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  4. earn rewards points
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Credit Card Compare Exclusive
Exclusive half Annual Fee offer in the first year
Virgin Australia Velocity Flyer Credit Card Purchase Offer

0% p.a. for 14 months on purchases.

0% p.a. for 6 months on balance transfers.

No balance transfer fee.

$64 annual fee in the first year, then $129 thereafter, saving you $65.

Virgin Money is giving one lucky customer the chance to win 1 Million Velocity Points when you take out a Virgin Australia Velocity Flyer or High Flyer credit card.

$129 Virgin Australia Gift Voucher which cardholders get each year.

Earn Velocity Points on your everyday spend at the standard rate of 0.66 pt per $1 spent up to a threshold of $1,500 per month.

Personal Concierge Service.

Pay faster at the checkout using VISA payWave.

Promotion. Credit criteria, fees and charges apply. Read the terms and conditions before making a decision.

Spend criteria and T&C’s apply for this offer. Apply by 31st Oct 18 and be approved by 23rd Nov 18 to be eligible for the 1 million Velocity Points completion. Terms and Conditions Apply.

0% balance transfer cards

Transfer debt to a 0% credit card and save money on interest by paying it off over a long interest-free period.
Offer
Card features
balance transfer
purchase rate
annual fee
Apply
Westpac Low Rate Credit Card Exclusive Offer
Apply by 02 oct 18
0% p.a. for 26 months on balance transfers. (2% balance transfer fee applies). Reverts to variable cash advance rate.
$0 p.a. annual fee for the first year.
Up to 55 days on purchases
More info
Add to comparison
26 months
0% p.a.
then 19.49%
with a 2% fee
13.49% p.a.
ongoing
$0
1st year
then $59
St.George Vertigo Platinum Credit Card Exclusive Offer
Apply by 02 oct 18
0% p.a. for 25 months on balance transfers with no balance transfer fee. Reverts to variable cash advance rate.
Low ongoing variable purchase interest rate of 12.74% p.a.
$99 p.a. annual fee.
More info
Add to comparison
25 months
0% p.a.
then 19.49%
with a 0% fee
12.74% p.a.
ongoing
$99
ongoing
NEW
Citi Rewards Platinum Card Balance Transfer Offer
Apply by 31 mar 19
0% p.a. for 24 months on balance transfers.
One-off 1.5% balance transfer fee applies.
Reduced annual fee of $49 p.a. in the first year ($149 p.a. thereafter).
More info
Add to comparison
24 months
0% p.a.
then 21.74%
with a 1.5% fee
20.99% p.a.
ongoing
$49
1st year
then $149
Compare 60 balance transfer cards

frequent flyer cards

Turn your everyday spending into free flights and upgrades with your preferred airline.
Offer
Card features
rewards program
earn rate
sign up bonus
Apply
NAB Qantas Rewards Signature Card
90,000 Qantas Points when you spend $4,000 on everyday purchases in 60 days.
Seven complimentary insurances when you make an eligible purchase.
Reduced Annual Fee of $295 in first year. (reverts to $395 after first year).
More info
Add to comparison
Qantas Frequent Flyer
Qantas Frequent Flyer
1 pt
per $1 spent
up to $5,000
then 0.5 pts
$5,001 to $20,000
More info
90,000
points
after spend criteria
American Express Explorer® Credit Card
Apply by 26 sep 18
5 reviews
Get 75,000 points when you apply online by 26th Sept 2018, are approved and spend $3,000 in the first 3 months
Receive a $400 Travel Credit each year towards any flights, hotels and car hire when you book online with this card.
Enjoy up to two entries per year to the American Express Lounge at Sydney or Melbourne Airports.
More info
Add to comparison
Membership Rewards Gateway
Membership Rewards Gateway
2 pts
per $1 spent
75,000
points
after spend criteria
Transfers to 56,250
Velocity points
Virgin Australia Velocity Flyer Credit Card Points Offer
Apply by 31 oct 18
Earn up to 60,000 bonus Velocity Points (Spend Conditions Apply).
$129 Virgin Australia Gift Voucher which cardholders get each year.
Chance to win 1 million Velocity Points (Conditions Apply).
More info
Add to comparison
Velocity Frequent Flyer
Velocity Frequent Flyer
0.66 pt
per $1 spent capped
60,000
points
after spend criteria
Compare 65 frequent flyer cards

No annual fee cards

Get a card with no annual fee. Great for life's unexpected turns.
Offer
Card features
balance transfer
purchase rate
annual fee
Apply
Westpac Low Rate Credit Card Exclusive Offer
Apply by 02 oct 18
0% p.a. for 26 months on balance transfers. (2% balance transfer fee applies). Reverts to variable cash advance rate.
$0 p.a. annual fee for the first year.
Up to 55 days on purchases
More info
Add to comparison
26 months
0% p.a.
then 19.49%
with a 2% fee
13.49% p.a.
ongoing
$0
1st year
then $59
Citi Clear Platinum Credit Card
Apply by 10 oct 18
16 reviews
0% p.a. for 14 months on balance transfers with no balance transfer fee.
No annual fee for the first year ($99 p.a. thereafter).
Enjoy a low purchase rate of 12.99% p.a.
More info
Add to comparison
14 months
0% p.a.
then 21.74%
with a 0% fee
12.99% p.a.
ongoing
$0
1st year
then $99
No foreign transaction fees on purchases when travelling or shopping online.
No currency conversion fees.
$0 p.a. annual fee.
More info
Add to comparison
-
21.99% p.a.
ongoing
$0
ongoing
Compare 26 no annual fee cards
I've been pulling Credit Card Compare apart and putting it back together since we first launched. I'm constantly looking for better ways to help you compare credit cards, save money and earn rewards faster.
Andrew Boyd
Co-Founder
I've been living and breathing credit cards since launching the first version of Credit Card Compare back in 2008. I spend a lot of my time working with the banks to get better offers for you.
David Boyd
Co-Founder
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