Tools & calculators
Balance transfer calculator
Credit card debt calculator
Minimum repayment calculator
Points destination explorer
Points transfer calculator
0% p.a. for 26 months on balance transfers. (2% balance transfer fee applies). Reverts to variable cash advance rate.
$0 p.a. annual fee for the first year.
Low variable purchase rate of 13.49% p.a.
Enabled with Visa payWave technology for faster PIN-less purchases under $100.
Low minimum income threshold of $15,000 needed for eligibility.
Know if you’ve been approved with the quick 60 second online application.
852 branches and phone support in Australia.
Up to 55 days on purchases.
Promotion. Credit criteria, fees and charges apply. Read the terms and conditions before making a decision.