Can I earn Velocity Status Credits with a card?

Some Velocity co-branded cards let you earn Status Credits, either as a bonus or for hitting spend milestones. Status Credits count toward your Velocity membership tier, unlike points, which you redeem for rewards.

Best credit cards that earn Velocity Points

Want a credit card that earns Velocity Points on everyday spend? Compare credit cards that earn Velocity Points and Status Credits directly or via a transfer partner, with sign-up bonuses of up to 350,000 Velocity Points and travel perks like airport lounge access.

Earn Velocity Points on everyday spending
Sign-up bonuses of up to 350,000 Velocity Points
Lounge access and travel perks on premium cards

Written by Nilooka DissanayakeReviewed by Vidhu Bajaj and David Boyd

Featured

American Express Platinum Business Card

6 reviews

350,000 bonus Membership Rewards points
Complimentary international travel insurance

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How many points could you earn?

Enter your monthly spend to see estimated annual points for each card below.

Compare 49 Velocity Points credit cards

Credit card comparison table with rates, fees, rewards and apply links.
Card	Name and rating	Rewards program	Earn rate	Sign-up bonus	Annual fee	Est. Velocity pts / yr
	American Express Platinum Business Card 6 reviews	American Express Membership Rewards	2.25 pts per $1Uncapped	350,000 pts	$1,750	215,500 Velocity ptsWorth $2,155	60 second approval
	American Express Platinum Card 16 reviews	American Express Membership Rewards	2.25 pts per $1Uncapped	200,000 pts	$1,450	140,500 Velocity ptsWorth $1,405	60 second approval
	NAB Rewards Business Signature Card	NAB Rewards	1.25 pts per $1Uncapped	200,000 pts	$175	122,500 Velocity ptsWorth $1,225	60 second approval
	Westpac Altitude Rewards Black 18 reviews	Westpac Altitude Rewards	1 pt per $1Capped	200,000 pts	$200	78,667 Velocity ptsWorth $787	60 second approval
	ANZ Rewards Black Credit Card 1 review	ANZ Rewards Program	2 pts per $1Capped	180,000 pts	$320	126,000 Velocity ptsWorth $1,260	60 second approval
	St.George Amplify Rewards Signature 4 reviews	Amplify Rewards	1 pt per $1Capped	200,000 pts	$199	118,000 Velocity ptsWorth $1,180	60 second approval
	BankSA Amplify Rewards Signature	Amplify Rewards	1 pt per $1Capped	200,000 pts	$199	118,000 Velocity ptsWorth $1,180	60 second approval
	Bank of Melbourne Amplify Rewards Signature	Amplify Rewards	1 pt per $1Capped	200,000 pts	$199	118,000 Velocity ptsWorth $1,180	60 second approval
	American Express Explorer Credit Card 5 reviews	American Express Membership Rewards	2 pts per $1Uncapped	75,000 pts	$395	73,500 Velocity ptsWorth $735	60 second approval
	Westpac Altitude Rewards Platinum 19 reviews	Westpac Altitude Rewards	1 pt per $1Capped	100,000 pts	$99	45,333 Velocity ptsWorth $453	60 second approval
	St.George Amplify Rewards Platinum	Amplify Rewards	1 pt per $1Capped	100,000 pts	$99	68,000 Velocity ptsWorth $680	60 second approval
	BankSA Amplify Rewards Platinum	Amplify Rewards	1 pt per $1Capped	100,000 pts	$99	68,000 Velocity ptsWorth $680	60 second approval
	Bank of Melbourne Amplify Rewards Platinum	Amplify Rewards	1 pt per $1Capped	100,000 pts	$99	68,000 Velocity ptsWorth $680	60 second approval
	ANZ Rewards Platinum	ANZ Rewards Program	1.5 pts per $1Capped	125,000 pts	$94	83,500 Velocity ptsWorth $835	60 second approval
	MyCard Prestige	MyCard Rewards	1 pt per $1Uncapped	250,000 pts	$700	143,000 Velocity ptsWorth $1,430
	MyCard Prestige - Velocity Points Offer	MyCard Rewards	1 pt per $1Uncapped	200,000 pts	$700	118,000 Velocity ptsWorth $1,180
	NAB Rewards Platinum Card	NAB Rewards	1 pt per $1Capped	100,000 pts	$195	68,000 Velocity ptsWorth $680	60 second approval
	NAB Rewards Signature Card	NAB Rewards	1.5 pts per $1Capped	110,000 pts	$395	82,000 Velocity ptsWorth $820	60 second approval
	American Express Business Gold Plus Card 2 reviews	American Express Membership Rewards	1.5 pts per $1Uncapped	200,000 pts	$395	127,000 Velocity ptsWorth $1,270	60 second approval
	MyCard Premier	MyCard Rewards	1.5 pts per $1Capped	150,000 pts	$300	102,000 Velocity ptsWorth $1,020
