On website
ANZ Platinum Credit Card
Balance transfer
N/A
Purchase rate
20.99% p.a. ongoing
Annual fee
$0.00 for 1st year
Highlights
- Receive $300 cashback upon spending $1,500 on eligible purchases within the initial 3 months after approval. Terms and Conditions apply.
- Enjoy up to 55 days interest-free on purchases by paying your account in full each month.
- No annual fee for the first year. Subsequently, a standard annual fee of $87 p.a. applies.
Pros and cons
Pros
Cons
About this credit card
Basics
Card usage
Eligibility
Additional cardholders
Credit limits
Repayments
Balance transfers
Balance transfer offer
Balance transfer conditions
Rates, fees, charges
Cash advances
Purchases
Account fees
Rewards
Rewards program basics
Rewards points per $1 spent
Additional perks
Insurance
Travel and lifestyle
Our review
Convenience
Customer service
Rates and fees
Rewards
Trust
The basics
- Additional cardholders. Share your account with up to 9 additional friends and family for free. The account holder will be responsible for managing the account, including repayments.
- Digital wallets. You can use this card with all the major digital wallets including Apple Pay, Google Pay, and Samsung Pay. Wearables such as those from Fitbit and Garmin are also supported.
- Gambling transactions. The ANZ Platinum Credit Card can be used for gambling purchases.
Rewards and benefits
- Complimentary travel insurance. The ANZ Platinum Credit Card has complimentary international travel insurance. Cover will be active when the card has been used to purchase travel expenses related to your trip prior to departure. Eligibility criteria apply.
- Concierge services. Comes with access to the 24 / 7 ANZ Concierge for help with restaurant or hotel bookings, gift ideas, travel recommendations, price comparison, and many other tasks.
- Insurances. The ANZ Platinum Credit Card comes with extended warranty insurance, interstate flight inconvenience insurance, price protection insurance, purchase protection insurance, rental vehicle excess insurance inside Australia, and transport accident insurance.
- Rewards points. This credit card does not have a rewards program, although you can link your card with Cashrewards Max to earn cashback with partner stores online and in-store.
- Sign-up bonus. When you apply for a new ANZ Platinum Credit Card, you can earn $300 cashback when you spend $1,500 on eligible purchases in the first 3 months from approval.
Rates and fees
- Annual fee. This card has no annual fee in the first year, reverting to $87 p.a. thereafter. However, the annual fee will be waived if you use the card for $2,000 in eligible spend over 12 months.
- Balance transfers. This card has no introductory balance transfer offer. If you want to consolidate your debts, consider a credit card with a balance transfer.
- Cash advances. If you use this card for a cash advance, you will be charged interest at the rate of 21.99% p.a. with interest accruing immediately from the date of the transaction. ANZ will also apply a fee to process the cash advance.
- Foreign exchange fee. Any transactions made in a foreign currency when shopping online or while overseas will attract a 3% fee.
- Interest-free period. The ANZ Platinum Credit Card has up to 55 days interest-free on purchases when you have paid off your previous balance in full. Note that there is no interest-free period on cash advances.
- Purchases. There is no ongoing introductory purchase rate on this card right now, all eligible transactions will attract the standard interest rate of 20.99% p.a.
Reviewed by Credit Card Compare Staff
History
User reviews
Convenience
Customer service
Rates and fees
Rewards
Trust
Best credit card I've had so far
Reviewed by Jenny
Best deal in town
Reviewed by Kevin
Worst banking experience of my life
Reviewed by Rochelle
Happy with this card!
Reviewed by Shane
Extremely helpful bank with excellent service
Reviewed by John
No Problems with ANZ
Reviewed by soninicole
Excellence for trust
Reviewed by Michelle Smith
A bit high in fees
Reviewed by Steph
Very pleased with this convenient card
Reviewed by Suzanne Baker
Decent simple credit card
Reviewed by Gregory
Mandatory with package
Reviewed by Kylie
Got extra rewards
Reviewed by Deepakraj
Worth the money?
Reviewed by Jan
Had a year interest-free on balance transfer
Reviewed by Maureen
No rewards program
Reviewed by Amit
Great for travelling
Reviewed by Jason
Excellent rewards program
Reviewed by Bernd
Cumbersome approval process if you're self-funded
Reviewed by Carmel
Convenience and rewards
Reviewed by Frank
Meets all my needs
Reviewed by Charlotte
Amazing card, looks good
Reviewed by Sukh
Check the frequent flyer points conversion rate
Reviewed by Paul
Good perks, $250 voucher and no fee first year
Reviewed by Leah
Low rate, balance transfer option, customer focus
Reviewed by Nancy
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