Virgin Money credit cards
Compare 5 Virgin Money credit cards on rates, fees and rewards, side by side.
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| Card | Name and rating | Annual fee | Purchase rate | Rewards program | Sign-up bonus | Interest-free days | |
|---|---|---|---|---|---|---|---|
 | $0 | 19.99% p.a. | — | — | Up to 55 | ||
Virgin MoneyStandard •••• •••• •••• •••• Credit Card CompareVisa | $99 | 12.99% p.a. | — | — | Up to 55 | ||
Virgin MoneySignature •••• •••• •••• •••• Credit Card CompareVisa | $349 | 21.99% p.a. | Velocity Frequent Flyer | 100,000 pts | Up to 44 | ||
 | $169 | 21.99% p.a. | Virgin Money Rewards | 60,000 pts | Up to 44 | ||
 | $169 | 21.99% p.a. | Velocity Frequent Flyer | — | Up to 44 |
What's happening with Virgin Money credit cards in October
By 
David BoydUpdated 23 October 2026
- In our data
Online sentiment softened
How Virgin Money cards are talked about online leaned more negative this month.
Sentiment leanMostly positiveMostly negative
Online conversations about Virgin Money cards have shifted toward more critical commentary, which could reflect broader concerns among cardholders or potential applicants.
- In our data
Median annual fee rose by $20
Median annual fee$149$169
If you're carrying a Virgin Money card, you're now paying $20 more per year in fees than you were previously.
Virgin Money by the numbers
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Sources
- Credit Card Compare
- Australian credit card statistics
- Issuer
- Virgin Money