	American Express Velocity Business Card	Velocity Frequent Flyer	1 pt per $1Uncapped	150,000 pts	$249	186,000 Velocity ptsWorth $1,860	60 second approval
	ANZ Business Black	ANZ Rewards Program	1.5 pts per $1Capped	150,000 pts	$300	102,000 Velocity ptsWorth $1,020	60 second approval
	BankSA Amplify Business Credit Card	Amplify Rewards	1.5 pts per $1Uncapped	—	$0	27,000 Velocity ptsWorth $270	60 second approval
	Bank of Melbourne Amplify Business Credit Card	Amplify Rewards	1.5 pts per $1Uncapped	—	$0	27,000 Velocity ptsWorth $270	60 second approval
	MyCard Premier - Velocity Points Offer	MyCard Rewards	1.5 pts per $1Capped	100,000 pts	$300	77,000 Velocity ptsWorth $770
	MyCard Rewards - Velocity Points Offer	MyCard Rewards	1.5 pts per $1Uncapped	80,000 pts	$199	53,600 Velocity ptsWorth $536
	Westpac Altitude Business Gold Credit Card	Westpac Altitude Rewards	1.5 pts per $1Capped	—	$0	18,000 Velocity ptsWorth $180	60 second approval
	American Express Essential Rewards Credit Card	American Express Membership Rewards	1 pt per $1Uncapped	30,000 pts	$108	33,000 Velocity ptsWorth $330	60 second approval
	HSBC Platinum Credit Card	HSBC Rewards Plus	1.5 pts per $1Capped	—	$199	27,000 Velocity ptsWorth $270
	CommBank Smart Credit Card	CommBank Awards Program	1.5 pts per $1Capped	40,000 pts	$228	38,000 Velocity ptsWorth $380	60 second approval
WestpacPlatinum •••• •••• •••• •••• Credit Card CompareMastercard	Westpac Altitude Velocity Platinum	Velocity Frequent Flyer	0.33 pts per $1Capped	100,000 pts	$175	111,880 Velocity ptsWorth $1,119	60 second approval
	Westpac Altitude Business Platinum Credit Card	Westpac Altitude Rewards	1.5 pts per $1Uncapped	—	$200	18,000 Velocity ptsWorth $180	60 second approval
	HSBC Premier World Mastercard	HSBC Rewards Plus	1.5 pts per $1Capped	—	$199	27,000 Velocity ptsWorth $270
Bank of QueenslandPlatinum •••• •••• •••• •••• Credit Card CompareVisa	BOQ Platinum Visa Credit Card	Q Rewards	1 pt per $1Uncapped	100,000 pts	$75	45,333 Velocity ptsWorth $453
	American Express Velocity Escape Plus Card 1 review	Velocity Frequent Flyer	1 pt per $1Uncapped	20,000 pts	$95	56,000 Velocity ptsWorth $560	60 second approval
	Westpac Altitude Velocity Black	Velocity Frequent Flyer	0.4 pts per $1Capped	150,000 pts	$295	164,400 Velocity ptsWorth $1,644	60 second approval
Virgin MoneySignature •••• •••• •••• •••• Credit Card CompareVisa	Virgin Australia Velocity High Flyer Credit Card	Velocity Frequent Flyer	0.75 pts per $1Capped	100,000 pts	$349	127,000 Velocity ptsWorth $1,270	Application
Bank of QueenslandStandard •••• •••• •••• •••• Credit Card CompareVisa	BOQ Blue Visa Credit Card	Q Rewards	1 pt per $1Uncapped	50,000 pts	$89	28,667 Velocity ptsWorth $287
	MyCard Rewards - Bonus Points Offer 17 reviews	MyCard Rewards	1 pt per $1Uncapped	100,000 pts	$199	54,400 Velocity ptsWorth $544
	St.George Amplify Business Credit Card	Amplify Rewards	1 pt per $1Uncapped	—	$0	18,000 Velocity ptsWorth $180	60 second approval
	MyCard Rewards - Purchase and Balance Transfer Offer	MyCard Rewards	1.5 pts per $1Uncapped	—	$199	21,600 Velocity ptsWorth $216
	American Express Velocity Platinum Card 8 reviews	Velocity Frequent Flyer	1.25 pts per $1Uncapped	50,000 pts	$440	95,000 Velocity ptsWorth $950	60 second approval
	CommBank Ultimate Credit Card	CommBank Awards Program	1 pt per $1Capped	60,000 pts	$420	48,000 Velocity ptsWorth $480	60 second approval
	Virgin Money Anytime Rewards Credit Card	Virgin Money Rewards	0.5 pts per $1Uncapped	60,000 pts	$169	39,000 Velocity ptsWorth $390	Application
	CommBank Business Awards Credit Card 4 reviews	CommBank Awards Program	1 pt per $1Capped	—	$100	14,400 Velocity ptsWorth $144	60 second approval
	CommBank Awards Credit Card 127 reviews	CommBank Awards Program	1 pt per $1Capped	—	$96	12,000 Velocity ptsWorth $120	60 second approval
	American Express Platinum Edge Credit Card 18 reviews	American Express Membership Rewards	1 pt per $1Uncapped	—	$0	18,000 Velocity ptsWorth $180	60 second approval
	Virgin Australia Velocity Flyer Credit Card	Velocity Frequent Flyer	0.66 pts per $1Capped	—	$169	20,880 Velocity ptsWorth $209	Application
	CommBank Business Platinum Awards Credit Card 13 reviews	CommBank Awards Program	1 pt per $1Capped	—	$300	18,000 Velocity ptsWorth $180	60 second approval

