We help you

  1. compare credit cards
  2. save money
  3. pay less interest
  4. earn rewards points
Compare and apply for your new credit card within minutes.
we compare every major bank and a lot of the smaller ones too
Are you looking for a specific type of card?
Find the best credit card of its category by clicking on the links below:
Would you like to discover all reviews from a specific bank?
Are you looking for a specific credit card? Click here to find reviews of the credit card you want.
0% balance transfer cards
Transfer debt to a 0% credit card and save money on interest by paying it off over a long interest-free period.
card features
balance transfer
purchase rate
annual fee
Westpac Low Rate Credit Card
APPLY BY 11 oct 16
33 reviews
0% p.a. for 18 months on balance transfers.
1% p.a. for 12 months on purchases.
60 second approval process for online applications.
More info
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18 months
0% p.a.
then 13.49%
12 months
1% p.a.
then 13.49%
$59
ongoing
NAB Low Rate Card
APPLY BY 02 oct 16
56 reviews
0% p.a. on purchases and 0% p.a. on balance transfers for 15 months.
Make purchases with NAB’s lowest interest rate card and longest interest-free period.
Low $59 p.a. annual fee.
More info
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15 months
0% p.a.
then 13.99%
with a 2% fee
15 months
0% p.a.
then 13.99%
$59
ongoing
The American Express Essential® Credit Card
2 reviews
Receive a $50 credit when you apply online, are approved and spend $750 on your new Card within the first 3 months of Card Membership.
Smartphone Screen Insurance for up to $500 for screen repairs to your Smartphone when you pay for your phone or contract with your Essential Credit Card.
More info
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12 months
0% p.a.
then 14.99%
with a 1% fee
14.99% p.a.
ongoing
$0
ongoing
low rate cards
Get a card with an introductory 0% offer or ongoing low rate on purchases and then pay it off over a longer period of time.
card features
balance transfer
purchase rate
annual fee
The American Express Essential® Credit Card
2 reviews
Receive a $50 credit when you apply online, are approved and spend $750 on your new Card within the first 3 months of Card Membership.
Smartphone Screen Insurance for up to $500 for screen repairs to your Smartphone when you pay for your phone or contract with your Essential Credit Card.
More info
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12 months
0% p.a.
then 14.99%
with a 1% fee
14.99% p.a.
ongoing
$0
ongoing
Low ongoing purchase rate of 9.99% p.a.
Earn 1 point for every $2 spent at Coles Supermarkets.
Low annual fee of $49 p.a.
More info
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6 months
0% p.a.
then 9.99%
9.99% p.a.
ongoing
$49
ongoing
$0 p.a. annual fee.
One low 11.99% p.a. rate on purchases.
Up to 55 days on purchases if you pay your balance off in full each month.
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11.99%
ongoing
11.99% p.a.
ongoing
$0
ongoing
frequent flyer cards
Turn your everyday spending into free flights and upgrades with your preferred airline.
card features
rewards program
earn rate
sign up bonus
Citi Qantas Signature Credit Card
APPLY BY 30 sep 16
Receive 70,000 points when you spend $3,000 in 90 days from card approval.
0% p.a. for 6 months on balance transfers.
An annual fee of $99 p.a.
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Qantas Frequent Flyer
Qantas Frequent Flyer
1 pt
per $1 spent capped
70,000
points
after spend criteria
ANZ Rewards Travel Adventures Credit Card
One complimentary return domestic flight each year you hold the card with Virgin Australia when you spend $500 on eligible purchases in the first 3 months.^
No overseas transaction fee on purchases.
Two complimentary single entry Virgin Australia lounge passes each year you hold the card when you spend $500 on eligible purchases in the first 3 months.^^
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ANZ Rewards
ANZ Rewards
2 pts
per $1 spent
-
75,000 points after the first eligible purchase in the first 3 months.
Use your ANZ Frequent Flyer Black card to purchase your Qantas Club Membership and save up to $475 in your first year of membership.
Earn uncapped Qantas Points and get premium travel benefits.
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Qantas Frequent Flyer
Qantas Frequent Flyer
1.5 pts
per $1 spent
75,000
points
after spend criteria
I've been pulling Credit Card Compare apart and putting it back together since we first launched. I'm constantly looking for better ways to help you compare credit cards, save money and earn rewards faster.
Andrew Boyd
Co-Founder
I've been living and breathing credit cards since launching the first version of Credit Card Compare back in 2008. I spend a lot of my time working with the banks to get better offers for you.
David Boyd
Co-Founder
"Now I’m saving loads of moola thanks to Credit Card Compare."
Trevor Kirk
"Not too complicated for a credit card novice to understand."
Dom Fell
"Very helpful for those who want to choose the best credit card."
Yash Kapoor
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