Platinum Credit Cards
Compare platinum credit cards offering substantial bonus points, 0% introductory interest rates, complimentary insurance, and other rewards tailored to your spending habits.
By Andrew Boyd | Verified by David Boyd | Updated 24 Aug 2024
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Comparing Platinum Credit Cards
Rewards program
Membership Rewards
Points per $1 spent
2.25 points
Sign up bonus
350,000 points
Annual fee
$1,750.00 p.a. ongoing
Highlights
- Obtain 350,000 bonus Membership Rewards points by applying before 5 November 2024, getting approved, and spending $12,000 on your card within the initial 3 months. Exclusive to New American Express Card Members.
- Earn up to 2.25 pts per $1 spent.
- Enjoy exclusive Platinum travel, experience, and dining privileges.
Pros
Cons
Rewards program
Membership Rewards
Points per $1 spent
2.25 points
Sign up bonus
200,000 points
Annual fee
$1,450.00 p.a. ongoing
Highlights
- Acquire 200,000 Bonus Membership Rewards Points by applying online, getting approved, and spending $5,000 on your new Card within the initial 3 months. T&Cs apply. Exclusive to New Amex Card Members.
- Utilize a $450 Platinum Travel Credit annually for flight, hotel, or car rental bookings.
- Indulge in up to $400 per calendar year when dining at a curated selection of over 1,400 hand-picked restaurants, both domestically and internationally. Terms and Conditions apply.
Pros
Cons
On website
Regional Australia Bank Visa Platinum Rewards Credit Card
Rewards program
Qantas Frequent Flyer
Points per $1 spent
0.75 points
Sign up bonus
N/A
Annual fee
$195.00 p.a. ongoing
Highlights
- No fees for additional cardholders, cash advances and late payments.
- The annual fee is waived for Partnership Advantage Home Loan holders (usually $195 p.a.).
- Earn 0.75 Qantas Points for every $1 you spend on eligible purchases ang get complimentary Qantas Frequent Flyer membership and 10,000 points a year.
- Up to 45 days interest-free on purchases.
Pros
Cons
On website
Westpac BusinessChoice Rewards Platinum Mastercard
Rewards program
Qantas Business Rewards
Points per $1 spent
0.75 points
Sign up bonus
50,000 points
Annual fee
$150.00 p.a. ongoing
Highlights
- Receive 50,000 bonus Qantas Points when you spend $3,000 on eligible purchases within 90 days of card approval. Terms and conditions apply
- Earn 0.75 Qantas Point per $1.50 spent on eligible business purchases.
- Assign individual card credit limits from $1,000 on up to 99 cards.
Pros
Cons
On website
Westpac Altitude Business Platinum Credit Card
Rewards program
Altitude Rewards
Points per $1 spent
1 point
Sign up bonus
N/A
Annual fee
$0.00 for 1st year
Highlights
- $0 annual card fee for the first year (usually $200 p.a.)
- 4.99% p.a. for 12 months on balance transfers with no balance transfer fee on amounts transferred.
- Includes complimentary cover for international travel insurance, along with an extended warranty and purchase protection.
Pros
Cons
On website
Rewards program
Suncorp Rewards, Qantas Frequent Flyer
Points per $1 spent
1.25 points
Sign up bonus
140,000 points
Annual fee
$99.00 for 1st year
Highlights
- 140,000 bonus Suncorp Credit Card Rewards Points for spending $4,500 on eligible transactions within the initial 90 days from approval.
- Acquire 1.25 Suncorp Rewards Points per $1 spent on eligible transactions.
- Platinum privileges encompassing concierge service and a variety of insurance covers.
Pros
Cons
On website
St.George Amplify Platinum Credit Card (Qantas)
Rewards program
Amplify Qantas
Points per $1 spent
0.5 points
Sign up bonus
50,000 points
Annual fee
$99.00 for 1st year
Highlights
- Up to 50,000 bonus Qantas Points earned upon spending $3,000 on eligible purchases within 90 days from card approval. Exclusions apply.
- Pay an annual fee of $99 for the first year ($124 thereafter).
- Earn 0.5 points per $1 spent (uncapped).
Pros
Cons
On website
Rewards program
Qantas Frequent Flyer
Points per $1 spent
1 point
Sign up bonus
N/A
Annual fee
$199.00 p.a. ongoing
Highlights
- 4.99% p.a. for 5 months on balance transfers, and purchases. Reverts to 19.49% p.a.
- Up to 55 interest-free days on purchases.
- Earn 1 Qantas Point per $1 spent on eligible purchases.
Pros
Cons
On website
Rewards program
Card Services Rewards
Points per $1 spent
1 point
Sign up bonus
20,000 points
Annual fee
$129.00 p.a. ongoing
Highlights
- Experience 0% for 24 months on Balance Transfers with a 0% balance transfer fee. Reverts to the cash advance rate of 21.74% p.a.
- Receive 20,000 rewards points when you spend $3,000 or more on eligible purchases within 3 months of approval.
- Earn 1 reward point for every $1 spent on Eligible Transactions.
Pros
Cons
On website
Rewards program
N/A
Points per $1 spent
N/A
Sign up bonus
N/A
Annual fee
$99.00 p.a. ongoing
Highlights
- Low-interest rate of 11.99% p.a. on balance transfers and purchases.
- Up to 45 interest-free days.
- Includes complimentary insurance cover.
