Bankwest Qantas Platinum Mastercard

On Bankwest's website

Bankwest Qantas Platinum Mastercard

Balance transfer

N/A

Purchase rate

19.99% p.a. ongoing

Interest-free days

44 days

Annual fee

$160.00 p.a. ongoing

Highlights

  • Earn up to 50,000 Qantas Bonus Points when you spend $3,000 on eligible purchases in the first 90 days and keep your card open for over 15 months. Limited time. New customers only, other fees, T&Cs apply.
  • Earn 0.60 points per $1 on your first $2,500 spent on eligible purchases per month, then 0.3 points per $1 thereafter.
  • Enjoy complimentary overseas travel insurance and no foreign transaction fees on online or overseas purchases.

Pros and cons

Pros

  • Earn 50,000 bonus Qantas Points when you meet the eligibility criteria.
  • No foreign transaction fees.
  • Add up to 3 additional cards for free.

Cons

  • Annual fee of $160 per year.
  • Other rewards cards offer a higher points earn rate.

About this credit card

Basics

Card usage

Apple Pay Enabled
Yes
Card Type
Mastercard
Gambling Transactions Allowed
Yes
Samsung Pay Enabled
Yes

Eligibility

Joint Application Accepted
No
Minimum Age
18 years
Minimum Credit Rating
Below Average, Fair, Good, Very Good, Excellent
Minimum Income
N/A
Temporary Residents Accepted
No

Additional cardholders

Additional Cardholders
3
Additional Card Fee Ongoing
$0.00

Credit limits

Minimum Credit Limit
$3,000.00
Maximum Credit Limit
N/A

Repayments

Interest Charged From
Purchase date
Interest Free Period
Up to 44 days on purchases
Minimum Repayment Percentage
2%

Balance transfers

Balance transfer offer

Balance Transfer Rate
N/A
Balance Transfer Period
N/A
Balance Transfer Fee Percentage
N/A

Balance transfer conditions

Balance Transfer From Personal Loan
N/A
Balance Transfer Limit Percentage
N/A
Balance Transfer Revert Rate
N/A

Rates, fees, charges

Cash advances

Cash Advance Rate
21.99% p.a.
Cash Advance Fee
$4.00
Cash Advance Fee Percentage
3%
Cash Advance Fee Threshold
N/A

Purchases

Purchase Rate Introductory Offer
N/A
Purchase Rate Introductory Period
N/A
Purchase Rate Ongoing
19.99% p.a.

Account fees

Annual Fee Initial Year
N/A
Annual Fee Ongoing
$160.00
Dishonour Fee
$0.00
Duplicate Statement Fee
$1.25
Foreign Exchange Fee Percentage
0%
Late Payment Fee
$25.00

Rewards

Rewards program basics

Rewards Program
Qantas Frequent Flyer
Rewards Program Annual Fee Initial Year
N/A
Rewards Points Expiry
None

Rewards points per $1 spent

Domestic Rewards Points Earn Rate
0.60
Government Rewards Points Earn Rate
N/A
Overseas Rewards Points Earn Rate
0.60

Additional perks

Insurance

Cardholder's Domestic Hotel Burglary Insurance
No
Cardholder's Extended Warranty Insurance
Yes
Cardholder's International Travel Insurance
Yes
Cardholder's Interstate Flight Inconvenience
Yes
Cardholder's Personal Item Theft Cover
Yes
Cardholder's Price Protection Insurance
Yes
Cardholder's Purchase Protection Insurance
Yes
Cardholder's Refund Protection
No
Cardholder's Transport Accident Insurance
No

Travel and lifestyle

Airport Lounge Access Included
No
Concierge Service Included
No
Complimentary Flight Voucher Included
No
Complimentary QFF Membership Included
Yes

History

    User reviews

    Convenience

    Customer service

    Rates and fees

    Rewards

    Trust

    Best Qantas FF rewards card

    Reviewed by Krythe

    Great for overseas trips

    Reviewed by Robert

    Great for travelling

    Reviewed by Yvette

    Good rewards for a non-AmEx card, dispute problems

    Reviewed by Mark

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