American Express credit cards
Compare 20 American Express credit cards on rates, fees and rewards, side by side.
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| Card | Name and rating | Annual fee | Purchase rate | Rewards program | Sign-up bonus | Interest-free days | |
|---|---|---|---|---|---|---|---|
 | $0 | 10.99% p.a. | — | — | Up to 55 | 60 second approval | |
 | American Express Platinum Card 16 reviews | $1,450 | No interestPay in full each month | American Express Membership Rewards | 200,000 pts | Up to 44 | 60 second approval |
 | $105 | No interestPay in full each month | American Express Membership Rewards | 75,000 pts | Up to 51 | ||
 | $105 | No interestPay in full each month | American Express Membership Rewards | 75,000 pts | Up to 51 | ||
 | $1,750 | No interestPay in full each month | American Express Membership Rewards | 350,000 pts | Up to 55 | 60 second approval | |
 | $70 | No interestPay in full each month | American Express Membership Rewards | 50,000 pts | Up to 51 | ||
 | $70 | No interestPay in full each month | American Express Membership Rewards | 50,000 pts | Up to 51 | ||
 | $395 | 23.99% p.a. | American Express Membership Rewards | 75,000 pts | Up to 55 | 60 second approval | |
 | $800 | No interestPay in full each month | American Express Membership Rewards | 350,000 pts | Up to 51 | ||
 | $1,200 | No interestPay in full each month | American Express Membership Rewards | 350,000 pts | Up to 51 | ||
 | $395 | No interestPay in full each month | American Express Membership Rewards | 200,000 pts | Up to 55 | 60 second approval | |
 | $249 | No interestPay in full each month | Velocity Frequent Flyer | 150,000 pts | Up to 51 | 60 second approval | |
 | $0 | 23.99% p.a. | Qantas Frequent Flyer | — | Up to 44 | 60 second approval | |
 | $450 | No interestPay in full each month | Qantas Business Rewards | 150,000 pts | Up to 51 | 60 second approval | |
 | $108 | 23.99% p.a. | American Express Membership Rewards | 30,000 pts | Up to 55 | 60 second approval | |
 | $95 | 23.99% p.a. | Velocity Frequent Flyer | 20,000 pts | Up to 55 | 60 second approval | |
 | $450 | 23.99% p.a. | Qantas Frequent Flyer | 50,000 pts | Up to 44 | 60 second approval | |
 | $0 | 23.99% p.a. | American Express Membership Rewards | — | Up to 55 | 60 second approval | |
 | Qantas American Express Premium Card 3 reviews | $249 | 23.99% p.a. | Qantas Frequent Flyer | 20,000 pts | Up to 44 | 60 second approval |
 | $440 | 23.99% p.a. | Velocity Frequent Flyer | 50,000 pts | Up to 55 | 60 second approval |
What people say online
Mostly positive
Our ongoing analysis of online discussion about this issuer.
American Express cards in Australia are valued for strong rewards and transfer flexibility alongside valuable travel perks, though recent benefit devaluations and stricter approval policies have tempered enthusiasm, with annual fees remaining a point of contention relative to individual usage patterns.
What's happening with American Express credit cards in November
By 
David BoydUpdated 4 November 2026
- Market news
Amex Explorer Card offers 75,000 bonus points.
American Express is offering a sign-up bonus of 75,000 points with the Amex Explorer Card. This adds to the range of card sign-up offers available in the market.
If you spend enough to earn 75,000 points, that's equivalent to several hundred dollars in value depending on how you redeem them, though it's worth calculating against the card's $249 median annual fee to see if it stacks up for your usage.
- Market news
Qantas Amex credit card offers up to 120,000 bonus points.
American Express and Qantas are offering substantial sign-up bonuses on their co-branded credit card, providing cardholders with enhanced earning potential during the current promotional period.
If you're a frequent Qantas flyer, 120,000 bonus points could translate to several domestic flights or a partial redemption toward international travel, though you'll want to factor in the annual fee against your actual card usage.
- Market news
Amex Platinum Card offers up to 300,000 bonus rewards points.
American Express is running a significant sign-up bonus promotion on its Platinum Card, allowing new cardholders to accumulate substantial Membership Rewards points.
The Platinum Card's 300,000 bonus points is a larger initial earning pool, but our data shows Amex cardholders are divided on whether annual fees justify the rewards, so the value depends on how much you'd redeem those points.
American Express by the numbers
How do American Express cards compare?
View all →- American Express Explorer Credit CardvsANZ Rewards Platinum
- American Express Explorer Credit CardvsCommBank Ultimate Credit Card
- American Express Explorer Credit CardvsNAB Qantas Rewards Signature Card
- American Express Explorer Credit CardvsNAB Rewards Signature Card
- American Express Explorer Credit CardvsQantas Money Platinum
- American Express Explorer Credit CardvsWestpac Altitude Qantas Platinum
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Sources
- Credit Card Compare
- Credit card statistics for Australia
- Issuer
- American Express