Compare frequent flyer credit cards to earn points on spending, redeemable for flights and upgrades with your favourite airline.
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Want to fly Qantas and oneworld?
Qantas Frequent Flyer credit cards
Some kind of overview.
On website
Highlights
- Accrue 1 Qantas Point per $1 spent, up to $1,000 monthly; thereafter, earn 0.5 Qantas Points. Point accumulation capped at 7,500 per statement period.
- Enjoy 0% p.a. for 12 months on balance transfers, with no balance transfer fee. (Reverts to cash advance rate of 21.99% p.a.)
- Includes complimentary travel insurance and purchase insurance.
Pros
Cons
On website
Highlights
- Get up to 80,000 bonus Qantas Points. Get 60,000 bonus Qantas Points upon spending $3,000 or more on eligible purchases within 3 months from card approval. Plus, an extra 20,000 bonus points if you haven't earned Qantas Points with a credit card in the past 12 months. Terms and Conditions apply.
- Benefit from 0% on Balance Transfer for 12 months with no Balance Transfer fee. Returns to Cash Advance rate thereafter. No interest-free days are applicable on retail purchases with an outstanding balance transfer.
- Benefit from the reduced annual fee of $349 p.a. for the initial year. An ongoing annual fee of $399 p.a. is applicable in the 2nd year.
Pros
Cons
Want to fly Virgin Australia and partners?
Velocity Frequent Flyer credit cards
On website
Highlights
- Acquire Velocity Points while benefiting from a $0 annual card fee.
- Points accrued on your card seamlessly transfer to your Velocity account monthly and are redeemable for various rewards such as flights, lodging, car rentals, gift cards, and beyond.
- Earn 0.75 Velocity Points per $1 spent, except for transactions with Australian government entities, where you'll earn 0.5 Velocity Points per $1 spent.
Pros
Cons
On website
Highlights
- Get 100,000 bonus Velocity Points upon applying by May 15, 2024, getting approved, and making $3,000 in eligible purchases with your new Card within the initial 3 months. Offer valid for new Amex Card Members exclusively.
- Receive a complimentary Virgin Australia return Economy domestic flight between specified cities annually following your first Card spend each year.
- Benefit from 2 complimentary Virgin Australia lounge passes each year at selected domestic airports.
Pros
Cons
First class ticket. Economy prices.
How to fly first class using points.
Jack rarely used his credit card. But then he realised a frequent flyer card could rack up serious points, so he compared and switched.
Now he runs everything—from groceries, fuel, household bills and even his tax—through his card and earns points on every dollar spent.
In just 12 months, he earned more than 150,000 points. That’s enough to upgrade to first class without extra effort or money.
Frequent flyer credit cards are specialised credit cards that offer reward points or miles for every dollar spent on eligible purchases. These reward points can be redeemed for flights, hotel stays, car rentals, and other travel-related expenses. Frequent flyer credit cards are popular among avid travellers and those looking to make the most of their everyday spending by earning valuable rewards that can offset travel costs.
David Boyd, the co-founder of CreditCardCompare.com.au, puts it: "I fondly remember the first time I used points from my frequent flyer credit card. It allowed me to upgrade my flight to first-class—a luxury I wouldn't have experienced otherwise."
Benefits of frequent flyer credit cards
Frequent flyer credit cards offer a range of benefits that make them appealing to consumers. Some of the key benefits include:
- Earn points: Cardholders can earn points or miles for every dollar spent on eligible purchases, which can be redeemed for flights and other travel-related expenses.
- Sign up bonuses: Many frequent flyer credit cards offer generous sign-up bonuses, providing a significant number of bonus points when you first open the card and meet the minimum spending requirement.
- Travel perks: Cardholders often enjoy travel perks such as airport lounge access, free travel insurance, and priority boarding.
- Foreign transaction fee waiver: Some frequent flyer credit cards waive foreign transaction fees, making them ideal for international travel.
- Additional rewards: In addition to travel rewards, some cards offer additional perks such as cashback, statement credits, Priority Pass, or discounts on partner merchants.
How to choose the right frequent flyer credit card
With a plethora of frequent flyer credit cards available in the market, selecting the right one can be a daunting task. Here are some factors to consider when choosing a frequent flyer credit card:
- Airline affiliation: Choose a card that aligns with your preferred airline or one that offers flexibility in transferring points to multiple airline partners.
- Annual fees: Consider the annual fee associated with the card and evaluate whether the benefits and rewards justify the cost.
- Interest rates: Look at the interest rates offered by the card and ensure they are competitive with other credit cards in the market.
- Bonus points: Evaluate the sign up bonus and the minimum spending requirement to determine if it is attainable based on your regular spending habits.
- Reward redemption options: Check the redemption options available for your accumulated points and ensure they align with your travel preferences.
- Additional benefits: Consider additional perks such as travel insurance, purchase protection, and concierge services offered by the card.
