HSBC credit cards
Compare 8 HSBC credit cards on rates, fees and rewards, side by side.
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Compare 8 HSBC credit cards
| Card | Name and rating | Annual fee | Purchase rate | Rewards program | Sign-up bonus | Interest-free days | |
|---|---|---|---|---|---|---|---|
HSBCStandard •••• •••• •••• •••• Credit Card CompareMastercard | $40 | No interestPay in full each month | — | — | Up to 55 | ||
![]() | $99 | 12.99% p.a. | — | — | Up to 55 | ||
![]() | $199 | 19.99% p.a. | HSBC Rewards Plus | — | Up to 55 | ||
![]() | $199 | 19.99% p.a. | HSBC Rewards Plus | — | Up to 55 | ||
![]() | Undisclosed | No interestPay in full each month | — | — | Up to 55 | ||
![]() | HSBC Platinum Qantas Credit Card 4 reviews | $399 | 19.99% p.a. | Qantas Frequent Flyer | — | Up to 55 | |
![]() | $499 | 19.99% p.a. | Star Alliance | — | Up to 55 | ||
HSBCStandard •••• •••• •••• •••• Credit Card CompareMastercard | $0 | 19.99% p.a. | Qantas Frequent Flyer | — | Up to 55 |
What people say online
Mostly negative
Our ongoing analysis of online discussion about this issuer.
HSBC's Australian credit card offering is characterised by unfavourable foreign exchange conversion rates with hidden markups of 1.6-1.8 per cent and ongoing difficulties for cardholders as the issuer withdraws from the Australian market, resulting in account closures and card replacement challenges.
HSBC by the numbers
8
Cards compared
5
Cards earning rewards
6
Cards with balance transfer
18.82% p.a.
Average purchase rate
$205
Average annual fee
55 days
Average interest-free days
Questions and answers
No questions yet. Ask the first one about HSBC credit cards.
Sources
- Credit Card Compare
- Credit card statistics for Australia
- Issuer
- HSBC






