Westpac Earth Credit Card
- Two credit cards linked to one account, with one monthly statement, one credit limit and one annual fee
- 0.99% p.a. on balance transfers for up to 6 months
- Earn Qantas frequent flyer points on eligible purchases
- - Earn 1 Qantas Frequent Flyer point per $1 spent on purchases on your Earth American Express® Card
- - Earn 0.5 Qantas Frequent Flyer point per $1 spent on purchases on your Earth MasterCard®
How To Get A New Credit Card
Compare, review and apply online. Once you have completed your credit card comparison, review your options to pick the card best for your circumstances and then click on the apply button. We'll transfer you straight across to the online application. Make sure you meet the minimum criteria for approval and fill in your details. Some banks will process your application to give you their decision within minutes - other banks take longer and may take a few working days to process your application. Its that simple.
Find The Best Credit Card For You!
Once you have selected the best credit card for your needs, just fill out the secure online application form and you can get your credit card in a matter of days (subject to the bank's approval). Some banks will even approve your credit card application within minutes. Here at Credit Card Compare you'll find all manner of Australian credit cards online. Whether you want to reduce your monthly repayments with a 0% balance transfer card, earn frequent flyer points on a frequent flyer credit card or save money with a low interest credit card, you can compare and apply online right here!
Start searching for the best credit card deals: browse through offers by "Issuer" to find credit card offers from the banks or look through the "Features" to compare and apply for a credit card from a huge selection of cards with everything from frequent flyer credit cards for people who can afford to travel frequently to credit cards ideal for students just starting off in their personal finances.
Credit Card Comparison ... and more!
Credit Card Compare is here to help Australians with more than just the credit card comparison service. We've got our own credit card blog and a handy credit card debt calculator to help you set goals to pay off your credit card debt. You can also refer to our helpful credit card glossary to help you get your head around some of the banking terms and definitions that you need to know. Our latest innovation is the State of the Market Report, a constantly updated report on the best credit cards currently available.
Live Stats on Credit Cards:
- 110credit cards are ready for comparison and secure application
- 17.15%is the average interest rate on purchases
- $96is the average annual fee of any card in the market
- 2.86%is the average balance transfer rate available
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