Tools & calculators
Balance transfer calculator
Credit card debt calculator
Minimum repayment calculator
Points destination explorer
Points transfer calculator
0% p.a. for 30 months on balance transfers. (2% balance transfer fee applies). Reverts to variable cash advance rate.
$0 p.a. annual fee for the first year.
Low variable purchase rate of 13.49% p.a.
Enabled with Visa payWave technology for faster PIN-less purchases under $100.
Low minimum income threshold of $15,000 needed for eligibility.
Know if you’ve been approved with the quick 60 second online application.
852 branches and phone support in Australia.
Up to 55 days on purchases.
Promotion: Credit criteria, fees and charges apply. Read the terms and conditions before making a decision.