Emirates Skywards Miles Credit Cards

Compare cards that earn rewards points that can be transferred to Emirates Skywards for flights and upgrades. Australian transfer partners are Amex Membership Rewards and CommBank Diamond Awards.

By Verified by David Boyd   |   Updated 31 Oct 2024

Comparing of 2 Emirates Skywards Miles credit cards

Apply by 28 January 2025
American Express Platinum Card

On American Express' website

Rewards program

Membership Rewards

Points per $1 spent

2.25 points

Sign up bonus

150,000 points

Annual fee

$1,450.00 p.a. ongoing

Details

  • Get 150,000 Bonus Membership Rewards Points by applying on or before 28 January 2025, getting approved, and spending $5,000 on your new Card within the initial 3 months. T&Cs apply. Exclusive to New Amex Card Members.
  • Utilise a $450 Platinum Travel Credit annually for flight, hotel, or car rental bookings.
  • Indulge in up to $400 per calendar year when dining at a curated selection of over 1,400 hand-picked restaurants, both domestically and internationally. Terms and Conditions apply.

Pros & cons

Pros
  • Get 150,000 Bonus Membership Rewards Points when you meet the criteria.
  • Receive a $450 Platinum Travel Credit each year.
  • Enjoy up to $400 Global Dining Credit per calendar year.
  • Access to more than 1,400 lounges globally, including The Centurion® Lounge.
  • Get the Amex Experiences App to access information on Platinum benefits, travel offers, events and recommended merchants.
Cons
  • The annual fee of $1,450.

Rewards program

Membership Rewards

Points per $1 spent

2 points

Sign up bonus

50,000 points

Annual fee

$149.00 p.a. ongoing

Details

  • Earn 50,000 Bonus Membership Rewards Points when you apply online, are approved, and spend at least $3,000 within 3 months of approval. Exclusive to new American Express Card Members.
  • Includes 2 Centurion Lounge passes per year at Sydney and Melbourne airports.
  • Receive complimentary travel insurance when you book your return flight with your card.

Pros & cons

Pros
  • Earn up to 2 points per $1 spent on eligible purchases.
  • Earn 1 point per $1 spend on ATO and government transactions.
  • Use your points to pay off transactions, utilities, annual fee and more.
  • Redeem your rewards for flights, hotel reservations, or car rentals.
  • Transfer points to Virgin Australia, Air New Zealand and Hilton Honors.
  • Shop with your points at Apple, Ikea, JB Hi-Fi and more.
  • No fee for up to 99 employee cards.
  • Up to 55 interest-free days.
  • Track, consolidate, and control employee spending 24x7.
  • With the Amex App, you can Monitor business spend and activity
  • Manage your account anytime and anywhere with Live Chat Service
Cons
  • There is an annual fee of $149.
  • A 3% foreign transaction fee is in effect.
  • There is no balance transfer offer.
  • Cash advances are blocked, which might be inconvenient for some.

One-third of all credit card transactions in Australia involve a card that earns Qantas points. However, although Emirates is a Qantas partner airline, it is not possible to transfer points from Qantas Frequent Flyer to Emirates Skywards.

Since Citibank's withdrawal of its Emirates Citi World Mastercard from the market in January 2023, there are no longer any co-branded Emirates credit cards available in Australia.

Despite this, numerous Australian credit cards still allow you to earn points, which can be transferred to Emirates Skywards, the airline's frequent flyer program.

How to transfer Australian credit card loyalty points to Emirates Skywards

Instead of earning Emirates miles directly through a co-branded credit card, you can transfer — or convert — points from an Australian credit card loyalty program to Emirates Skywards.

American Express (Amex Membership Rewards) and CommBank Awards both have Emirates Skywards as a points transfer partner.

Is transferring points to the Emirates Skywards program worth it?

Transferring credit card loyalty points to the Emirates Skywards program could be beneficial in certain situations. However, we would advise against it in most cases, mainly due to unused Emirates Skywards miles expiring after 3 years, regardless of your account activity.

