American Express (Amex) is known primarily for offering a range of credit cards with rewards and benefits. In Australia, American Express provides credit cards linked with the Qantas Frequent Flyer, Velocity Frequent Flyer, and Amex Membership Rewards schemes, with various airline transfer partners. It features a low-rate card option alongside various choices tailored for business proprietors.
Benefits of American Express credit cards
American Express credit cards come with a host of benefits that set them apart from other credit card providers. Some of the key advantages include:
- Membership rewards: American Express offers a robust rewards program that allows cardholders to earn points on their everyday purchases. These points can be transferred to partner airline frequent flyer programs, shopping, dining, and more, providing added value to cardholders.
- Exclusive access: Card members enjoy access to a range of exclusive perks, such as lounge access at airports, travel insurance coverage, concierge services, and invitations to special events.
- Customer service: American Express is known for its excellent customer service, with dedicated support for card members available 24/7 to assist with any queries or issues.
Types of American Express credit cards
American Express offers various credit cards to cater to different needs and preferences. Some of the popular types of American Express credit cards include:
- Platinum card: Known for its premium benefits and elite status, the Platinum Card offers luxurious travel perks, complimentary airport lounge access, and generous rewards points.
- Qantas Points cards: American Express partners with Qantas to offer co-branded credit cards that allow cardholders to earn Qantas Points on their purchases, which can be redeemed for flights and upgrades.
- Everyday cards: These cards are designed for everyday spending and offer reward points on various purchases, making them ideal for those looking for a versatile credit card option.
How to earn rewards with American Express credit cards
Earning rewards with American Express credit cards is easy and straightforward. Cardholders can accumulate points using their cards for everyday expenses such as grocery shopping, dining out, online purchases, and more. American Express offers promotional offers allowing card members to earn bonus points on specific spending categories or eligible purchases, similar to other reward credit cards.
Tips for maximising American Express credit card rewards
To make the most of your American Express credit card rewards, consider the following tips:
- Take advantage of bonus points offers: Keep an eye out for special promotions that offer bonus points for specific purchases or spending thresholds. Conditions and limitations apply to limit the practice of "churning" points.
- Redeem points wisely: Consider the value of your points when redeeming them and look for opportunities to maximise their worth, such as transferring points to airline loyalty programs or using them for high-value redemptions such as Business or First Class flights.
- Relax with travel benefits: If your American Express card offers travel perks like lounge access or travel credits, be sure to take advantage of these benefits to enhance your travel experience and save money on trips.