Latitude 28° Global Platinum Mastercard®

On website

Latitude 28° Global Platinum Mastercard®

Balance transfer

N/A

Purchase rate

27.49% p.a. ongoing

Annual fee

$0.00 p.a. ongoing

Highlights

  • $0 yearly fee.
  • No foreign transaction fees for purchases during travel or online shopping.
  • You and four friends can access airport lounges, drinks, and Wi-Fi if your flight is delayed.

Pros and cons

Pros

  • The $0 annual fee.
  • No currency conversion fee or foreign transaction fee.
  • Get 6% off your stay with Booking.com.
  • Enjoy up to 55 days interest-free on purchases.

Cons

  • A high purchase interest rate of 27.49% p.a.
  • Cash advance rate is 29.99% p.a.
  • There is no rewards program on this card.

About this credit card

Basics

Card usage

Apple Pay Enabled
Yes
Card Type
Mastercard
Gambling Transactions Allowed
No
Samsung Pay Enabled
Yes

Eligibility

Joint Application Accepted
No
Minimum Age
18 years
Minimum Credit Rating
Good, Very Good, Excellent
Minimum Income
N/A
Temporary Residents Accepted
No

Additional cardholders

Additional Cardholders
9
Additional Card Fee Ongoing
$0.00

Credit limits

Minimum Credit Limit
$1,000.00
Maximum Credit Limit
N/A

Repayments

Interest Charged From
Purchase Date
Interest Free Period
Up to 55 days on purchases
Minimum Repayment Percentage
3%

Balance transfers

Balance transfer offer

Balance Transfer Rate
N/A
Balance Transfer Period
N/A
Balance Transfer Fee Percentage
N/A

Balance transfer conditions

Balance Transfer From Personal Loan
N/A
Balance Transfer Limit Percentage
N/A
Balance Transfer Revert Rate
N/A

Rates, fees, charges

Cash advances

Cash Advance Rate
29.99% p.a.
Cash Advance Fee
$4.00
Cash Advance Fee Percentage
3.5%
Cash Advance Fee Threshold
N/A

Purchases

Purchase Rate Introductory Offer
N/A
Purchase Rate Introductory Period
N/A
Purchase Rate Ongoing
27.49% p.a.

Account fees

Annual Fee Initial Year
N/A
Annual Fee Ongoing
$0.00
Dishonour Fee
N/A
Duplicate Statement Fee
$5.00
Foreign Exchange Fee Percentage
0%
Late Payment Fee
$45.00

Rewards

Rewards program basics

Rewards Program
N/A
Rewards Program Annual Fee Initial Year
N/A
Rewards Points Expiry
N/A

Rewards points per $1 spent

Domestic Rewards Points Earn Rate
N/A
Government Rewards Points Earn Rate
N/A
Overseas Rewards Points Earn Rate
N/A

Additional perks

Insurance

Cardholder's Domestic Hotel Burglary Insurance
No
Cardholder's Extended Warranty Insurance
No
Cardholder's International Travel Insurance
No
Cardholder's Interstate Flight Inconvenience
No
Cardholder's Personal Item Theft Cover
No
Cardholder's Price Protection Insurance
No
Cardholder's Purchase Protection Insurance
No
Cardholder's Refund Protection
No
Cardholder's Transport Accident Insurance
No

Travel and lifestyle

Airport Lounge Access Included
No
Concierge Service Included
No
Complimentary Flight Voucher Included
No
Complimentary QFF Membership Included
No

Our review

Convenience

Customer service

Rates and fees

Rewards

Trust


account

Reviewed by Credit Card Compare Staff

User reviews

Convenience

Customer service

Rates and fees

Rewards

Trust

Best travel card in Oz!

Reviewed by Ryan


Best card when travelling

Reviewed by cherylh


Love this card

Reviewed by Macca


28 degrees of ease!

Reviewed by Dave


Quite happy with this card

Reviewed by Alison


Fairly pleased with the card

Reviewed by Clinton Koch


Still the cheapest for travel

Reviewed by Neil


Extremely high interest rates stung me

Reviewed by Ali


Interest rate is high now

Reviewed by Joanne


Very convenient card for overseas purchases

Reviewed by Priska


Great card for using overseas

Reviewed by Hugo


Good for holidays

Reviewed by Nok


Useful card and handy for overseas purchases

Reviewed by Paul


Best card on the market

Reviewed by Reg


Great card for travelling overseas

Reviewed by Alyssa


Great for online and overseas purchases

Reviewed by Dale


The card for me

Reviewed by Eric


Great for use overseas

Reviewed by Leah


Good for overseas travel

Reviewed by Davin


No international transaction fees

Reviewed by M


Best card around, perfect fit for my needs!

Reviewed by Kimberly


No international transaction fee

Reviewed by Syl


Fast, uncomplicated approval process

Reviewed by dominic schipano


Go Card

Reviewed by Debbie


Great for overseas purchases and/or travelling

Reviewed by Karen


Best card for overseas purchases

Reviewed by Michael


Good for overseas travel but no rewards

Reviewed by Sue


Useful for overseas purchases

Reviewed by Anna


It has all the benefits I need

Reviewed by mohammed i


No currency conversion fees

Reviewed by Jason


Exchange rate not what I expected

Reviewed by S


Best travel card

Reviewed by Roz


Simply the best

Reviewed by Reg


Best travel credit card out there!

Reviewed by Kyria


Great card for overseas travellers

Reviewed by Marion


Good for travel but high interest rate

Reviewed by Jay


Great card for overseas travel and security

Reviewed by Liz


Problems understanding service operators

Reviewed by Roswitha


Good choice for low-cost travel money

Reviewed by Claire


No annual fees, accepted everywhere

Reviewed by Amanda


Service staff helped me get a refund overseas

Reviewed by Sue


Excellent for foreign purchases

Reviewed by L


No yearly fee, no international transactions fees

Reviewed by M


Good for foreign purchases

Reviewed by Andrew


Quick, simple application and approval

Reviewed by Courtney


Very expensive fees

Reviewed by Paul


Great for overseas travel, annoying BPAY charge

Reviewed by Emma


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