Bank Australia Platinum Rewards Visa Credit Card

On Bank Australia's website

Bank Australia Platinum Rewards Visa Credit Card

Balance transfer

N/A

Purchase rate

20.24% p.a. ongoing

Interest-free days

55 days

Annual fee

$189.00 p.a. ongoing

Highlights

  • Experience a comprehensive credit card offering Qantas Points alongside complimentary travel insurance.
  • Earn 0.75 Qantas Points per $1 spent.
  • Enjoy up to 55 days interest-free.

Pros and cons

Pros

  • 20.24 % p.a. Variable interest rate.
  • Earn 0.75 Qantas Points for every $1 spent, plus 1 more for every $1 spent on Qantas products and services in Australia
  • Comes with complimentary overseas travel insurance.

Cons

  • There is a $59 p.a. additional card holder fee.
  • ATO spend does not earn Qantas points.

About this credit card

Basics

Card usage

Apple Pay Enabled
Yes
Card Type
Visa
Gambling Transactions Allowed
No
Samsung Pay Enabled
N/A

Eligibility

Joint Application Accepted
No
Minimum Age
18 years
Minimum Credit Rating
Good
Minimum Income
N/A
Temporary Residents Accepted
No

Additional cardholders

Additional Cardholders
1
Additional Card Fee Ongoing
$59.00

Credit limits

Minimum Credit Limit
$1,000.00
Maximum Credit Limit
N/A

Repayments

Interest Charged From
Purchase date
Interest Free Period
Up to 55 days on purchases
Minimum Repayment Percentage
2.5%

Balance transfers

Balance transfer offer

Balance Transfer Rate
N/A
Balance Transfer Period
N/A
Balance Transfer Fee Percentage
N/A

Balance transfer conditions

Balance Transfer From Personal Loan
N/A
Balance Transfer Limit Percentage
N/A
Balance Transfer Revert Rate
N/A

Rates, fees, charges

Cash advances

Cash Advance Rate
20.24% p.a.
Cash Advance Fee
$5.00
Cash Advance Fee Percentage
N/A
Cash Advance Fee Threshold
N/A

Purchases

Purchase Rate Introductory Offer
N/A
Purchase Rate Introductory Period
N/A
Purchase Rate Ongoing
20.24% p.a.

Account fees

Annual Fee Initial Year
N/A
Annual Fee Ongoing
$189.00
Dishonour Fee
$12.00
Duplicate Statement Fee
$3.00
Foreign Exchange Fee Percentage
3%
Late Payment Fee
$0.00

Rewards

Rewards program basics

Rewards Program
Qantas Frequent Flyer
Rewards Program Annual Fee Initial Year
N/A
Rewards Points Expiry
None

Rewards points per $1 spent

Domestic Rewards Points Earn Rate
0.75
Government Rewards Points Earn Rate
N/A
Overseas Rewards Points Earn Rate
0.75

Additional perks

Insurance

Cardholder's Domestic Hotel Burglary Insurance
No
Cardholder's Extended Warranty Insurance
No
Cardholder's International Travel Insurance
Yes
Cardholder's Interstate Flight Inconvenience
No
Cardholder's Personal Item Theft Cover
No
Cardholder's Price Protection Insurance
No
Cardholder's Purchase Protection Insurance
No
Cardholder's Refund Protection
No
Cardholder's Transport Accident Insurance
No

Travel and lifestyle

Airport Lounge Access Included
No
Concierge Service Included
No
Complimentary Flight Voucher Included
No
Complimentary QFF Membership Included
Yes

Our review

Convenience

Customer service

Rates and fees

Rewards

Trust

account

Reviewed by Credit Card Compare Staff

History

    User reviews

    Convenience

    Customer service

    Rates and fees

    Rewards

    Trust

    Saved lots

    Reviewed by Lyle

    Affordable

    Reviewed by Ani

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