Velocity Points by the numbers

Cards compared

2.25 pts per $1

Top earn rate

130,000 pts

Average sign-up bonus

$3,500

Highest-value sign-up bonus

American Express Platinum Business Card

$270

Average annual fee

What is a Velocity Points credit card?

Velocity Frequent Flyer points can be redeemed for flights, hotels, car hire, holidays and shopping. A Velocity card earns points on everyday spending like fuel, clothes and groceries.

The key choice is whether to earn Velocity Points directly or earn in a rewards program that has Velocity as a transfer partner. Transferable programs add flexibility, letting you use points various ways or move them to Velocity when you're ready to book. For the wider category, see frequent flyer cards.

Ways to earn Velocity Points

Direct-earn co-branded cards send points to your Velocity account automatically. Sign-up bonuses give your balance an early lift, and shopping with Velocity partners can earn extra.

If you shop at Coles, linking Velocity with Flybuys lets you earn Flybuys points to move into Velocity. Many rewards cards also let you transfer their points into Velocity, and some co-branded cards earn Status Credits toward your membership tier.

What to consider

Look for a high earn rate, ideally uncapped if you spend a lot. Compare annual and foreign transaction fees, any sign-up bonus, and extras like travel insurance, lounge access and partner benefits. Then weigh whether the rewards outweigh the cost of the card.

Velocity Points credit card FAQs

A direct-earn card sends Velocity Points to your account automatically each month. A transfer card earns its own program's points that you move to Velocity when you choose, which usually gives more flexibility across airline partners.

Pros

Sign-up bonuses can be sizeable, often enough to cover a return flight or kick-start a rewards balance once you meet the spend.
Earn points on everyday spend, so the shopping you do anyway builds toward flights, gift cards or cashback instead of earning nothing.
Plenty of cards here charge no annual fee, so they cost nothing to hold as a backup or low-use card.
Many of these cards offer 0% p.a. on balance transfers for up to two years, long enough to clear an existing debt without interest piling up.

Cons

Earn caps apply on a number of cards, throttling points once you pass a monthly or yearly threshold.
Sign-up bonuses require hitting a minimum spend in a set window, so the points only land if you would spend that much anyway.
The premium cards here carry high annual fees, so they only pay off if you use enough of the perks to cover the cost.

How do Velocity Points cards compare?

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Related card types

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Sources

Credit Card Compare: Australian credit card statisticsHow CardIQ scores cardsRewards points calculator
Program: Velocity Frequent Flyer