Emirates Skywards redemptions are relatively costly in terms of the required miles and the high Emirates carrier charges.

If you want to redeem points for Emirates flights, you don't necessarily have to book with Skywards miles. You can also use Qantas Frequent Flyer points or Air Canada Aeroplan points.

However, using Emirates Skywards miles does provide access to the more expensive "Flex Plus" reward seats, which are more available. If you plan to fly during a peak period, this could be one of the few ways to find award availability.

For Emirates-operated flights departing from most destinations, one-way awards can only be booked in the "Flex Plus" category, which requires more miles.

Additionally, you can use Skywards miles to upgrade on Emirates flights, which is not possible with Qantas Frequent Flyer points.

Learn all about

  • Q&As

What's so good about Emirates Skywards?

Emirates and Citi have formed a partnership, offering flyers a wide range of exclusive products and services. For every dollar you spend on retail purchases using your Emirates credit card you earn points, all of which are collected in your Skywards account and can be redeemed for rewards.

It does not cost you anything to join the Emirates Skywards program. All you have to do is complete a simple application and you can become a member in no more than five minutes. From there, you can enjoy special benefits every time you fly with Emirates. With the Miles you earn, you can select from a variety of flight and upgrade rewards.

The Skywards program is tiered, making it easy for you to gain a higher level of benefits as time goes by. Remember, you must always reference your nine digit Skywards membership number when making a reservation, checking into a hotel, or dealing with one of their partner companies. This will ensure that your Miles are credited to your account without delay. You only earn tier Miles when you fly Emirates. With these, you can make progress towards the Skywards Silver and Gold membership levels. Once you reach a new tier, you hold onto this status for at least the next 12 months. You need 25,000 tier Miles to earn Silver status and 50,000 Miles to step-up to Gold membership.

How can I earn more Skywards Miles?

A Skywards membership gives you the chance to earn Miles in three ways: through flights with Emirates; through partner airlines; through non-flight partners, including InterContinental Hotels, Hertz, Citibank, Damas, Jumeirah, and many others. For every dollar you spend, you will earn a certain number of Skywards Miles (which can vary depending on the offer or any promotions running at that time). When compared to cards linked with the Qantas or Velocity programs, Skywards linked credit cards often have one of the best earn rates for points.

What can I spend my Skywards Miles on?

Redeeming your Miles is a simple and straightforward process. Although the most popular reward is flights to destinations all over the world, you can also use your Miles in other ways such as to shop at The Emirates High Street or to upgrade your airline seats. Some of the best ways to redeem your Miles include:

  • Flights: You can fly with Emirates or partner airlines to more than 100 destinations worldwide. Making this benefit even better, you can book a ticket for as few as 10,000 Miles.
  • Upgrade your seats: With as few as 7,500 Skywards Miles, you can upgrade your travel class from economy to business or business to first class.
  • Hotels: Are you looking for somewhere to stay once you arrive? With Skywards Miles you can book many hotels around the world.
  • Lifestyle rewards: No matter where life takes you, you can use your Skywards Miles for a variety of leisure activities.

What rewards are available?

Skywards is Emirates’ award-winning frequent flyer scheme, one of Emirate credit cards’ most rewarding offers with plenty of exclusive travel perks available to Australians. The scheme allows you to gain access to luxury airport lounges, world-class airline accommodation, car rental, chauffeured services to and from Australian airports, hotels and other products while earning Skywards Miles from Emirates flights.

What tiers of membership are there?

Skywards from Emirates offers three membership tiers, Blue, Silver and Gold. Each tier offers a greater degree of benefits and privileges and flyers progress through each depending on their flying frequency.

How are Skywards points earned?

Cardholders earn points when flying with Emirates or partner airlines, making retail purchases using an Emirates credit card and when doing business transactions with other Skywards credit card partners, including car rental, leisure products, financial services, hotels, resorts and more.

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